Maintaining the health and happiness of your pets can be costly. Costs associated with veterinarian bills and pet care costs can quickly accumulate; but there are ways you can lower them.
Credit cards that offer pet-related spending rewards often offer the best offers. Such cards may reward frequent purchases with bonus rewards, help pay down balances faster with zero or deferred APR and offer other perks that may offset annual fees associated with using them.
Some credit cards that cater specifically to pet-owners feature a bonus category that rewards purchases made at pet shops, pet food stores and supply stores (up to $1,500 annually in combined spending per quarter). These credit cards can be especially advantageous to those who make multiple visits throughout the year to these merchants for pet supplies or services.
Other pet-specific credit cards offer short-term, no-interest payment plans that can help bring down the costs associated with routine and emergency vet procedures. Furthermore, these plans can provide more flexibility than traditional loans, covering six, 12 or 24 months’ expenses without accruing interest charges – ideal for pet owners with consistent income who can pay their monthly payments off in full each month.