Cash back at Hand MD offers customers an innovative new way to build rewards on everyday purchases, adding to a suite of financial services announced last year by Dollar General such as their banking platform with Spendwell, buy now pay later test program with Sezzle, and FIS Worldpay card reward points payment option for customers.
Cash-back apps allow users to track and record transactions, with approved transactions earning you money after processing is complete. They typically serve as an alternative to paper coupons and loyalty cards. Ibotta is one of the most widely-used cashback apps, offering grocery store partners such as Trader Joe’s, Whole Foods and Walmart in addition to convenience stores such as 7-Eleven and Stewart’s Shops as well. Once $20 is earned in rewards it can be sent directly into either your PayPal or bank account for disbursement.
RetailMeNot, another popular app, allows users to find coupon codes and discounts both in-store and online, such as grocery stores and gas stations. In addition, other cash-back apps provide rewards for purchases like gift cards or rebates on products on your wishlist.
If you want a simple app experience, Acorns could be an option. This service rounds up purchases made with debit and credit cards and invests your spare change in a diversified portfolio. Just remember these programs may tempt you into spending more than necessary – only use them on items you were going to purchase anyway!