Earn Cash Back at Master & Dynamic

Earn Cash Back at Master & Dynamic

It’s no secret that many people enjoy a little bit of extra spending money every now and then. That’s why cash back credit cards are a great way to save money on everyday expenses, make purchases and even earn travel rewards.

The best cash back credit cards are simple to use and give you plenty of ways to redeem your rewards. You can deposit the cash back into an eligible bank account, receive a check, transfer the cash back to a linked bank account or use it as rewards points toward your next trip or purchase.

How much you can earn with a cash back card depends on the type of card you choose, how much you usually spend and what types of rewards programs you prefer. Some credit cards offer a flat rate for all purchases, while others have tiered rewards with a boosted rate on certain purchases and a base 1% cash back on everything else.

Bonus category cards typically offer a higher rate in a few popular spending categories, like gas or dining. Some cards have rotating bonus categories, and you can change your selection once a month to match your spending habits.

While these cards can hit or miss, they’re worth considering if you don’t mind a little maintenance and want to save some cash on the items you spend the most money on. The $0-annual-fee Bank of America(r) Customized Cash Rewards Card, for instance, gives cardholders a choice of six bonus category choices and allows them to change their pick once per calendar month.