When choosing a credit card, you need to consider several factors to find the best choice for you. Among these are interest rates, annual fees, and cash back rewards.
In addition to the standard credit card, you may want to consider a gas card to earn bonus cash back on your gasoline purchases. Some cards offer discounts at online retailers as well. You may also want to consider a no-fee card. Whether you’re trying to get rid of debt, pay for vacations, or save for retirement, a cash back reward credit card can be a great way to help out.
The best cash back credit cards can be difficult to choose from. They offer many benefits such as consumer protections, shopping discounts, and money-saving travel discounts. However, you may not be able to use your rewards all at once. If you have a limited spending budget, you might need to decide between a flat rate and a rotating rewards card.
If you’re looking for a solid signup bonus, you should check out the Bank of America Customized Cash Rewards Card. It offers a 2 percent cash back reward on all purchases, as well as a higher reward in your selected category. Also, it allows you to change your highest reward category once per month.
Another great card is the Chase Freedom Unlimited Credit Card, which offers a 3% cash back rate on your grocery store purchases, along with a number of other perks. The only downfall is that it doesn’t offer lost or delayed bag coverage.