Earn Cash Back at Nectar

Nectar points can be collected through various methods, such as credit cards, loyalty programmes and special offers. They can then be redeemed for money off purchases at many retailers, or for goods and experiences like meals out or holidays.

Earn Cash Back at Sainsbury’s and Argos

Linking your credit card or bank account to a free Nectar account is the quickest way to start earning Nectar points. From there, take advantage of exclusive Nectar offers at partner retailers like Sainsbury’s or Argos that may last only for a short time; these deals provide great opportunities to save money on items you would normally buy anyway.

Nectar, the UK’s largest loyalty scheme, is free to join and partners with many retailers throughout the country. You earn points when you make a purchase at one of its partner stores.

Avios points can be exchanged for Nectar points (and vice versa), which can then be redeemed at any of its partner stores and are worth much more than standard Amex Reward points.

Earn Nectar points by signing up to Sainsbury’s Bank products such as home insurance and energy. However, do not use these as a reason to choose Sainsbury’s over another provider – often they come out more expensive after doing a full comparison.

For those with good credit scores, the American Express Nectar Credit Card is an attractive option as it pays 20,000 Nectar points when you spend PS2,000 within three months of account opening. Furthermore, this card provides a generous welcome bonus and you can earn up to 5,000 bonus points by referring someone else to it.