Earn Cash Back at Readers.com
Credit cards offering high levels of cash back rewards can help you save money by returning a portion of your purchases. However, how exactly cash back works differs between cards.
Citi Custom Cash(sm) Card offers a cost-free annual fee and allows users to choose from an extensive list of eligible spending categories to earn 5 percent cash back on up to $500 spent each billing cycle. These include grocery stores, restaurants, gas stations, online shopping and travel, streaming services, drugstores, home improvement stores, fitness clubs and live entertainment venues.
Additionally, you’ll earn 1% back on all other purchases with this card that has no annual fee. A great value!
Cash back rewards typically appear on your statement, though some issuers allow for redemption directly for gift cards or merchandise. The most popular method is making a purchase using your card which triggers the rewards.
Some credit cards allow you to combine cash back with coupons, providing an additional incentive. Apps like Ibotta and Ebates can help maximize savings by linking you directly to specific retailers.
Rakuten (formerly Ebates) is one of the largest cash back sites, working with more than 5,000 retailers to give you cash-back for purchases. But before you spend, take the time to compare prices and ensure you’re getting the best deal available.
BeFrugal is a great option that partners with numerous retailers to give you up to 40% cash back on your purchases. Plus, their website provides a browser extension that automatically tracks deals and notifies you when an item goes on sale.