Holland America Cashback: Every Portal's Rate, Compared

Holland America cashback FAQ

Which portal pays the most for Holland America cashback right now?

Fluz, at 8%. That's the rate a returning shopper gets, which is how the table ranks: an "up to" ceiling or a new-customer rate never takes this spot over a lower rate everyone gets.

How long does Holland America cashback take to pay out?

On a click-through portal there are two waits, one after the other: the portal has to confirm the order with Holland America, which mostly tracks Holland America's return window, and then the confirmed balance has to be paid out, which is the portal's own rule. Buying Holland America's gift card through a portal skips the first wait: that cashback is paid when the card is bought.

• Fluz: Instant. The cashback lands in the Fluz balance when the gift card is bought. Payout: On request; 2 to 7 business days. Fluz charges no fee, but passes on any transfer fee it's charged.
• Raise: Posted to the Raise account when the gift card is bought, and rescinded if that purchase is refunded or cancelled for any reason. Payout: Posted on each gift-card purchase. Raise Cash expires 180 days after the day it was earned.
• RebatesMe: Cash back becomes available after the 90-day return window.
• Rakuten: 3 to 14 weeks for online and in-store purchases; 45 to 120 days for travel. Payout: Every three months: February 15, May 15, August 15 and November 15.
• TopCashback: No fixed window. Cash back goes pending, then confirmed once the retailer reviews the order, then payable once the retailer's network is invoiced. TopCashback prints an estimated payout speed on each merchant's page. Payout: On request, once the cash back is payable. Adding bank, PayPal or Venmo details puts a 72-hour hold on the account first.
• MyPoints: No confirmation window we have verified. Payout: On redemption. Some rewards are delivered immediately; others may take up to 10 business days to process.
• CouponFollow: Pending for up to 60 days, to ensure a purchase isn't returned or refunded. Payout: Monthly: paid on the 25th to the linked PayPal account, arriving by month end; rewards earned on or after the 25th roll to the next month.
• Price.com: Typically 30 to 90 days: pending until the retailer confirms the purchase and its return period ends. Payout: On request, once the cash back is approved.
• RetailMeNot: In about 45 days the cash back lands in the RetailMeNot account as redeemable. Payout: On request, once the cash back is approved in the account.

Is there a minimum payout?

• Fluz: $15 in lifetime earnings once, then $1 per withdrawal.
• Raise: None to redeem; Raise applies it at your next checkout. Gift cards must be bought for at least $5, and with more than $1,000 in Raise Cash on hand you have to redeem some before earning more.
• RebatesMe: $10 in available cash back, not counting bonuses.
• Rakuten: $5.01 in confirmed cash back before the payment date; $5.00 or less carries over to the next one.
• TopCashback: None for PayPal, Venmo or bank transfer; some gift cards have one.
• MyPoints: At least 480 available Points to redeem (MyPoints blog, 2019).
• CouponFollow: An Available Balance of at least $10.
• Price.com: $10 per withdrawal, with a $500 cap per withdrawal and per day.
• RetailMeNot: A minimum approved balance of $5.01 is required for a redemption.