Cash back is one of the most desirable incentives for shopping. This type of incentive allows shoppers to get back a portion of their purchases in the form of cash (or sometimes points, rewards credits, or travel savings). Each company’s method for awarding cash back may differ; some offer direct deposit through PayPal while others mail checks; typically you must earn or spend a set amount before receiving your reward.
Ibotta is a free app that provides cash back on many everyday purchases at grocery stores and online. Users can earn money watching videos or taking surveys; once their earnings reach $20 they can redeem them for PayPal or gift card funds or earn bonus cash when referring friends.
TD Bank’s Kasasa Cash Back card provides up to $108 annually in select categories with up to 3% cash back, making it ideal for frequent grocery shoppers with good credit. Furthermore, it offers 2% cash back on all other purchases without annual fees or charges for using it.
Citi Double Cash card may also be worthwhile to consider as it offers a high cashback percentage and easy use, yet bear in mind that failure to pay by due date could incur interest charges and damage your overall credit score.