How to Save on Vet Bills With a Pet Care Credit Card

One of the best ways to save on your veterinary bills is to sign up for a pet care credit card. They offer a variety of rewards, like the coveted sign-up bonus, plus you can avoid the hassle of making cash-only payments to your veterinarian.

For the most part, you’ll need to be prepared to pay a pet care credit card bill on a monthly or bi-weekly basis, depending on your vet’s billing schedule. While some companies offer instant funding, others require a lengthy application process before you can even have your money in your hand. If this is a concern, you may want to take a gander at a few other financing options, including online lenders.

It’s also worth considering a pet care credit card that provides a reward for the most minor of expenses, such as vaccinations. Some cards are designed to reward you for making purchases at participating partner veterinarian clinics.

One of the coolest features on the Citi Simplicity(r) Card is its 0% APR for 21 months on balance transfers. This feature will allow you to pay off your veterinary bills without interest. The card also offers a nice no annual fee.

The Chase Freedom Flex Card also has an introductory 0% APR on new purchases. You can also earn 5% cash back on combined purchase categories, including some that include pet stores. But it’s not just the pet industry that benefits from these promotions.

Lastly, you can’t go wrong with the aforementioned Citi Double Cash Card. It has a $500 credit limit, a 1% cash back reward for pet emergency medical care, and an $0 annual fee.