Jos. A. Bank Cashback: Every Portal's Rate, Compared

The best Jos. A. Bank cashback we found is 3% at TopCashback, read from TopCashback's own Jos. A. Bank page.

Jos. A. Bank cash back rates by portal

Every rate below was read from that portal's own Jos. A. Bank page, and every row shows when we last looked. Where a rate has a catch, the catch is printed next to the number rather than underneath it.

PortalRateLast checked
TopCashback
Extrabux
2.5%source
Rakuten
2.5%source
Active Junky
Hoopla Doopla
Mr. Rebates
RetailMeNot
ShopBack
Fluz
1.5%Fluz's general virtual card, available at most merchants. Not a rate negotiated for this store specifically.source
RebatesMe
No cash backRebatesMe lists coupon codes for this merchant but pays no cash back on purchases.source
Price.com
Rate not publishedThis portal lists the merchant but did not show a rate we could read. That is different from paying nothing.source
BeFrugal
Not carriedThis portal does not cover this merchant.
chirpyest
Not carriedThis portal does not cover this merchant.
CouponFollow
Not carriedThis portal does not cover this merchant.
GoCashBack
Not carriedThis portal does not cover this merchant.
Lolli
Not carriedThis portal does not cover this merchant.
MaxRebates
Not carriedThis portal does not cover this merchant.
MyPoints
Not carriedThis portal does not cover this merchant.
Raise
Not carriedThis portal does not cover this merchant.
Sunshine Rewards
Not carriedThis portal does not cover this merchant.

Rates move without notice, so treat anything more than a couple of days old as worth re-checking at the portal before you shop.

How to get Jos. A. Bank cashback, step by step

  1. Open TopCashback's Jos. A. Bank page and click through to Jos. A. Bank from there. That click is what ties the order to your account, so start every Jos. A. Bank order this way rather than from a bookmark or a search result. The rate as we last read it was 3%.
  2. Shop in that same tab and session. Don't leave for a coupon site and come back, and turn off any other cashback or coupon extension before you check out: the last click before the order is the one that gets credited, and another extension's click can take it.
  3. Check out in one go, using only codes TopCashback itself shows for Jos. A. Bank. A code from somewhere else can void the cashback on many stores.
  4. Wait for it to confirm. No fixed window. Cash back goes pending, then confirmed once the retailer reviews the order, then payable once the retailer's network is invoiced. TopCashback prints an estimated payout speed on each merchant's page. Returning part of the order, or cancelling it, changes what gets paid.
  5. Get paid. TopCashback pays by: Bank transfer, Venmo, PayPal, gift cards, a Virtual Visa Prepaid Card or an American Express Virtual Reward Card. Minimum: None for PayPal, Venmo or bank transfer; some gift cards have one. Timing: On request, once the cash back is payable. Adding bank, PayPal or Venmo details puts a 72-hour hold on the account first.

Getting paid, portal by portal

Each portal's own help pages, as written there. The source link on each row goes to the page it came from. These are the portal's terms, not Jos. A. Bank's.

PortalPaid byMinimumConfirmation window
TopCashbacksourceBank transfer, Venmo, PayPal, gift cards, a Virtual Visa Prepaid Card or an American Express Virtual Reward Card.None for PayPal, Venmo or bank transfer; some gift cards have one.No fixed window. Cash back goes pending, then confirmed once the retailer reviews the order, then payable once the retailer's network is invoiced. TopCashback prints an estimated payout speed on each merchant's page.
ExtrabuxsourcePayPal, eGift cards, ACH bank deposit (US only), check (US only), or a donation to a charity.$10 available balance, with at least one confirmed purchase carrying more than $1 in available cash back.Usually tracked within 1 to 7 days of purchase, then held through a 90-day window for returns or cancellations at most stores before it becomes available.
RakutensourceBig Fat Check by mail, PayPal, American Express Membership Rewards points, or Bilt. A confirmed balance of $5.00 or more can also be redeemed as a gift card within minutes.$5.01 in confirmed cash back before the payment date; $5.00 or less carries over to the next one.3 to 14 weeks for online and in-store purchases; 45 to 120 days for travel.
Active JunkysourceCheck, PayPal, Venmo or a credit/debit card. Approved cash back can also be cashed out early as a gift card.None stated for the monthly payout. Cashing out early as a gift card takes $5.01 in approved cash back.Orders stay pending until the partner store approves them. For travel and events, partners typically approve within about 3 months after the trip or event.
Hoopla DooplasourceCheck, Venmo or PayPal.$5.00 in approved cash back per period, for PayPal, Venmo and paper checks alike. A balance under that carries over to the next period.Usually posts within 10 days of purchase, then becomes yours after 90 days.
Mr. RebatessourceA rebate check by mail, or payment via PayPal, Venmo or an Amazon gift card.$10 in Available Rebates.Rebates post to Pending within 1 to 3 business days of the order or ship date, then stay Pending for 90 days from the posting date before moving to Available.
RetailMeNotsourcePayPal or Venmo, from the RetailMeNot account.A minimum approved balance of $5.01 is required for a redemption.In about 45 days the cash back lands in the RetailMeNot account as redeemable.
ShopBacksourcePayPal or a US bank account via ACH, once the balance clears the minimum.$5 of Confirmed Cashback on ShopBack's payment-methods and clear-time guides; its withdraw how-to says $10.Pending within 48 hours of checkout, then Confirmed once the partner store's claim time has been fulfilled: usually a few weeks for retail, after trip completion for travel.
FluzsourceBank transfer (ACH), PayPal or Venmo, or spent in the app on more gift cards. Without a US bank account, PayPal or Venmo.$15 in lifetime earnings once, then $1 per withdrawal.Instant. The cashback lands in the Fluz balance when the gift card is bought.
RebatesMesourcePayPal, credit card, Alipay, check or gift cards.$10 in available cash back, not counting bonuses.Cash back becomes available after the 90-day return window.
Price.comsourceDebit card deposit, PayPal, Venmo, Zelle, gift cards, a donation to charity, or crypto.$10 per withdrawal, with a $500 cap per withdrawal and per day.Typically 30 to 90 days: pending until the retailer confirms the purchase and its return period ends.

Jos. A. Bank cashback rate history

Only changes are listed. Re-confirmations are not noise worth showing.

  1. Price.comrate no longer published
  2. Price.com1.5%
  3. RetailMeNot2%
  4. MyPointsmerchant dropped by this portal
  5. chirpyestmerchant dropped by this portal
  6. Mr. Rebates2%
  7. CouponFollowmerchant dropped by this portal
  8. Extrabux2.5%
  9. ShopBack2%
  10. Raisemerchant dropped by this portal
  11. Lollimerchant dropped by this portal
  12. GoCashBackmerchant dropped by this portal
  13. Active Junky2%
  14. Sunshine Rewardsmerchant dropped by this portal
  15. RebatesMeNo cash back
  16. BeFrugalmerchant dropped by this portal
  17. Fluz1.5%
  18. Price.comrate no longer published
  19. TopCashback3%
  20. Rakuten2.5%
  21. MaxRebatesmerchant dropped by this portal
  22. Hoopla Doopla2%

How these Jos. A. Bank numbers were produced

Jos. A. Bank cashback FAQ

Which portal pays the most for Jos. A. Bank cashback right now?

TopCashback, at 3%. That's the rate a returning shopper gets, which is how the table ranks: an "up to" ceiling or a new-customer rate never takes this spot over a lower rate everyone gets.

How long does Jos. A. Bank cashback take to pay out?

On a click-through portal there are two waits, one after the other: the portal has to confirm the order with Jos. A. Bank, which mostly tracks Jos. A. Bank's return window, and then the confirmed balance has to be paid out, which is the portal's own rule. Buying Jos. A. Bank's gift card through a portal skips the first wait: that cashback is paid when the card is bought.

Is there a minimum payout?