Moda Operandi Cashback: Every Portal's Rate, Compared
The best Moda Operandi cashback we found is 3% at Active Junky, read from Active Junky's own Moda Operandi page.
Moda Operandi cash back rates by portal
Every rate below was read from that portal's own Moda Operandi page, and every row shows when we last looked. Where a rate has a catch, the catch is printed next to the number rather than underneath it.
| Portal | Rate | Last checked |
|---|---|---|
| Active Junky | 3%source | |
| Hoopla Doopla | 3%source | |
| TopCashback | 3%source | |
| Mr. Rebates | 2%source | |
| Rakuten | 2%source | |
| Fluz | 1.5%Fluz's general virtual card, available at most merchants. Not a rate negotiated for this store specifically.source | |
| Price.com | No cash backPrice.com lists coupons and deals for this merchant but pays no cash back on purchases.source | |
| BeFrugal | 11%from the portal's store listRead from the portal's store list, not the merchant page. The first visit to this page reads the page itself.source | |
| Extrabux | Up to 3.5%A maximum, not a standing rate. Extrabux pays the top rate only on some categories, and the everyday rate is usually lower.source | |
| CouponFollow | Up to 3%A maximum, not a standing rate; CouponFollow says not all items are eligible for cash back.source | |
| MyPoints | 2 points per $1source | |
| RetailMeNot | Rate not publishedThis portal lists the merchant but did not show a rate we could read. That is different from paying nothing.source | |
| chirpyest | Not carriedThis portal does not cover this merchant. | |
| GoCashBack | Not carriedThis portal does not cover this merchant. | |
| Lolli | Not carriedThis portal does not cover this merchant. | |
| MaxRebates | Not carriedThis portal does not cover this merchant. | |
| Raise | Not carriedThis portal does not cover this merchant. | |
| RebatesMe | Not carriedThis portal does not cover this merchant. | |
| ShopBack | Not carriedThis portal does not cover this merchant. | |
| Sunshine Rewards | Not carriedThis portal does not cover this merchant. |
Rates move without notice, so treat anything more than a couple of days old as worth re-checking at the portal before you shop.
How to get Moda Operandi cashback, step by step
- Open Active Junky's Moda Operandi page and click through to Moda Operandi from there. That click is what ties the order to your account, so start every Moda Operandi order this way rather than from a bookmark or a search result. The rate as we last read it was 3%.
- Shop in that same tab and session. Don't leave for a coupon site and come back, and turn off any other cashback or coupon extension before you check out: the last click before the order is the one that gets credited, and another extension's click can take it.
- Check out in one go, using only codes Active Junky itself shows for Moda Operandi. A code from somewhere else can void the cashback on many stores.
- Wait for it to confirm. Orders stay pending until the partner store approves them. For travel and events, partners typically approve within about 3 months after the trip or event. Returning part of the order, or cancelling it, changes what gets paid.
- Get paid. Active Junky pays by: Check, PayPal, Venmo or a credit/debit card. Approved cash back can also be cashed out early as a gift card. Minimum: None stated for the monthly payout. Cashing out early as a gift card takes $5.01 in approved cash back. Timing: On the 20th of each month, or the next business day when the 20th falls on a weekend or holiday.
Getting paid, portal by portal
Each portal's own help pages, as written there. The source link on each row goes to the page it came from. These are the portal's terms, not Moda Operandi's.
| Portal | Paid by | Minimum | Confirmation window |
|---|---|---|---|
| Active Junkysource | Check, PayPal, Venmo or a credit/debit card. Approved cash back can also be cashed out early as a gift card. | None stated for the monthly payout. Cashing out early as a gift card takes $5.01 in approved cash back. | Orders stay pending until the partner store approves them. For travel and events, partners typically approve within about 3 months after the trip or event. |
| Hoopla Dooplasource | Check, Venmo or PayPal. | $5.00 in approved cash back per period, for PayPal, Venmo and paper checks alike. A balance under that carries over to the next period. | Usually posts within 10 days of purchase, then becomes yours after 90 days. |
| TopCashbacksource | Bank transfer, Venmo, PayPal, gift cards, a Virtual Visa Prepaid Card or an American Express Virtual Reward Card. | None for PayPal, Venmo or bank transfer; some gift cards have one. | No fixed window. Cash back goes pending, then confirmed once the retailer reviews the order, then payable once the retailer's network is invoiced. TopCashback prints an estimated payout speed on each merchant's page. |
| Mr. Rebatessource | A rebate check by mail, or payment via PayPal, Venmo or an Amazon gift card. | $10 in Available Rebates. | Rebates post to Pending within 1 to 3 business days of the order or ship date, then stay Pending for 90 days from the posting date before moving to Available. |
| Rakutensource | Big Fat Check by mail, PayPal, American Express Membership Rewards points, or Bilt. A confirmed balance of $5.00 or more can also be redeemed as a gift card within minutes. | $5.01 in confirmed cash back before the payment date; $5.00 or less carries over to the next one. | 3 to 14 weeks for online and in-store purchases; 45 to 120 days for travel. |
| Fluzsource | Bank transfer (ACH), PayPal or Venmo, or spent in the app on more gift cards. Without a US bank account, PayPal or Venmo. | $15 in lifetime earnings once, then $1 per withdrawal. | Instant. The cashback lands in the Fluz balance when the gift card is bought. |
| Price.comsource | Debit card deposit, PayPal, Venmo, Zelle, gift cards, a donation to charity, or crypto. | $10 per withdrawal, with a $500 cap per withdrawal and per day. | Typically 30 to 90 days: pending until the retailer confirms the purchase and its return period ends. |
| BeFrugalsource | Check, PayPal, direct deposit, Venmo, Zelle or an eGift card. Check and direct deposit are US only. | $0.01 for PayPal or direct deposit; $25 for a check. | Verified cash back sits in the account for 30 to 90 days, set by the retailer's return policy and its payment cycle with BeFrugal. Store pages say cash back is typically available for payment 15 to 60 days after purchase. |
| Extrabuxsource | PayPal, eGift cards, ACH bank deposit (US only), check (US only), or a donation to a charity. | $10 available balance, with at least one confirmed purchase carrying more than $1 in available cash back. | Usually tracked within 1 to 7 days of purchase, then held through a 90-day window for returns or cancellations at most stores before it becomes available. |
| CouponFollowsource | PayPal; a valid US PayPal account has to be connected to CouponFollow. | An Available Balance of at least $10. | Pending for up to 60 days, to ensure a purchase isn't returned or refunded. |
| MyPointssource | Points, redeemed for gift cards, travel miles or cash via PayPal. | At least 480 available Points to redeem (MyPoints blog, 2019). | Not verified yet |
| RetailMeNotsource | PayPal or Venmo, from the RetailMeNot account. | A minimum approved balance of $5.01 is required for a redemption. | In about 45 days the cash back lands in the RetailMeNot account as redeemable. |
Moda Operandi cashback rate history
Only changes are listed. Re-confirmations are not noise worth showing.
- BeFrugal11%
- Price.comNo cash back
- Price.comrate no longer published
- Price.comNo cash back
- Price.comrate no longer published
- Price.comNo cash back
- CouponFollowUp to 3%
- RetailMeNotrate no longer published
- MyPoints2 points per $1
- chirpyestmerchant dropped by this portal
- Mr. Rebates2%
- ShopBackmerchant dropped by this portal
- Raisemerchant dropped by this portal
- Lollimerchant dropped by this portal
- GoCashBackmerchant dropped by this portal
- Active Junky3%
- Sunshine Rewardsmerchant dropped by this portal
- ExtrabuxUp to 3.5%
- RebatesMemerchant dropped by this portal
- BeFrugalmerchant dropped by this portal
- Fluz1.5%
- Price.comrate no longer published
- TopCashback3%
- Rakuten2%
- MaxRebatesmerchant dropped by this portal
How these Moda Operandi numbers were produced
- Read directly from each portal's own merchant page, never copied from another comparison site.
- A rate we could not read is reported as unread. It is never converted into a zero, and a failed check never overwrites a previously good number.
- "Up to" and new-customer-only rates are labelled as such and are not allowed to win the top spot over a lower rate that everyone actually gets.
Moda Operandi cashback FAQ
Which portal pays the most for Moda Operandi cashback right now?
Active Junky, at 3%, tied with TopCashback and Hoopla Doopla at the same rate. That's the rate a returning shopper gets, which is how the table ranks: an "up to" ceiling or a new-customer rate never takes this spot over a lower rate everyone gets.
How long does Moda Operandi cashback take to pay out?
On a click-through portal there are two waits, one after the other: the portal has to confirm the order with Moda Operandi, which mostly tracks Moda Operandi's return window, and then the confirmed balance has to be paid out, which is the portal's own rule. Buying Moda Operandi's gift card through a portal skips the first wait: that cashback is paid when the card is bought.
- Active Junky: Orders stay pending until the partner store approves them. For travel and events, partners typically approve within about 3 months after the trip or event. Payout: On the 20th of each month, or the next business day when the 20th falls on a weekend or holiday.
- Hoopla Doopla: Usually posts within 10 days of purchase, then becomes yours after 90 days. Payout: Every three months. Payments go out by the end of January, April, July and October to everyone who qualifies.
- TopCashback: No fixed window. Cash back goes pending, then confirmed once the retailer reviews the order, then payable once the retailer's network is invoiced. TopCashback prints an estimated payout speed on each merchant's page. Payout: On request, once the cash back is payable. Adding bank, PayPal or Venmo details puts a 72-hour hold on the account first.
- Mr. Rebates: Rebates post to Pending within 1 to 3 business days of the order or ship date, then stay Pending for 90 days from the posting date before moving to Available. Payout: On request, once $10 in Available Rebates has accrued.
- Rakuten: 3 to 14 weeks for online and in-store purchases; 45 to 120 days for travel. Payout: Every three months: February 15, May 15, August 15 and November 15.
- Fluz: Instant. The cashback lands in the Fluz balance when the gift card is bought. Payout: On request; 2 to 7 business days. Fluz charges no fee, but passes on any transfer fee it's charged.
- Price.com: Typically 30 to 90 days: pending until the retailer confirms the purchase and its return period ends. Payout: On request, once the cash back is approved.
- BeFrugal: Verified cash back sits in the account for 30 to 90 days, set by the retailer's return policy and its payment cycle with BeFrugal. Store pages say cash back is typically available for payment 15 to 60 days after purchase. Payout: On request. Most payouts are sent on the next business day after the request.
- Extrabux: Usually tracked within 1 to 7 days of purchase, then held through a 90-day window for returns or cancellations at most stores before it becomes available. Payout: On request. Requests are processed within 3 business days; PayPal and eGift cards typically land within 24 to 48 hours after that, ACH takes about 5 business days, and a check 1 to 2 weeks by post.
- CouponFollow: Pending for up to 60 days, to ensure a purchase isn't returned or refunded. Payout: Monthly: paid on the 25th to the linked PayPal account, arriving by month end; rewards earned on or after the 25th roll to the next month.
- MyPoints: No confirmation window we have verified. Payout: On redemption. Some rewards are delivered immediately; others may take up to 10 business days to process.
- RetailMeNot: In about 45 days the cash back lands in the RetailMeNot account as redeemable. Payout: On request, once the cash back is approved in the account.
Is there a minimum payout?
- Active Junky: None stated for the monthly payout. Cashing out early as a gift card takes $5.01 in approved cash back.
- Hoopla Doopla: $5.00 in approved cash back per period, for PayPal, Venmo and paper checks alike. A balance under that carries over to the next period.
- TopCashback: None for PayPal, Venmo or bank transfer; some gift cards have one.
- Mr. Rebates: $10 in Available Rebates.
- Rakuten: $5.01 in confirmed cash back before the payment date; $5.00 or less carries over to the next one.
- Fluz: $15 in lifetime earnings once, then $1 per withdrawal.
- Price.com: $10 per withdrawal, with a $500 cap per withdrawal and per day.
- BeFrugal: $0.01 for PayPal or direct deposit; $25 for a check.
- Extrabux: $10 available balance, with at least one confirmed purchase carrying more than $1 in available cash back.
- CouponFollow: An Available Balance of at least $10.
- MyPoints: At least 480 available Points to redeem (MyPoints blog, 2019).
- RetailMeNot: A minimum approved balance of $5.01 is required for a redemption.