Old Navy Cashback: Every Portal's Rate, Compared

Old Navy cashback FAQ

Which portal pays the most for Old Navy cashback right now?

Rakuten, at 10%. That's the rate a returning shopper gets, which is how the table ranks: an "up to" ceiling or a new-customer rate never takes this spot over a lower rate everyone gets.

How long does Old Navy cashback take to pay out?

On a click-through portal there are two waits, one after the other: the portal has to confirm the order with Old Navy, which mostly tracks Old Navy's return window, and then the confirmed balance has to be paid out, which is the portal's own rule. Buying Old Navy's gift card through a portal skips the first wait: that cashback is paid when the card is bought.

• Rakuten: 3 to 14 weeks for online and in-store purchases; 45 to 120 days for travel. Payout: Every three months: February 15, May 15, August 15 and November 15.
• BeFrugal: Verified cash back sits in the account for 30 to 90 days, set by the retailer's return policy and its payment cycle with BeFrugal. Store pages say cash back is typically available for payment 15 to 60 days after purchase. Payout: On request. Most payouts are sent on the next business day after the request.
• Fluz: Instant. The cashback lands in the Fluz balance when the gift card is bought. Payout: On request; 2 to 7 business days. Fluz charges no fee, but passes on any transfer fee it's charged.
• Raise: Posted to the Raise account when the gift card is bought, and rescinded if that purchase is refunded or cancelled for any reason. Payout: Posted on each gift-card purchase. Raise Cash expires 180 days after the day it was earned.
• RetailMeNot: In about 45 days the cash back lands in the RetailMeNot account as redeemable. Payout: On request, once the cash back is approved in the account.
• RebatesMe: Cash back becomes available after the 90-day return window.
• TopCashback: No fixed window. Cash back goes pending, then confirmed once the retailer reviews the order, then payable once the retailer's network is invoiced. TopCashback prints an estimated payout speed on each merchant's page. Payout: On request, once the cash back is payable. Adding bank, PayPal or Venmo details puts a 72-hour hold on the account first.
• Active Junky: Orders stay pending until the partner store approves them. For travel and events, partners typically approve within about 3 months after the trip or event. Payout: On the 20th of each month, or the next business day when the 20th falls on a weekend or holiday.
• Extrabux: Usually tracked within 1 to 7 days of purchase, then held through a 90-day window for returns or cancellations at most stores before it becomes available. Payout: On request. Requests are processed within 3 business days; PayPal and eGift cards typically land within 24 to 48 hours after that, ACH takes about 5 business days, and a check 1 to 2 weeks by post.
• Hoopla Doopla: Usually posts within 10 days of purchase, then becomes yours after 90 days. Payout: Every three months. Payments go out by the end of January, April, July and October to everyone who qualifies.
• Mr. Rebates: Rebates post to Pending within 1 to 3 business days of the order or ship date, then stay Pending for 90 days from the posting date before moving to Available. Payout: On request, once $10 in Available Rebates has accrued.
• ShopBack: Pending within 48 hours of checkout, then Confirmed once the partner store's claim time has been fulfilled: usually a few weeks for retail, after trip completion for travel. Payout: On request. Typically processed within 10 calendar days (up to 30 in some cases), with a $300 daily withdrawal limit.
• chirpyest: Not available until the retailer's return period has elapsed, up to 180 days or longer from purchase. Payout: On chirpyest's current payment schedule, which its terms don't date.
• MaxRebates: Pending for 90 days to cover store return policies, cancellations and commission collection; it often takes up to 90 days for cash back to become payable, depending on the product and the merchant. Payout: On request, once the cash back is payable. A PayPal payout should arrive within 7 to 14 business days.
• Sunshine Rewards: Earnings should post within 10 days. Sale credits are then held: 28 days per the help page, 21 days from the date of purchase per the terms page. Payout: Twice a month, on request: a cashout requested from the 1st through the 15th is paid on the 15th of the next month, and one requested from the 16th through the last day is paid on the last day of the next month.
• CouponFollow: Pending for up to 60 days, to ensure a purchase isn't returned or refunded. Payout: Monthly: paid on the 25th to the linked PayPal account, arriving by month end; rewards earned on or after the 25th roll to the next month.
• GoCashBack: It can take up to 120 days for cash back to become available. Payout: On request. A payment request is processed within 7 to 14 business days.
• Lolli: Rewards become available once each retailer's confirmation period has passed, typically 90 days after the purchase or completed travel reservation. It can take up to 90 days. Payout: On request, once the balance is available.
• MyPoints: No confirmation window we have verified. Payout: On redemption. Some rewards are delivered immediately; others may take up to 10 business days to process.
• Price.com: Typically 30 to 90 days: pending until the retailer confirms the purchase and its return period ends. Payout: On request, once the cash back is approved.

Is there a minimum payout?

• Rakuten: $5.01 in confirmed cash back before the payment date; $5.00 or less carries over to the next one.
• BeFrugal: $0.01 for PayPal or direct deposit; $25 for a check.
• Fluz: $15 in lifetime earnings once, then $1 per withdrawal.
• Raise: None to redeem; Raise applies it at your next checkout. Gift cards must be bought for at least $5, and with more than $1,000 in Raise Cash on hand you have to redeem some before earning more.
• RetailMeNot: A minimum approved balance of $5.01 is required for a redemption.
• RebatesMe: $10 in available cash back, not counting bonuses.
• TopCashback: None for PayPal, Venmo or bank transfer; some gift cards have one.
• Active Junky: None stated for the monthly payout. Cashing out early as a gift card takes $5.01 in approved cash back.
• Extrabux: $10 available balance, with at least one confirmed purchase carrying more than $1 in available cash back.
• Hoopla Doopla: $5.00 in approved cash back per period, for PayPal, Venmo and paper checks alike. A balance under that carries over to the next period.
• Mr. Rebates: $10 in Available Rebates.
• ShopBack: $5 of Confirmed Cashback on ShopBack's payment-methods and clear-time guides; its withdraw how-to says $10.
• chirpyest: $5.00; balances below $5.00 remain in the account for the next payment period.
• MaxRebates: $10.00 per payment, with a $2,000.00 maximum.
• Sunshine Rewards: 20.00 in credits, and the account has to be at least 45 days old. Cashouts are capped at $500 a month.
• CouponFollow: An Available Balance of at least $10.
• GoCashBack: $10 in withdrawable cash back, not counting sign-up, referral or activity bonuses for the first withdrawal.
• Lolli: $15 in available balance.
• MyPoints: At least 480 available Points to redeem (MyPoints blog, 2019).
• Price.com: $10 per withdrawal, with a $500 cap per withdrawal and per day.