Earn Cash Back Instantly at Totes
Now with Totes, you can earn up to $5 in instantaneous cashback when you link your card, shop online or in store, refer friends for extra cashback, and refer more friends! Our easy app works at big brands as well as local stores, restaurants and entertainment spots alike!
Top Credit Cards for Cash Back
A cash-back credit card makes life easy by rewarding you with one flat rate on all purchases, unlike point and mile credit cards which charge high annual fees with limited options available for redeeming savings.
Your cashback may also be transferred directly into a bank account or sent as a check, giving you greater freedom in how and when you use your money while saving time from having to manage multiple cards, points programs or travel portals.
Cash back loans offer an ideal solution for paying unexpected expenses such as auto repairs or medical emergencies, while helping avoid incurring interest and late fees on credit card bills.
Numerous credit cards offer bonus spending categories that can give you more than the standard rate when making certain types of purchases. For instance, American Express’ Blue Cash Preferred(r) Card gives 6% cash back on up to $6,000 of purchases each year at U.S. supermarkets (then 1% cash back), 6% on select streaming subscriptions, 3% cash back at gas stations/transit purchases and 1% elsewhere – among many others!