Karma Koin Cashback: Every Portal's Rate, Compared

The best Karma Koin cashback we found is 7.5% at Fluz, read from Fluz's own Karma Koin page.

Karma Koin cash back rates by portal

Every rate below was read from that portal's own Karma Koin page, and every row shows when we last looked. Where a rate has a catch, the catch is printed next to the number rather than underneath it.

PortalRateLast checked
Fluz
7.5%source
Price.com
Rate not publishedThis portal lists the merchant but did not show a rate we could read. That is different from paying nothing.source
Active Junky
Not carriedThis portal does not cover this merchant.
BeFrugal
Not carriedThis portal does not cover this merchant.
chirpyest
Not carriedThis portal does not cover this merchant.
CouponFollow
Not carriedThis portal does not cover this merchant.
Extrabux
Not carriedThis portal does not cover this merchant.
GoCashBack
Not carriedThis portal does not cover this merchant.
Hoopla Doopla
Not carriedThis portal does not cover this merchant.
Lolli
Not carriedThis portal does not cover this merchant.
MaxRebates
Not carriedThis portal does not cover this merchant.
Mr. Rebates
Not carriedThis portal does not cover this merchant.
MyPoints
Not carriedThis portal does not cover this merchant.
Raise
Not carriedThis portal does not cover this merchant.
Rakuten
Not carriedThis portal does not cover this merchant.
RebatesMe
Not carriedThis portal does not cover this merchant.
RetailMeNot
Not carriedThis portal does not cover this merchant.
ShopBack
Not carriedThis portal does not cover this merchant.
Sunshine Rewards
Not carriedThis portal does not cover this merchant.
TopCashback
Not carriedThis portal does not cover this merchant.

Rates move without notice, so treat anything more than a couple of days old as worth re-checking at the portal before you shop.

How to get Karma Koin cashback, step by step

  1. Open Fluz's Karma Koin page and buy a gift card for the amount of your Karma Koin order. The rate as we last read it was 7.5%. Instant. The cashback lands in the Fluz balance when the gift card is bought.
  2. Pay for your Karma Koin order with that gift card, the same way you'd use any Karma Koin gift card.
  3. Buy only what you'll spend. The cashback is paid when you buy the card, and a card balance you never use is money parked at Karma Koin, not savings.
  4. Get paid. Fluz pays by: Bank transfer (ACH), PayPal or Venmo, or spent in the app on more gift cards. Without a US bank account, PayPal or Venmo. Minimum: $15 in lifetime earnings once, then $1 per withdrawal. Timing: On request; 2 to 7 business days. Fluz charges no fee, but passes on any transfer fee it's charged.

Getting paid, portal by portal

Each portal's own help pages, as written there. The source link on each row goes to the page it came from. These are the portal's terms, not Karma Koin's.

PortalPaid byMinimumConfirmation window
FluzsourceBank transfer (ACH), PayPal or Venmo, or spent in the app on more gift cards. Without a US bank account, PayPal or Venmo.$15 in lifetime earnings once, then $1 per withdrawal.Instant. The cashback lands in the Fluz balance when the gift card is bought.
Price.comsourceDebit card deposit, PayPal, Venmo, Zelle, gift cards, a donation to charity, or crypto.$10 per withdrawal, with a $500 cap per withdrawal and per day.Typically 30 to 90 days: pending until the retailer confirms the purchase and its return period ends.

Karma Koin cashback rate history

Only changes are listed. Re-confirmations are not noise worth showing.

  1. Price.comrate no longer published
  2. Price.commerchant dropped by this portal
  3. Fluz7.5%
  4. Price.comrate no longer published
  5. CouponFollowmerchant dropped by this portal
  6. Price.commerchant dropped by this portal
  7. Extrabuxmerchant dropped by this portal
  8. RetailMeNotmerchant dropped by this portal
  9. MyPointsmerchant dropped by this portal
  10. chirpyestmerchant dropped by this portal
  11. Mr. Rebatesmerchant dropped by this portal
  12. ShopBackmerchant dropped by this portal
  13. Raisemerchant dropped by this portal
  14. Lollimerchant dropped by this portal
  15. GoCashBackmerchant dropped by this portal
  16. Active Junkymerchant dropped by this portal
  17. Sunshine Rewardsmerchant dropped by this portal
  18. RebatesMemerchant dropped by this portal
  19. BeFrugalmerchant dropped by this portal
  20. Fluz6%
  21. Price.comrate no longer published
  22. TopCashbackmerchant dropped by this portal
  23. Rakutenmerchant dropped by this portal
  24. MaxRebatesmerchant dropped by this portal
  25. Hoopla Dooplamerchant dropped by this portal

How these Karma Koin numbers were produced

Karma Koin cashback FAQ

Which portal pays the most for Karma Koin cashback right now?

Fluz, at 7.5%. That's the rate a returning shopper gets, which is how the table ranks: an "up to" ceiling or a new-customer rate never takes this spot over a lower rate everyone gets.

How long does Karma Koin cashback take to pay out?

On a click-through portal there are two waits, one after the other: the portal has to confirm the order with Karma Koin, which mostly tracks Karma Koin's return window, and then the confirmed balance has to be paid out, which is the portal's own rule. Buying Karma Koin's gift card through a portal skips the first wait: that cashback is paid when the card is bought.

Is there a minimum payout?