My M&M's Cashback: Every Portal's Rate, Compared
No single My M&M's cashback rate wins outright; the table below shows what each portal offers.
My M&M's cash back rates by portal
Every rate below was read from that portal's own My M&M's page, and every row shows when we last looked. Where a rate has a catch, the catch is printed next to the number rather than underneath it.
| Portal | Rate | Last checked |
|---|---|---|
| BeFrugal | 11%from the portal's store listRead from the portal's store list, not the merchant page. The first visit to this page reads the page itself.source | |
| Sunshine Rewards | 3%from the portal's store listRead from the portal's store list, not the merchant page. The first visit to this page reads the page itself.source | |
| GoCashBack | Rate not publishedfrom the portal's store listThis portal names the merchant in its store list without a rate. That is different from paying nothing. The first visit to this page reads the page itself.source | |
| Hoopla Doopla | Rate not publishedfrom the portal's store listThis portal names the merchant in its store list without a rate. That is different from paying nothing. The first visit to this page reads the page itself.source | |
| MyPoints | Rate not publishedfrom the portal's store listThis portal names the merchant in its store list without a rate. That is different from paying nothing. The first visit to this page reads the page itself.source | |
| RebatesMe | Rate not publishedfrom the portal's store listThis portal names the merchant in its store list without a rate. That is different from paying nothing. The first visit to this page reads the page itself.source | |
| TopCashback | Rate not publishedfrom the portal's store listThis portal names the merchant in its store list without a rate. That is different from paying nothing. The first visit to this page reads the page itself.source |
Rates move without notice, so treat anything more than a couple of days old as worth re-checking at the portal before you shop.
How to get My M&M's cashback, step by step
No portal we track pays a flat everyday rate on My M&M's right now, so there's no single portal to send you to. Pick one from the table above, open its My M&M's page from the source link, and the steps are the same as on any other merchant page here: click through from the portal, shop in that same session, and check out without leaving for another coupon site.
Getting paid, portal by portal
Each portal's own help pages, as written there. The source link on each row goes to the page it came from. These are the portal's terms, not My M&M's's.
| Portal | Paid by | Minimum | Confirmation window |
|---|---|---|---|
| BeFrugalsource | Check, PayPal, direct deposit, Venmo, Zelle or an eGift card. Check and direct deposit are US only. | $0.01 for PayPal or direct deposit; $25 for a check. | Verified cash back sits in the account for 30 to 90 days, set by the retailer's return policy and its payment cycle with BeFrugal. Store pages say cash back is typically available for payment 15 to 60 days after purchase. |
| Sunshine Rewardssource | PayPal, or gift cards from time to time through the Redemption Center. | 20.00 in credits, and the account has to be at least 45 days old. Cashouts are capped at $500 a month. | Earnings should post within 10 days. Sale credits are then held: 28 days per the help page, 21 days from the date of purchase per the terms page. |
| GoCashBacksource | PayPal, check, gift card (US only) or Helipay. | $10 in withdrawable cash back, not counting sign-up, referral or activity bonuses for the first withdrawal. | It can take up to 120 days for cash back to become available. |
| Hoopla Dooplasource | Check, Venmo or PayPal. | $5.00 in approved cash back per period, for PayPal, Venmo and paper checks alike. A balance under that carries over to the next period. | Usually posts within 10 days of purchase, then becomes yours after 90 days. |
| MyPointssource | Points, redeemed for gift cards, travel miles or cash via PayPal. | At least 480 available Points to redeem (MyPoints blog, 2019). | Not verified yet |
| RebatesMesource | PayPal, credit card, Alipay, check or gift cards. | $10 in available cash back, not counting bonuses. | Cash back becomes available after the 90-day return window. |
| TopCashbacksource | Bank transfer, Venmo, PayPal, gift cards, a Virtual Visa Prepaid Card or an American Express Virtual Reward Card. | None for PayPal, Venmo or bank transfer; some gift cards have one. | No fixed window. Cash back goes pending, then confirmed once the retailer reviews the order, then payable once the retailer's network is invoiced. TopCashback prints an estimated payout speed on each merchant's page. |
My M&M's cashback rate history
Only changes are listed. Re-confirmations are not noise worth showing.
- MyPointsrate no longer published
- BeFrugal11%
- TopCashbackrate no longer published
- GoCashBackrate no longer published
- Sunshine Rewards3%
- Hoopla Dooplarate no longer published
- RebatesMerate no longer published
How these My M&M's numbers were produced
- Read directly from each portal's own merchant page, never copied from another comparison site.
- A rate we could not read is reported as unread. It is never converted into a zero, and a failed check never overwrites a previously good number.
- "Up to" and new-customer-only rates are labelled as such and are not allowed to win the top spot over a lower rate that everyone actually gets.
My M&M's cashback FAQ
Which portal pays the most for My M&M's cashback right now?
No portal we track pays a flat everyday rate on My M&M's right now. What each one shows, including ceilings and flat amounts, is in the table above with its catch next to it.
How long does My M&M's cashback take to pay out?
On a click-through portal there are two waits, one after the other: the portal has to confirm the order with My M&M's, which mostly tracks My M&M's's return window, and then the confirmed balance has to be paid out, which is the portal's own rule. Buying My M&M's's gift card through a portal skips the first wait: that cashback is paid when the card is bought.
- BeFrugal: Verified cash back sits in the account for 30 to 90 days, set by the retailer's return policy and its payment cycle with BeFrugal. Store pages say cash back is typically available for payment 15 to 60 days after purchase. Payout: On request. Most payouts are sent on the next business day after the request.
- Sunshine Rewards: Earnings should post within 10 days. Sale credits are then held: 28 days per the help page, 21 days from the date of purchase per the terms page. Payout: Twice a month, on request: a cashout requested from the 1st through the 15th is paid on the 15th of the next month, and one requested from the 16th through the last day is paid on the last day of the next month.
- GoCashBack: It can take up to 120 days for cash back to become available. Payout: On request. A payment request is processed within 7 to 14 business days.
- Hoopla Doopla: Usually posts within 10 days of purchase, then becomes yours after 90 days. Payout: Every three months. Payments go out by the end of January, April, July and October to everyone who qualifies.
- MyPoints: No confirmation window we have verified. Payout: On redemption. Some rewards are delivered immediately; others may take up to 10 business days to process.
- RebatesMe: Cash back becomes available after the 90-day return window.
- TopCashback: No fixed window. Cash back goes pending, then confirmed once the retailer reviews the order, then payable once the retailer's network is invoiced. TopCashback prints an estimated payout speed on each merchant's page. Payout: On request, once the cash back is payable. Adding bank, PayPal or Venmo details puts a 72-hour hold on the account first.
Is there a minimum payout?
- BeFrugal: $0.01 for PayPal or direct deposit; $25 for a check.
- Sunshine Rewards: 20.00 in credits, and the account has to be at least 45 days old. Cashouts are capped at $500 a month.
- GoCashBack: $10 in withdrawable cash back, not counting sign-up, referral or activity bonuses for the first withdrawal.
- Hoopla Doopla: $5.00 in approved cash back per period, for PayPal, Venmo and paper checks alike. A balance under that carries over to the next period.
- MyPoints: At least 480 available Points to redeem (MyPoints blog, 2019).
- RebatesMe: $10 in available cash back, not counting bonuses.
- TopCashback: None for PayPal, Venmo or bank transfer; some gift cards have one.