Simply Chocolate Cashback: Every Portal's Rate, Compared

Simply Chocolate cashback FAQ

Which portal pays the most for Simply Chocolate cashback right now?

Fluz, at 10%, tied with Raise at the same rate. That's the rate a returning shopper gets, which is how the table ranks: an "up to" ceiling or a new-customer rate never takes this spot over a lower rate everyone gets.

How long does Simply Chocolate cashback take to pay out?

On a click-through portal there are two waits, one after the other: the portal has to confirm the order with Simply Chocolate, which mostly tracks Simply Chocolate's return window, and then the confirmed balance has to be paid out, which is the portal's own rule. Buying Simply Chocolate's gift card through a portal skips the first wait: that cashback is paid when the card is bought.

• Fluz: Instant. The cashback lands in the Fluz balance when the gift card is bought. Payout: On request; 2 to 7 business days. Fluz charges no fee, but passes on any transfer fee it's charged.
• Raise: Posted to the Raise account when the gift card is bought, and rescinded if that purchase is refunded or cancelled for any reason. Payout: Posted on each gift-card purchase. Raise Cash expires 180 days after the day it was earned.
• Active Junky: Orders stay pending until the partner store approves them. For travel and events, partners typically approve within about 3 months after the trip or event. Payout: On the 20th of each month, or the next business day when the 20th falls on a weekend or holiday.
• RebatesMe: Cash back becomes available after the 90-day return window.
• GoCashBack: It can take up to 120 days for cash back to become available. Payout: On request. A payment request is processed within 7 to 14 business days.
• Extrabux: Usually tracked within 1 to 7 days of purchase, then held through a 90-day window for returns or cancellations at most stores before it becomes available. Payout: On request. Requests are processed within 3 business days; PayPal and eGift cards typically land within 24 to 48 hours after that, ACH takes about 5 business days, and a check 1 to 2 weeks by post.
• Price.com: Typically 30 to 90 days: pending until the retailer confirms the purchase and its return period ends. Payout: On request, once the cash back is approved.
• RetailMeNot: In about 45 days the cash back lands in the RetailMeNot account as redeemable. Payout: On request, once the cash back is approved in the account.
• TopCashback: No fixed window. Cash back goes pending, then confirmed once the retailer reviews the order, then payable once the retailer's network is invoiced. TopCashback prints an estimated payout speed on each merchant's page. Payout: On request, once the cash back is payable. Adding bank, PayPal or Venmo details puts a 72-hour hold on the account first.

Is there a minimum payout?

• Fluz: $15 in lifetime earnings once, then $1 per withdrawal.
• Raise: None to redeem; Raise applies it at your next checkout. Gift cards must be bought for at least $5, and with more than $1,000 in Raise Cash on hand you have to redeem some before earning more.
• Active Junky: None stated for the monthly payout. Cashing out early as a gift card takes $5.01 in approved cash back.
• RebatesMe: $10 in available cash back, not counting bonuses.
• GoCashBack: $10 in withdrawable cash back, not counting sign-up, referral or activity bonuses for the first withdrawal.
• Extrabux: $10 available balance, with at least one confirmed purchase carrying more than $1 in available cash back.
• Price.com: $10 per withdrawal, with a $500 cap per withdrawal and per day.
• RetailMeNot: A minimum approved balance of $5.01 is required for a redemption.
• TopCashback: None for PayPal, Venmo or bank transfer; some gift cards have one.