Subway Cashback: Every Portal's Rate, Compared
The best Subway cashback we found is 5% at Raise, read from Raise's own Subway page.
Subway cash back rates by portal
Every rate below was read from that portal's own Subway page, and every row shows when we last looked. Where a rate has a catch, the catch is printed next to the number rather than underneath it.
| Portal | Rate | Last checked |
|---|---|---|
| Raise | 5%source | |
| Fluz | 4.5%source | |
| Price.com | No cash backPrice.com lists coupons and deals for this merchant but pays no cash back on purchases.source | |
| Rakuten | No cash backsource | |
| RebatesMe | No cash backRebatesMe lists coupon codes for this merchant but pays no cash back on purchases.source | |
| MaxRebates | Up to 8%A maximum, not a standing rate. MaxRebates pays the top rate only on some categories, and the everyday rate is usually lower.source | |
| BeFrugal | Rate not publishedThis portal lists the merchant but did not show a rate we could read. That is different from paying nothing.source | |
| CouponFollow | Rate not publishedThis portal lists the merchant but did not show a rate we could read. That is different from paying nothing.source | |
| RetailMeNot | Rate not publishedThis portal lists the merchant but did not show a rate we could read. That is different from paying nothing.source | |
| Active Junky | Not carriedThis portal does not cover this merchant. | |
| chirpyest | Not carriedThis portal does not cover this merchant. | |
| Extrabux | Not carriedThis portal does not cover this merchant. | |
| GoCashBack | Not carriedThis portal does not cover this merchant. | |
| Hoopla Doopla | Not carriedThis portal does not cover this merchant. | |
| Lolli | Not carriedThis portal does not cover this merchant. | |
| Mr. Rebates | Not carriedThis portal does not cover this merchant. | |
| MyPoints | Not carriedThis portal does not cover this merchant. | |
| ShopBack | Not carriedThis portal does not cover this merchant. | |
| Sunshine Rewards | Not carriedThis portal does not cover this merchant. | |
| TopCashback | Not carriedThis portal does not cover this merchant. |
Rates move without notice, so treat anything more than a couple of days old as worth re-checking at the portal before you shop.
How to get Subway cashback, step by step
- Open Raise's Subway page and buy a gift card for the amount of your Subway order. The rate as we last read it was 5%. Posted to the Raise account when the gift card is bought, and rescinded if that purchase is refunded or cancelled for any reason.
- Pay for your Subway order with that gift card, the same way you'd use any Subway gift card.
- Buy only what you'll spend. The cashback is paid when you buy the card, and a card balance you never use is money parked at Subway, not savings.
- Get paid. Raise pays by: Raise Cash, posted to your Raise account each time you buy a gift card. It's redeemed at checkout on Raise toward any gift card or other product Raise sells, and Raise's catalogue includes a Prepaid Mastercard. Raise doesn't offer cash distribution, bank transfers or PayPal transfers. Minimum: None to redeem; Raise applies it at your next checkout. Gift cards must be bought for at least $5, and with more than $1,000 in Raise Cash on hand you have to redeem some before earning more. Timing: Posted on each gift-card purchase. Raise Cash expires 180 days after the day it was earned.
Getting paid, portal by portal
Each portal's own help pages, as written there. The source link on each row goes to the page it came from. These are the portal's terms, not Subway's.
| Portal | Paid by | Minimum | Confirmation window |
|---|---|---|---|
| Raisesource | Raise Cash, posted to your Raise account each time you buy a gift card. It's redeemed at checkout on Raise toward any gift card or other product Raise sells, and Raise's catalogue includes a Prepaid Mastercard. Raise doesn't offer cash distribution, bank transfers or PayPal transfers. | None to redeem; Raise applies it at your next checkout. Gift cards must be bought for at least $5, and with more than $1,000 in Raise Cash on hand you have to redeem some before earning more. | Posted to the Raise account when the gift card is bought, and rescinded if that purchase is refunded or cancelled for any reason. |
| Fluzsource | Bank transfer (ACH), PayPal or Venmo, or spent in the app on more gift cards. Without a US bank account, PayPal or Venmo. | $15 in lifetime earnings once, then $1 per withdrawal. | Instant. The cashback lands in the Fluz balance when the gift card is bought. |
| Price.comsource | Debit card deposit, PayPal, Venmo, Zelle, gift cards, a donation to charity, or crypto. | $10 per withdrawal, with a $500 cap per withdrawal and per day. | Typically 30 to 90 days: pending until the retailer confirms the purchase and its return period ends. |
| Rakutensource | Big Fat Check by mail, PayPal, American Express Membership Rewards points, or Bilt. A confirmed balance of $5.00 or more can also be redeemed as a gift card within minutes. | $5.01 in confirmed cash back before the payment date; $5.00 or less carries over to the next one. | 3 to 14 weeks for online and in-store purchases; 45 to 120 days for travel. |
| RebatesMesource | PayPal, credit card, Alipay, check or gift cards. | $10 in available cash back, not counting bonuses. | Cash back becomes available after the 90-day return window. |
| MaxRebatessource | Check or PayPal, in US dollars, and sometimes other options such as a donation to charity. | $10.00 per payment, with a $2,000.00 maximum. | Pending for 90 days to cover store return policies, cancellations and commission collection; it often takes up to 90 days for cash back to become payable, depending on the product and the merchant. |
| BeFrugalsource | Check, PayPal, direct deposit, Venmo, Zelle or an eGift card. Check and direct deposit are US only. | $0.01 for PayPal or direct deposit; $25 for a check. | Verified cash back sits in the account for 30 to 90 days, set by the retailer's return policy and its payment cycle with BeFrugal. Store pages say cash back is typically available for payment 15 to 60 days after purchase. |
| CouponFollowsource | PayPal; a valid US PayPal account has to be connected to CouponFollow. | An Available Balance of at least $10. | Pending for up to 60 days, to ensure a purchase isn't returned or refunded. |
| RetailMeNotsource | PayPal or Venmo, from the RetailMeNot account. | A minimum approved balance of $5.01 is required for a redemption. | In about 45 days the cash back lands in the RetailMeNot account as redeemable. |
Subway cashback rate history
Only changes are listed. Re-confirmations are not noise worth showing.
- Price.comNo cash back
- Price.comrate no longer published
- Price.comNo cash back
- RetailMeNotrate no longer published
- MyPointsmerchant dropped by this portal
- chirpyestmerchant dropped by this portal
- Mr. Rebatesmerchant dropped by this portal
- CouponFollowrate no longer published
- ShopBackmerchant dropped by this portal
- Raise5%
- Lollimerchant dropped by this portal
- GoCashBackmerchant dropped by this portal
- Active Junkymerchant dropped by this portal
- Sunshine Rewardsmerchant dropped by this portal
- Extrabuxmerchant dropped by this portal
- RebatesMeNo cash back
- BeFrugalrate no longer published
- Fluz4.5%
- Price.comrate no longer published
- TopCashbackmerchant dropped by this portal
- RakutenNo cash back
- MaxRebatesUp to 8%
- Hoopla Dooplamerchant dropped by this portal
How these Subway numbers were produced
- Read directly from each portal's own merchant page, never copied from another comparison site.
- A rate we could not read is reported as unread. It is never converted into a zero, and a failed check never overwrites a previously good number.
- "Up to" and new-customer-only rates are labelled as such and are not allowed to win the top spot over a lower rate that everyone actually gets.
Subway cashback FAQ
Which portal pays the most for Subway cashback right now?
Raise, at 5%. That's the rate a returning shopper gets, which is how the table ranks: an "up to" ceiling or a new-customer rate never takes this spot over a lower rate everyone gets.
How long does Subway cashback take to pay out?
On a click-through portal there are two waits, one after the other: the portal has to confirm the order with Subway, which mostly tracks Subway's return window, and then the confirmed balance has to be paid out, which is the portal's own rule. Buying Subway's gift card through a portal skips the first wait: that cashback is paid when the card is bought.
- Raise: Posted to the Raise account when the gift card is bought, and rescinded if that purchase is refunded or cancelled for any reason. Payout: Posted on each gift-card purchase. Raise Cash expires 180 days after the day it was earned.
- Fluz: Instant. The cashback lands in the Fluz balance when the gift card is bought. Payout: On request; 2 to 7 business days. Fluz charges no fee, but passes on any transfer fee it's charged.
- Price.com: Typically 30 to 90 days: pending until the retailer confirms the purchase and its return period ends. Payout: On request, once the cash back is approved.
- Rakuten: 3 to 14 weeks for online and in-store purchases; 45 to 120 days for travel. Payout: Every three months: February 15, May 15, August 15 and November 15.
- RebatesMe: Cash back becomes available after the 90-day return window.
- MaxRebates: Pending for 90 days to cover store return policies, cancellations and commission collection; it often takes up to 90 days for cash back to become payable, depending on the product and the merchant. Payout: On request, once the cash back is payable. A PayPal payout should arrive within 7 to 14 business days.
- BeFrugal: Verified cash back sits in the account for 30 to 90 days, set by the retailer's return policy and its payment cycle with BeFrugal. Store pages say cash back is typically available for payment 15 to 60 days after purchase. Payout: On request. Most payouts are sent on the next business day after the request.
- CouponFollow: Pending for up to 60 days, to ensure a purchase isn't returned or refunded. Payout: Monthly: paid on the 25th to the linked PayPal account, arriving by month end; rewards earned on or after the 25th roll to the next month.
- RetailMeNot: In about 45 days the cash back lands in the RetailMeNot account as redeemable. Payout: On request, once the cash back is approved in the account.
Is there a minimum payout?
- Raise: None to redeem; Raise applies it at your next checkout. Gift cards must be bought for at least $5, and with more than $1,000 in Raise Cash on hand you have to redeem some before earning more.
- Fluz: $15 in lifetime earnings once, then $1 per withdrawal.
- Price.com: $10 per withdrawal, with a $500 cap per withdrawal and per day.
- Rakuten: $5.01 in confirmed cash back before the payment date; $5.00 or less carries over to the next one.
- RebatesMe: $10 in available cash back, not counting bonuses.
- MaxRebates: $10.00 per payment, with a $2,000.00 maximum.
- BeFrugal: $0.01 for PayPal or direct deposit; $25 for a check.
- CouponFollow: An Available Balance of at least $10.
- RetailMeNot: A minimum approved balance of $5.01 is required for a redemption.