Thrive Market Cashback: Every Portal's Rate, Compared
The best Thrive Market cashback we found is 1.5% at Fluz, read from Fluz's own Thrive Market page. Fluz's general virtual card, available at most merchants. Not a rate negotiated for this store specifically.
Thrive Market cash back rates by portal
Every rate below was read from that portal's own Thrive Market page, and every row shows when we last looked. Where a rate has a catch, the catch is printed next to the number rather than underneath it.
| Portal | Rate | Last checked |
|---|---|---|
| Fluz | 1.5%Fluz's general virtual card, available at most merchants. Not a rate negotiated for this store specifically.source | |
| Active Junky | ||
| BeFrugal | Up to $5A flat maximum per order, not a percentage. Its value depends entirely on your basket size.source | |
| Extrabux | Up to $8A flat maximum per order, not a percentage. Its value depends entirely on your basket size.source | |
| GoCashBack | Up to $20A flat maximum per order, not a percentage. Its value depends entirely on your basket size.source | |
| Hoopla Doopla | ||
| Mr. Rebates | ||
| Rakuten | Up to $7.5A flat maximum per order, not a percentage. Its value depends entirely on your basket size.source | |
| RebatesMe | ||
| ShopBack | Up to $10A flat maximum per order, not a percentage, and tied to specific purchases (new-customer and subscription offers on the page).source | |
| chirpyest | Rate not publishedThis portal lists the merchant but did not show a rate we could read. That is different from paying nothing.source | |
| CouponFollow | Rate not publishedThis portal lists the merchant but did not show a rate we could read. That is different from paying nothing.source | |
| Price.com | Rate not publishedThis portal lists the merchant but did not show a rate we could read. That is different from paying nothing.source | |
| RetailMeNot | Rate not publishedThis portal lists the merchant but did not show a rate we could read. That is different from paying nothing.source | |
| Lolli | Not carriedThis portal does not cover this merchant. | |
| MaxRebates | Not carriedThis portal does not cover this merchant. | |
| MyPoints | Not carriedThis portal does not cover this merchant. | |
| Raise | Not carriedThis portal does not cover this merchant. | |
| Sunshine Rewards | Not carriedThis portal does not cover this merchant. | |
| TopCashback | Not carriedThis portal does not cover this merchant. |
Rates move without notice, so treat anything more than a couple of days old as worth re-checking at the portal before you shop.
How to get Thrive Market cashback, step by step
- Open Fluz's Thrive Market page and buy a gift card for the amount of your Thrive Market order. The rate as we last read it was 1.5%. Instant. The cashback lands in the Fluz balance when the gift card is bought.
- Pay for your Thrive Market order with that gift card, the same way you'd use any Thrive Market gift card.
- Buy only what you'll spend. The cashback is paid when you buy the card, and a card balance you never use is money parked at Thrive Market, not savings.
- Get paid. Fluz pays by: Bank transfer (ACH), PayPal or Venmo, or spent in the app on more gift cards. Without a US bank account, PayPal or Venmo. Minimum: $15 in lifetime earnings once, then $1 per withdrawal. Timing: On request; 2 to 7 business days. Fluz charges no fee, but passes on any transfer fee it's charged.
Getting paid, portal by portal
Each portal's own help pages, as written there. The source link on each row goes to the page it came from. These are the portal's terms, not Thrive Market's.
| Portal | Paid by | Minimum | Confirmation window |
|---|---|---|---|
| Fluzsource | Bank transfer (ACH), PayPal or Venmo, or spent in the app on more gift cards. Without a US bank account, PayPal or Venmo. | $15 in lifetime earnings once, then $1 per withdrawal. | Instant. The cashback lands in the Fluz balance when the gift card is bought. |
| Active Junkysource | Check, PayPal, Venmo or a credit/debit card. Approved cash back can also be cashed out early as a gift card. | None stated for the monthly payout. Cashing out early as a gift card takes $5.01 in approved cash back. | Orders stay pending until the partner store approves them. For travel and events, partners typically approve within about 3 months after the trip or event. |
| BeFrugalsource | Check, PayPal, direct deposit, Venmo, Zelle or an eGift card. Check and direct deposit are US only. | $0.01 for PayPal or direct deposit; $25 for a check. | Verified cash back sits in the account for 30 to 90 days, set by the retailer's return policy and its payment cycle with BeFrugal. Store pages say cash back is typically available for payment 15 to 60 days after purchase. |
| Extrabuxsource | PayPal, eGift cards, ACH bank deposit (US only), check (US only), or a donation to a charity. | $10 available balance, with at least one confirmed purchase carrying more than $1 in available cash back. | Usually tracked within 1 to 7 days of purchase, then held through a 90-day window for returns or cancellations at most stores before it becomes available. |
| GoCashBacksource | PayPal, check, gift card (US only) or Helipay. | $10 in withdrawable cash back, not counting sign-up, referral or activity bonuses for the first withdrawal. | It can take up to 120 days for cash back to become available. |
| Hoopla Dooplasource | Check, Venmo or PayPal. | $5.00 in approved cash back per period, for PayPal, Venmo and paper checks alike. A balance under that carries over to the next period. | Usually posts within 10 days of purchase, then becomes yours after 90 days. |
| Mr. Rebatessource | A rebate check by mail, or payment via PayPal, Venmo or an Amazon gift card. | $10 in Available Rebates. | Rebates post to Pending within 1 to 3 business days of the order or ship date, then stay Pending for 90 days from the posting date before moving to Available. |
| Rakutensource | Big Fat Check by mail, PayPal, American Express Membership Rewards points, or Bilt. A confirmed balance of $5.00 or more can also be redeemed as a gift card within minutes. | $5.01 in confirmed cash back before the payment date; $5.00 or less carries over to the next one. | 3 to 14 weeks for online and in-store purchases; 45 to 120 days for travel. |
| RebatesMesource | PayPal, credit card, Alipay, check or gift cards. | $10 in available cash back, not counting bonuses. | Cash back becomes available after the 90-day return window. |
| ShopBacksource | PayPal or a US bank account via ACH, once the balance clears the minimum. | $5 of Confirmed Cashback on ShopBack's payment-methods and clear-time guides; its withdraw how-to says $10. | Pending within 48 hours of checkout, then Confirmed once the partner store's claim time has been fulfilled: usually a few weeks for retail, after trip completion for travel. |
| chirpyestsource | US dollars via PayPal or Venmo. | $5.00; balances below $5.00 remain in the account for the next payment period. | Not available until the retailer's return period has elapsed, up to 180 days or longer from purchase. |
| CouponFollowsource | PayPal; a valid US PayPal account has to be connected to CouponFollow. | An Available Balance of at least $10. | Pending for up to 60 days, to ensure a purchase isn't returned or refunded. |
| Price.comsource | Debit card deposit, PayPal, Venmo, Zelle, gift cards, a donation to charity, or crypto. | $10 per withdrawal, with a $500 cap per withdrawal and per day. | Typically 30 to 90 days: pending until the retailer confirms the purchase and its return period ends. |
| RetailMeNotsource | PayPal or Venmo, from the RetailMeNot account. | A minimum approved balance of $5.01 is required for a redemption. | In about 45 days the cash back lands in the RetailMeNot account as redeemable. |
Thrive Market cashback rate history
Only changes are listed. Re-confirmations are not noise worth showing.
- Price.comrate no longer published
- Price.com$1.3
- CouponFollowrate no longer published
- ShopBackUp to $10
- Raisemerchant dropped by this portal
- RakutenUp to $7.5
- Lollimerchant dropped by this portal
- GoCashBackUp to $20
- Active Junky$8
- Sunshine Rewardsmerchant dropped by this portal
- ExtrabuxUp to $8
- RebatesMe$8
- BeFrugalUp to $5
- Fluz1.5%
- Price.comrate no longer published
- TopCashbackmerchant dropped by this portal
- RetailMeNotrate no longer published
- MaxRebatesmerchant dropped by this portal
- MyPointsmerchant dropped by this portal
- chirpyestrate no longer published
- Hoopla Doopla$22
- Mr. Rebates$5
- chirpyestrate no longer published
- RetailMeNotrate no longer published
- Mr. Rebates$5
How these Thrive Market numbers were produced
- Read directly from each portal's own merchant page, never copied from another comparison site.
- A rate we could not read is reported as unread. It is never converted into a zero, and a failed check never overwrites a previously good number.
- "Up to" and new-customer-only rates are labelled as such and are not allowed to win the top spot over a lower rate that everyone actually gets.
Thrive Market cashback FAQ
Which portal pays the most for Thrive Market cashback right now?
Fluz, at 1.5%. That's the rate a returning shopper gets, which is how the table ranks: an "up to" ceiling or a new-customer rate never takes this spot over a lower rate everyone gets.
How long does Thrive Market cashback take to pay out?
On a click-through portal there are two waits, one after the other: the portal has to confirm the order with Thrive Market, which mostly tracks Thrive Market's return window, and then the confirmed balance has to be paid out, which is the portal's own rule. Buying Thrive Market's gift card through a portal skips the first wait: that cashback is paid when the card is bought.
- Fluz: Instant. The cashback lands in the Fluz balance when the gift card is bought. Payout: On request; 2 to 7 business days. Fluz charges no fee, but passes on any transfer fee it's charged.
- Active Junky: Orders stay pending until the partner store approves them. For travel and events, partners typically approve within about 3 months after the trip or event. Payout: On the 20th of each month, or the next business day when the 20th falls on a weekend or holiday.
- BeFrugal: Verified cash back sits in the account for 30 to 90 days, set by the retailer's return policy and its payment cycle with BeFrugal. Store pages say cash back is typically available for payment 15 to 60 days after purchase. Payout: On request. Most payouts are sent on the next business day after the request.
- Extrabux: Usually tracked within 1 to 7 days of purchase, then held through a 90-day window for returns or cancellations at most stores before it becomes available. Payout: On request. Requests are processed within 3 business days; PayPal and eGift cards typically land within 24 to 48 hours after that, ACH takes about 5 business days, and a check 1 to 2 weeks by post.
- GoCashBack: It can take up to 120 days for cash back to become available. Payout: On request. A payment request is processed within 7 to 14 business days.
- Hoopla Doopla: Usually posts within 10 days of purchase, then becomes yours after 90 days. Payout: Every three months. Payments go out by the end of January, April, July and October to everyone who qualifies.
- Mr. Rebates: Rebates post to Pending within 1 to 3 business days of the order or ship date, then stay Pending for 90 days from the posting date before moving to Available. Payout: On request, once $10 in Available Rebates has accrued.
- Rakuten: 3 to 14 weeks for online and in-store purchases; 45 to 120 days for travel. Payout: Every three months: February 15, May 15, August 15 and November 15.
- RebatesMe: Cash back becomes available after the 90-day return window.
- ShopBack: Pending within 48 hours of checkout, then Confirmed once the partner store's claim time has been fulfilled: usually a few weeks for retail, after trip completion for travel. Payout: On request. Typically processed within 10 calendar days (up to 30 in some cases), with a $300 daily withdrawal limit.
- chirpyest: Not available until the retailer's return period has elapsed, up to 180 days or longer from purchase. Payout: On chirpyest's current payment schedule, which its terms don't date.
- CouponFollow: Pending for up to 60 days, to ensure a purchase isn't returned or refunded. Payout: Monthly: paid on the 25th to the linked PayPal account, arriving by month end; rewards earned on or after the 25th roll to the next month.
- Price.com: Typically 30 to 90 days: pending until the retailer confirms the purchase and its return period ends. Payout: On request, once the cash back is approved.
- RetailMeNot: In about 45 days the cash back lands in the RetailMeNot account as redeemable. Payout: On request, once the cash back is approved in the account.
Is there a minimum payout?
- Fluz: $15 in lifetime earnings once, then $1 per withdrawal.
- Active Junky: None stated for the monthly payout. Cashing out early as a gift card takes $5.01 in approved cash back.
- BeFrugal: $0.01 for PayPal or direct deposit; $25 for a check.
- Extrabux: $10 available balance, with at least one confirmed purchase carrying more than $1 in available cash back.
- GoCashBack: $10 in withdrawable cash back, not counting sign-up, referral or activity bonuses for the first withdrawal.
- Hoopla Doopla: $5.00 in approved cash back per period, for PayPal, Venmo and paper checks alike. A balance under that carries over to the next period.
- Mr. Rebates: $10 in Available Rebates.
- Rakuten: $5.01 in confirmed cash back before the payment date; $5.00 or less carries over to the next one.
- RebatesMe: $10 in available cash back, not counting bonuses.
- ShopBack: $5 of Confirmed Cashback on ShopBack's payment-methods and clear-time guides; its withdraw how-to says $10.
- chirpyest: $5.00; balances below $5.00 remain in the account for the next payment period.
- CouponFollow: An Available Balance of at least $10.
- Price.com: $10 per withdrawal, with a $500 cap per withdrawal and per day.
- RetailMeNot: A minimum approved balance of $5.01 is required for a redemption.