Tom Thumb Cashback: Every Portal's Rate, Compared
The best Tom Thumb cashback we found is 2.5% at Fluz, read from Fluz's own Tom Thumb page.
Tom Thumb cash back rates by portal
Every rate below was read from that portal's own Tom Thumb page, and every row shows when we last looked. Where a rate has a catch, the catch is printed next to the number rather than underneath it.
| Portal | Rate | Last checked |
|---|---|---|
| Fluz | 2.5%source | |
| Mr. Rebates | 1%source | |
| GoCashBack | 0.8%source | |
| Raise | 0.5%source | |
| Price.com | No cash backPrice.com lists coupons and deals for this merchant but pays no cash back on purchases.source | |
| RebatesMe | No cash backRebatesMe lists coupon codes for this merchant but pays no cash back on purchases.source | |
| Extrabux | Rate not publishedThis portal lists the merchant but did not show a rate we could read. That is different from paying nothing.source | |
| MyPoints | Rate not publishedThis portal lists the merchant but did not show a rate we could read. That is different from paying nothing.source | |
| RetailMeNot | Rate not publishedThis portal lists the merchant but did not show a rate we could read. That is different from paying nothing.source | |
| Active Junky | Not carriedThis portal does not cover this merchant. | |
| BeFrugal | Not carriedThis portal does not cover this merchant. | |
| chirpyest | Not carriedThis portal does not cover this merchant. | |
| CouponFollow | Not carriedThis portal does not cover this merchant. | |
| Hoopla Doopla | Not carriedThis portal does not cover this merchant. | |
| Lolli | Not carriedThis portal does not cover this merchant. | |
| MaxRebates | Not carriedThis portal does not cover this merchant. | |
| Rakuten | Not carriedThis portal does not cover this merchant. | |
| ShopBack | Not carriedThis portal does not cover this merchant. | |
| Sunshine Rewards | Not carriedThis portal does not cover this merchant. | |
| TopCashback | Not carriedThis portal does not cover this merchant. |
Rates move without notice, so treat anything more than a couple of days old as worth re-checking at the portal before you shop.
How to get Tom Thumb cashback, step by step
- Open Fluz's Tom Thumb page and buy a gift card for the amount of your Tom Thumb order. The rate as we last read it was 2.5%. Instant. The cashback lands in the Fluz balance when the gift card is bought.
- Pay for your Tom Thumb order with that gift card, the same way you'd use any Tom Thumb gift card.
- Buy only what you'll spend. The cashback is paid when you buy the card, and a card balance you never use is money parked at Tom Thumb, not savings.
- Get paid. Fluz pays by: Bank transfer (ACH), PayPal or Venmo, or spent in the app on more gift cards. Without a US bank account, PayPal or Venmo. Minimum: $15 in lifetime earnings once, then $1 per withdrawal. Timing: On request; 2 to 7 business days. Fluz charges no fee, but passes on any transfer fee it's charged.
Getting paid, portal by portal
Each portal's own help pages, as written there. The source link on each row goes to the page it came from. These are the portal's terms, not Tom Thumb's.
| Portal | Paid by | Minimum | Confirmation window |
|---|---|---|---|
| Fluzsource | Bank transfer (ACH), PayPal or Venmo, or spent in the app on more gift cards. Without a US bank account, PayPal or Venmo. | $15 in lifetime earnings once, then $1 per withdrawal. | Instant. The cashback lands in the Fluz balance when the gift card is bought. |
| Mr. Rebatessource | A rebate check by mail, or payment via PayPal, Venmo or an Amazon gift card. | $10 in Available Rebates. | Rebates post to Pending within 1 to 3 business days of the order or ship date, then stay Pending for 90 days from the posting date before moving to Available. |
| GoCashBacksource | PayPal, check, gift card (US only) or Helipay. | $10 in withdrawable cash back, not counting sign-up, referral or activity bonuses for the first withdrawal. | It can take up to 120 days for cash back to become available. |
| Raisesource | Raise Cash, posted to your Raise account each time you buy a gift card. It's redeemed at checkout on Raise toward any gift card or other product Raise sells, and Raise's catalogue includes a Prepaid Mastercard. Raise doesn't offer cash distribution, bank transfers or PayPal transfers. | None to redeem; Raise applies it at your next checkout. Gift cards must be bought for at least $5, and with more than $1,000 in Raise Cash on hand you have to redeem some before earning more. | Posted to the Raise account when the gift card is bought, and rescinded if that purchase is refunded or cancelled for any reason. |
| Price.comsource | Debit card deposit, PayPal, Venmo, Zelle, gift cards, a donation to charity, or crypto. | $10 per withdrawal, with a $500 cap per withdrawal and per day. | Typically 30 to 90 days: pending until the retailer confirms the purchase and its return period ends. |
| RebatesMesource | PayPal, credit card, Alipay, check or gift cards. | $10 in available cash back, not counting bonuses. | Cash back becomes available after the 90-day return window. |
| Extrabuxsource | PayPal, eGift cards, ACH bank deposit (US only), check (US only), or a donation to a charity. | $10 available balance, with at least one confirmed purchase carrying more than $1 in available cash back. | Usually tracked within 1 to 7 days of purchase, then held through a 90-day window for returns or cancellations at most stores before it becomes available. |
| MyPointssource | Points, redeemed for gift cards, travel miles or cash via PayPal. | At least 480 available Points to redeem (MyPoints blog, 2019). | Not verified yet |
| RetailMeNotsource | PayPal or Venmo, from the RetailMeNot account. | A minimum approved balance of $5.01 is required for a redemption. | In about 45 days the cash back lands in the RetailMeNot account as redeemable. |
Tom Thumb cashback rate history
Only changes are listed. Re-confirmations are not noise worth showing.
- Price.comNo cash back
- TopCashbackmerchant dropped by this portal
- Rakutenmerchant dropped by this portal
- Price.comrate no longer published
- Rakutenrate no longer published
- MaxRebatesmerchant dropped by this portal
- RetailMeNotrate no longer published
- MyPointsrate no longer published
- chirpyestmerchant dropped by this portal
- Hoopla Dooplamerchant dropped by this portal
- Mr. Rebates1%
- Rakutenmerchant dropped by this portal
- CouponFollowmerchant dropped by this portal
- ShopBackmerchant dropped by this portal
- Raise0.5%
- Price.comNo cash back
- TopCashbackrate no longer published
- Lollimerchant dropped by this portal
- GoCashBack0.8%
- Active Junkymerchant dropped by this portal
- Sunshine Rewardsmerchant dropped by this portal
- Extrabuxrate no longer published
- RebatesMeNo cash back
- BeFrugalmerchant dropped by this portal
- Fluz2.5%
How these Tom Thumb numbers were produced
- Read directly from each portal's own merchant page, never copied from another comparison site.
- A rate we could not read is reported as unread. It is never converted into a zero, and a failed check never overwrites a previously good number.
- "Up to" and new-customer-only rates are labelled as such and are not allowed to win the top spot over a lower rate that everyone actually gets.
Tom Thumb cashback FAQ
Which portal pays the most for Tom Thumb cashback right now?
Fluz, at 2.5%. That's the rate a returning shopper gets, which is how the table ranks: an "up to" ceiling or a new-customer rate never takes this spot over a lower rate everyone gets.
How long does Tom Thumb cashback take to pay out?
On a click-through portal there are two waits, one after the other: the portal has to confirm the order with Tom Thumb, which mostly tracks Tom Thumb's return window, and then the confirmed balance has to be paid out, which is the portal's own rule. Buying Tom Thumb's gift card through a portal skips the first wait: that cashback is paid when the card is bought.
- Fluz: Instant. The cashback lands in the Fluz balance when the gift card is bought. Payout: On request; 2 to 7 business days. Fluz charges no fee, but passes on any transfer fee it's charged.
- Mr. Rebates: Rebates post to Pending within 1 to 3 business days of the order or ship date, then stay Pending for 90 days from the posting date before moving to Available. Payout: On request, once $10 in Available Rebates has accrued.
- GoCashBack: It can take up to 120 days for cash back to become available. Payout: On request. A payment request is processed within 7 to 14 business days.
- Raise: Posted to the Raise account when the gift card is bought, and rescinded if that purchase is refunded or cancelled for any reason. Payout: Posted on each gift-card purchase. Raise Cash expires 180 days after the day it was earned.
- Price.com: Typically 30 to 90 days: pending until the retailer confirms the purchase and its return period ends. Payout: On request, once the cash back is approved.
- RebatesMe: Cash back becomes available after the 90-day return window.
- Extrabux: Usually tracked within 1 to 7 days of purchase, then held through a 90-day window for returns or cancellations at most stores before it becomes available. Payout: On request. Requests are processed within 3 business days; PayPal and eGift cards typically land within 24 to 48 hours after that, ACH takes about 5 business days, and a check 1 to 2 weeks by post.
- MyPoints: No confirmation window we have verified. Payout: On redemption. Some rewards are delivered immediately; others may take up to 10 business days to process.
- RetailMeNot: In about 45 days the cash back lands in the RetailMeNot account as redeemable. Payout: On request, once the cash back is approved in the account.
Is there a minimum payout?
- Fluz: $15 in lifetime earnings once, then $1 per withdrawal.
- Mr. Rebates: $10 in Available Rebates.
- GoCashBack: $10 in withdrawable cash back, not counting sign-up, referral or activity bonuses for the first withdrawal.
- Raise: None to redeem; Raise applies it at your next checkout. Gift cards must be bought for at least $5, and with more than $1,000 in Raise Cash on hand you have to redeem some before earning more.
- Price.com: $10 per withdrawal, with a $500 cap per withdrawal and per day.
- RebatesMe: $10 in available cash back, not counting bonuses.
- Extrabux: $10 available balance, with at least one confirmed purchase carrying more than $1 in available cash back.
- MyPoints: At least 480 available Points to redeem (MyPoints blog, 2019).
- RetailMeNot: A minimum approved balance of $5.01 is required for a redemption.