Chirp Cashback: Every Portal's Rate, Compared
The best Chirp cashback we found is 4% at Price.com, read from Price.com's own Chirp page.
Chirp cash back rates by portal
Every rate below was read from that portal's own Chirp page, and every row shows when we last looked. Where a rate has a catch, the catch is printed next to the number rather than underneath it.
| Portal | Rate | Last checked |
|---|---|---|
| Price.com | 4%source | |
| Rakuten | 2%source | |
| Active Junky | 1%source | |
| Hoopla Doopla | 1%source | |
| TopCashback | 1%source | |
| BeFrugal | Rate not publishedThis portal lists the merchant but did not show a rate we could read. That is different from paying nothing.source | |
| Extrabux | Rate not publishedThis portal lists the merchant but did not show a rate we could read. That is different from paying nothing.source | |
| chirpyest | Not carriedThis portal does not cover this merchant. | |
| CouponFollow | Not carriedThis portal does not cover this merchant. | |
| Fluz | Not carriedThis portal does not cover this merchant. | |
| GoCashBack | Not carriedThis portal does not cover this merchant. | |
| Lolli | Not carriedThis portal does not cover this merchant. | |
| MaxRebates | Not carriedThis portal does not cover this merchant. | |
| Mr. Rebates | Not carriedThis portal does not cover this merchant. | |
| MyPoints | Not carriedThis portal does not cover this merchant. | |
| Raise | Not carriedThis portal does not cover this merchant. | |
| RebatesMe | Not carriedThis portal does not cover this merchant. | |
| RetailMeNot | Not carriedThis portal does not cover this merchant. | |
| ShopBack | Not carriedThis portal does not cover this merchant. | |
| Sunshine Rewards | Not carriedThis portal does not cover this merchant. |
Rates move without notice, so treat anything more than a couple of days old as worth re-checking at the portal before you shop.
How to get Chirp cashback, step by step
- Open Price.com's Chirp page and click through to Chirp from there. That click is what ties the order to your account, so start every Chirp order this way rather than from a bookmark or a search result. The rate as we last read it was 4%.
- Shop in that same tab and session. Don't leave for a coupon site and come back, and turn off any other cashback or coupon extension before you check out: the last click before the order is the one that gets credited, and another extension's click can take it.
- Check out in one go, using only codes Price.com itself shows for Chirp. A code from somewhere else can void the cashback on many stores.
- Wait for it to confirm. Typically 30 to 90 days: pending until the retailer confirms the purchase and its return period ends. Returning part of the order, or cancelling it, changes what gets paid.
- Get paid. Price.com pays by: Debit card deposit, PayPal, Venmo, Zelle, gift cards, a donation to charity, or crypto. Minimum: $10 per withdrawal, with a $500 cap per withdrawal and per day. Timing: On request, once the cash back is approved.
Getting paid, portal by portal
Each portal's own help pages, as written there. The source link on each row goes to the page it came from. These are the portal's terms, not Chirp's.
| Portal | Paid by | Minimum | Confirmation window |
|---|---|---|---|
| Price.comsource | Debit card deposit, PayPal, Venmo, Zelle, gift cards, a donation to charity, or crypto. | $10 per withdrawal, with a $500 cap per withdrawal and per day. | Typically 30 to 90 days: pending until the retailer confirms the purchase and its return period ends. |
| Rakutensource | Big Fat Check by mail, PayPal, American Express Membership Rewards points, or Bilt. A confirmed balance of $5.00 or more can also be redeemed as a gift card within minutes. | $5.01 in confirmed cash back before the payment date; $5.00 or less carries over to the next one. | 3 to 14 weeks for online and in-store purchases; 45 to 120 days for travel. |
| Active Junkysource | Check, PayPal, Venmo or a credit/debit card. Approved cash back can also be cashed out early as a gift card. | None stated for the monthly payout. Cashing out early as a gift card takes $5.01 in approved cash back. | Orders stay pending until the partner store approves them. For travel and events, partners typically approve within about 3 months after the trip or event. |
| Hoopla Dooplasource | Check, Venmo or PayPal. | $5.00 in approved cash back per period, for PayPal, Venmo and paper checks alike. A balance under that carries over to the next period. | Usually posts within 10 days of purchase, then becomes yours after 90 days. |
| TopCashbacksource | Bank transfer, Venmo, PayPal, gift cards, a Virtual Visa Prepaid Card or an American Express Virtual Reward Card. | None for PayPal, Venmo or bank transfer; some gift cards have one. | No fixed window. Cash back goes pending, then confirmed once the retailer reviews the order, then payable once the retailer's network is invoiced. TopCashback prints an estimated payout speed on each merchant's page. |
| BeFrugalsource | Check, PayPal, direct deposit, Venmo, Zelle or an eGift card. Check and direct deposit are US only. | $0.01 for PayPal or direct deposit; $25 for a check. | Verified cash back sits in the account for 30 to 90 days, set by the retailer's return policy and its payment cycle with BeFrugal. Store pages say cash back is typically available for payment 15 to 60 days after purchase. |
| Extrabuxsource | PayPal, eGift cards, ACH bank deposit (US only), check (US only), or a donation to a charity. | $10 available balance, with at least one confirmed purchase carrying more than $1 in available cash back. | Usually tracked within 1 to 7 days of purchase, then held through a 90-day window for returns or cancellations at most stores before it becomes available. |
Chirp cashback rate history
Only changes are listed. Re-confirmations are not noise worth showing.
- Price.com4%
- Price.comrate no longer published
- Price.com4%
- Price.comrate no longer published
- RetailMeNotmerchant dropped by this portal
- MyPointsmerchant dropped by this portal
- chirpyestmerchant dropped by this portal
- Mr. Rebatesmerchant dropped by this portal
- CouponFollowmerchant dropped by this portal
- ShopBackmerchant dropped by this portal
- Raisemerchant dropped by this portal
- Lollimerchant dropped by this portal
- GoCashBackmerchant dropped by this portal
- Active Junky1%
- Sunshine Rewardsmerchant dropped by this portal
- Extrabuxrate no longer published
- RebatesMemerchant dropped by this portal
- BeFrugalrate no longer published
- Fluzmerchant dropped by this portal
- Price.com4%
- TopCashback1%
- Rakuten2%
- MaxRebatesmerchant dropped by this portal
- Hoopla Doopla1%
How these Chirp numbers were produced
- Read directly from each portal's own merchant page, never copied from another comparison site.
- A rate we could not read is reported as unread. It is never converted into a zero, and a failed check never overwrites a previously good number.
- "Up to" and new-customer-only rates are labelled as such and are not allowed to win the top spot over a lower rate that everyone actually gets.
Chirp cashback FAQ
Which portal pays the most for Chirp cashback right now?
Price.com, at 4%. That's the rate a returning shopper gets, which is how the table ranks: an "up to" ceiling or a new-customer rate never takes this spot over a lower rate everyone gets.
How long does Chirp cashback take to pay out?
On a click-through portal there are two waits, one after the other: the portal has to confirm the order with Chirp, which mostly tracks Chirp's return window, and then the confirmed balance has to be paid out, which is the portal's own rule. Buying Chirp's gift card through a portal skips the first wait: that cashback is paid when the card is bought.
- Price.com: Typically 30 to 90 days: pending until the retailer confirms the purchase and its return period ends. Payout: On request, once the cash back is approved.
- Rakuten: 3 to 14 weeks for online and in-store purchases; 45 to 120 days for travel. Payout: Every three months: February 15, May 15, August 15 and November 15.
- Active Junky: Orders stay pending until the partner store approves them. For travel and events, partners typically approve within about 3 months after the trip or event. Payout: On the 20th of each month, or the next business day when the 20th falls on a weekend or holiday.
- Hoopla Doopla: Usually posts within 10 days of purchase, then becomes yours after 90 days. Payout: Every three months. Payments go out by the end of January, April, July and October to everyone who qualifies.
- TopCashback: No fixed window. Cash back goes pending, then confirmed once the retailer reviews the order, then payable once the retailer's network is invoiced. TopCashback prints an estimated payout speed on each merchant's page. Payout: On request, once the cash back is payable. Adding bank, PayPal or Venmo details puts a 72-hour hold on the account first.
- BeFrugal: Verified cash back sits in the account for 30 to 90 days, set by the retailer's return policy and its payment cycle with BeFrugal. Store pages say cash back is typically available for payment 15 to 60 days after purchase. Payout: On request. Most payouts are sent on the next business day after the request.
- Extrabux: Usually tracked within 1 to 7 days of purchase, then held through a 90-day window for returns or cancellations at most stores before it becomes available. Payout: On request. Requests are processed within 3 business days; PayPal and eGift cards typically land within 24 to 48 hours after that, ACH takes about 5 business days, and a check 1 to 2 weeks by post.
Is there a minimum payout?
- Price.com: $10 per withdrawal, with a $500 cap per withdrawal and per day.
- Rakuten: $5.01 in confirmed cash back before the payment date; $5.00 or less carries over to the next one.
- Active Junky: None stated for the monthly payout. Cashing out early as a gift card takes $5.01 in approved cash back.
- Hoopla Doopla: $5.00 in approved cash back per period, for PayPal, Venmo and paper checks alike. A balance under that carries over to the next period.
- TopCashback: None for PayPal, Venmo or bank transfer; some gift cards have one.
- BeFrugal: $0.01 for PayPal or direct deposit; $25 for a check.
- Extrabux: $10 available balance, with at least one confirmed purchase carrying more than $1 in available cash back.