Spafinder Cashback: Every Portal's Rate, Compared

Spafinder cashback FAQ

Which portal pays the most for Spafinder cashback right now?

Fluz, at 12.5%. That's the rate a returning shopper gets, which is how the table ranks: an "up to" ceiling or a new-customer rate never takes this spot over a lower rate everyone gets.

How long does Spafinder cashback take to pay out?

On a click-through portal there are two waits, one after the other: the portal has to confirm the order with Spafinder, which mostly tracks Spafinder's return window, and then the confirmed balance has to be paid out, which is the portal's own rule. Buying Spafinder's gift card through a portal skips the first wait: that cashback is paid when the card is bought.

• Fluz: Instant. The cashback lands in the Fluz balance when the gift card is bought. Payout: On request; 2 to 7 business days. Fluz charges no fee, but passes on any transfer fee it's charged.
• BeFrugal: Verified cash back sits in the account for 30 to 90 days, set by the retailer's return policy and its payment cycle with BeFrugal. Store pages say cash back is typically available for payment 15 to 60 days after purchase. Payout: On request. Most payouts are sent on the next business day after the request.
• Raise: Posted to the Raise account when the gift card is bought, and rescinded if that purchase is refunded or cancelled for any reason. Payout: Posted on each gift-card purchase. Raise Cash expires 180 days after the day it was earned.
• RebatesMe: Cash back becomes available after the 90-day return window.
• TopCashback: No fixed window. Cash back goes pending, then confirmed once the retailer reviews the order, then payable once the retailer's network is invoiced. TopCashback prints an estimated payout speed on each merchant's page. Payout: On request, once the cash back is payable. Adding bank, PayPal or Venmo details puts a 72-hour hold on the account first.
• MaxRebates: Pending for 90 days to cover store return policies, cancellations and commission collection; it often takes up to 90 days for cash back to become payable, depending on the product and the merchant. Payout: On request, once the cash back is payable. A PayPal payout should arrive within 7 to 14 business days.
• Mr. Rebates: Rebates post to Pending within 1 to 3 business days of the order or ship date, then stay Pending for 90 days from the posting date before moving to Available. Payout: On request, once $10 in Available Rebates has accrued.
• GoCashBack: It can take up to 120 days for cash back to become available. Payout: On request. A payment request is processed within 7 to 14 business days.
• Hoopla Doopla: Usually posts within 10 days of purchase, then becomes yours after 90 days. Payout: Every three months. Payments go out by the end of January, April, July and October to everyone who qualifies.
• Rakuten: 3 to 14 weeks for online and in-store purchases; 45 to 120 days for travel. Payout: Every three months: February 15, May 15, August 15 and November 15.
• Price.com: Typically 30 to 90 days: pending until the retailer confirms the purchase and its return period ends. Payout: On request, once the cash back is approved.
• Sunshine Rewards: Earnings should post within 10 days. Sale credits are then held: 28 days per the help page, 21 days from the date of purchase per the terms page. Payout: Twice a month, on request: a cashout requested from the 1st through the 15th is paid on the 15th of the next month, and one requested from the 16th through the last day is paid on the last day of the next month.
• CouponFollow: Pending for up to 60 days, to ensure a purchase isn't returned or refunded. Payout: Monthly: paid on the 25th to the linked PayPal account, arriving by month end; rewards earned on or after the 25th roll to the next month.
• MyPoints: No confirmation window we have verified. Payout: On redemption. Some rewards are delivered immediately; others may take up to 10 business days to process.
• RetailMeNot: In about 45 days the cash back lands in the RetailMeNot account as redeemable. Payout: On request, once the cash back is approved in the account.

Is there a minimum payout?

• Fluz: $15 in lifetime earnings once, then $1 per withdrawal.
• BeFrugal: $0.01 for PayPal or direct deposit; $25 for a check.
• Raise: None to redeem; Raise applies it at your next checkout. Gift cards must be bought for at least $5, and with more than $1,000 in Raise Cash on hand you have to redeem some before earning more.
• RebatesMe: $10 in available cash back, not counting bonuses.
• TopCashback: None for PayPal, Venmo or bank transfer; some gift cards have one.
• MaxRebates: $10.00 per payment, with a $2,000.00 maximum.
• Mr. Rebates: $10 in Available Rebates.
• GoCashBack: $10 in withdrawable cash back, not counting sign-up, referral or activity bonuses for the first withdrawal.
• Hoopla Doopla: $5.00 in approved cash back per period, for PayPal, Venmo and paper checks alike. A balance under that carries over to the next period.
• Rakuten: $5.01 in confirmed cash back before the payment date; $5.00 or less carries over to the next one.
• Price.com: $10 per withdrawal, with a $500 cap per withdrawal and per day.
• Sunshine Rewards: 20.00 in credits, and the account has to be at least 45 days old. Cashouts are capped at $500 a month.
• CouponFollow: An Available Balance of at least $10.
• MyPoints: At least 480 available Points to redeem (MyPoints blog, 2019).
• RetailMeNot: A minimum approved balance of $5.01 is required for a redemption.