Undercover Tourist Cashback: Every Portal's Rate, Compared
The best Undercover Tourist cashback we found is 1.5% at Fluz, read from Fluz's own Undercover Tourist page. Fluz's general virtual card, available at most merchants. Not a rate negotiated for this store specifically.
Undercover Tourist cash back rates by portal
Every rate below was read from that portal's own Undercover Tourist page, and every row shows when we last looked. Where a rate has a catch, the catch is printed next to the number rather than underneath it.
| Portal | Rate | Last checked |
|---|---|---|
| Fluz | 1.5%Fluz's general virtual card, available at most merchants. Not a rate negotiated for this store specifically.source | |
| RebatesMe | 1%source | |
| Active Junky | 0.5%source | |
| CouponFollow | Up to 1%A maximum, not a standing rate; CouponFollow says not all items are eligible for cash back.source | |
| Extrabux | Up to 0.8%A maximum, not a standing rate. Extrabux pays the top rate only on some categories, and the everyday rate is usually lower.source | |
| BeFrugal | Up to $1A flat maximum per order, not a percentage. Its value depends entirely on your basket size.source | |
| GoCashBack | ||
| MyPoints | Rate not publishedThis portal lists the merchant but did not show a rate we could read. That is different from paying nothing.source | |
| Price.com | Rate not publishedThis portal lists the merchant but did not show a rate we could read. That is different from paying nothing.source | |
| RetailMeNot | Rate not publishedThis portal lists the merchant but did not show a rate we could read. That is different from paying nothing.source | |
| Sunshine Rewards | Rate not publishedThis portal lists the merchant but did not show a rate we could read. That is different from paying nothing.source | |
| chirpyest | Not carriedThis portal does not cover this merchant. | |
| Hoopla Doopla | Not carriedThis portal does not cover this merchant. | |
| Lolli | Not carriedThis portal does not cover this merchant. | |
| MaxRebates | Not carriedThis portal does not cover this merchant. | |
| Mr. Rebates | Not carriedThis portal does not cover this merchant. | |
| Raise | Not carriedThis portal does not cover this merchant. | |
| Rakuten | Not carriedThis portal does not cover this merchant. | |
| ShopBack | Not carriedThis portal does not cover this merchant. | |
| TopCashback | Not carriedThis portal does not cover this merchant. |
Rates move without notice, so treat anything more than a couple of days old as worth re-checking at the portal before you shop.
How to get Undercover Tourist cashback, step by step
- Open Fluz's Undercover Tourist page and buy a gift card for the amount of your Undercover Tourist order. The rate as we last read it was 1.5%. Instant. The cashback lands in the Fluz balance when the gift card is bought.
- Pay for your Undercover Tourist order with that gift card, the same way you'd use any Undercover Tourist gift card.
- Buy only what you'll spend. The cashback is paid when you buy the card, and a card balance you never use is money parked at Undercover Tourist, not savings.
- Get paid. Fluz pays by: Bank transfer (ACH), PayPal or Venmo, or spent in the app on more gift cards. Without a US bank account, PayPal or Venmo. Minimum: $15 in lifetime earnings once, then $1 per withdrawal. Timing: On request; 2 to 7 business days. Fluz charges no fee, but passes on any transfer fee it's charged.
Getting paid, portal by portal
Each portal's own help pages, as written there. The source link on each row goes to the page it came from. These are the portal's terms, not Undercover Tourist's.
| Portal | Paid by | Minimum | Confirmation window |
|---|---|---|---|
| Fluzsource | Bank transfer (ACH), PayPal or Venmo, or spent in the app on more gift cards. Without a US bank account, PayPal or Venmo. | $15 in lifetime earnings once, then $1 per withdrawal. | Instant. The cashback lands in the Fluz balance when the gift card is bought. |
| RebatesMesource | PayPal, credit card, Alipay, check or gift cards. | $10 in available cash back, not counting bonuses. | Cash back becomes available after the 90-day return window. |
| Active Junkysource | Check, PayPal, Venmo or a credit/debit card. Approved cash back can also be cashed out early as a gift card. | None stated for the monthly payout. Cashing out early as a gift card takes $5.01 in approved cash back. | Orders stay pending until the partner store approves them. For travel and events, partners typically approve within about 3 months after the trip or event. |
| CouponFollowsource | PayPal; a valid US PayPal account has to be connected to CouponFollow. | An Available Balance of at least $10. | Pending for up to 60 days, to ensure a purchase isn't returned or refunded. |
| Extrabuxsource | PayPal, eGift cards, ACH bank deposit (US only), check (US only), or a donation to a charity. | $10 available balance, with at least one confirmed purchase carrying more than $1 in available cash back. | Usually tracked within 1 to 7 days of purchase, then held through a 90-day window for returns or cancellations at most stores before it becomes available. |
| BeFrugalsource | Check, PayPal, direct deposit, Venmo, Zelle or an eGift card. Check and direct deposit are US only. | $0.01 for PayPal or direct deposit; $25 for a check. | Verified cash back sits in the account for 30 to 90 days, set by the retailer's return policy and its payment cycle with BeFrugal. Store pages say cash back is typically available for payment 15 to 60 days after purchase. |
| GoCashBacksource | PayPal, check, gift card (US only) or Helipay. | $10 in withdrawable cash back, not counting sign-up, referral or activity bonuses for the first withdrawal. | It can take up to 120 days for cash back to become available. |
| MyPointssource | Points, redeemed for gift cards, travel miles or cash via PayPal. | At least 480 available Points to redeem (MyPoints blog, 2019). | Not verified yet |
| Price.comsource | Debit card deposit, PayPal, Venmo, Zelle, gift cards, a donation to charity, or crypto. | $10 per withdrawal, with a $500 cap per withdrawal and per day. | Typically 30 to 90 days: pending until the retailer confirms the purchase and its return period ends. |
| RetailMeNotsource | PayPal or Venmo, from the RetailMeNot account. | A minimum approved balance of $5.01 is required for a redemption. | In about 45 days the cash back lands in the RetailMeNot account as redeemable. |
| Sunshine Rewardssource | PayPal, or gift cards from time to time through the Redemption Center. | 20.00 in credits, and the account has to be at least 45 days old. Cashouts are capped at $500 a month. | Earnings should post within 10 days. Sale credits are then held: 28 days per the help page, 21 days from the date of purchase per the terms page. |
Undercover Tourist cashback rate history
Only changes are listed. Re-confirmations are not noise worth showing.
- Fluz1.5%
- Fluzrate no longer published
- MaxRebatesmerchant dropped by this portal
- RetailMeNotrate no longer published
- MyPointsrate no longer published
- chirpyestmerchant dropped by this portal
- Hoopla Dooplamerchant dropped by this portal
- Mr. Rebatesmerchant dropped by this portal
- Rakutenmerchant dropped by this portal
- CouponFollowUp to 1%
- ShopBackmerchant dropped by this portal
- Raisemerchant dropped by this portal
- Price.comrate no longer published
- TopCashbackmerchant dropped by this portal
- Lollimerchant dropped by this portal
- GoCashBack$3
- Active Junky0.5%
- Sunshine Rewardsrate no longer published
- ExtrabuxUp to 0.8%
- RebatesMe1%
- BeFrugalUp to $1
- Fluz1.5%
- ExtrabuxUp to 0.8%
- Fluzrate no longer published
- RetailMeNotrate no longer published
How these Undercover Tourist numbers were produced
- Read directly from each portal's own merchant page, never copied from another comparison site.
- A rate we could not read is reported as unread. It is never converted into a zero, and a failed check never overwrites a previously good number.
- "Up to" and new-customer-only rates are labelled as such and are not allowed to win the top spot over a lower rate that everyone actually gets.
Undercover Tourist cashback FAQ
Which portal pays the most for Undercover Tourist cashback right now?
Fluz, at 1.5%. That's the rate a returning shopper gets, which is how the table ranks: an "up to" ceiling or a new-customer rate never takes this spot over a lower rate everyone gets.
How long does Undercover Tourist cashback take to pay out?
On a click-through portal there are two waits, one after the other: the portal has to confirm the order with Undercover Tourist, which mostly tracks Undercover Tourist's return window, and then the confirmed balance has to be paid out, which is the portal's own rule. Buying Undercover Tourist's gift card through a portal skips the first wait: that cashback is paid when the card is bought.
- Fluz: Instant. The cashback lands in the Fluz balance when the gift card is bought. Payout: On request; 2 to 7 business days. Fluz charges no fee, but passes on any transfer fee it's charged.
- RebatesMe: Cash back becomes available after the 90-day return window.
- Active Junky: Orders stay pending until the partner store approves them. For travel and events, partners typically approve within about 3 months after the trip or event. Payout: On the 20th of each month, or the next business day when the 20th falls on a weekend or holiday.
- CouponFollow: Pending for up to 60 days, to ensure a purchase isn't returned or refunded. Payout: Monthly: paid on the 25th to the linked PayPal account, arriving by month end; rewards earned on or after the 25th roll to the next month.
- Extrabux: Usually tracked within 1 to 7 days of purchase, then held through a 90-day window for returns or cancellations at most stores before it becomes available. Payout: On request. Requests are processed within 3 business days; PayPal and eGift cards typically land within 24 to 48 hours after that, ACH takes about 5 business days, and a check 1 to 2 weeks by post.
- BeFrugal: Verified cash back sits in the account for 30 to 90 days, set by the retailer's return policy and its payment cycle with BeFrugal. Store pages say cash back is typically available for payment 15 to 60 days after purchase. Payout: On request. Most payouts are sent on the next business day after the request.
- GoCashBack: It can take up to 120 days for cash back to become available. Payout: On request. A payment request is processed within 7 to 14 business days.
- MyPoints: No confirmation window we have verified. Payout: On redemption. Some rewards are delivered immediately; others may take up to 10 business days to process.
- Price.com: Typically 30 to 90 days: pending until the retailer confirms the purchase and its return period ends. Payout: On request, once the cash back is approved.
- RetailMeNot: In about 45 days the cash back lands in the RetailMeNot account as redeemable. Payout: On request, once the cash back is approved in the account.
- Sunshine Rewards: Earnings should post within 10 days. Sale credits are then held: 28 days per the help page, 21 days from the date of purchase per the terms page. Payout: Twice a month, on request: a cashout requested from the 1st through the 15th is paid on the 15th of the next month, and one requested from the 16th through the last day is paid on the last day of the next month.
Is there a minimum payout?
- Fluz: $15 in lifetime earnings once, then $1 per withdrawal.
- RebatesMe: $10 in available cash back, not counting bonuses.
- Active Junky: None stated for the monthly payout. Cashing out early as a gift card takes $5.01 in approved cash back.
- CouponFollow: An Available Balance of at least $10.
- Extrabux: $10 available balance, with at least one confirmed purchase carrying more than $1 in available cash back.
- BeFrugal: $0.01 for PayPal or direct deposit; $25 for a check.
- GoCashBack: $10 in withdrawable cash back, not counting sign-up, referral or activity bonuses for the first withdrawal.
- MyPoints: At least 480 available Points to redeem (MyPoints blog, 2019).
- Price.com: $10 per withdrawal, with a $500 cap per withdrawal and per day.
- RetailMeNot: A minimum approved balance of $5.01 is required for a redemption.
- Sunshine Rewards: 20.00 in credits, and the account has to be at least 45 days old. Cashouts are capped at $500 a month.