LoveSac Cashback: Every Portal's Rate, Compared

LoveSac cashback FAQ

Which portal pays the most for LoveSac cashback right now?

GoCashBack, at 1%, tied with ShopBack at the same rate. That's the rate a returning shopper gets, which is how the table ranks: an "up to" ceiling or a new-customer rate never takes this spot over a lower rate everyone gets.

How long does LoveSac cashback take to pay out?

On a click-through portal there are two waits, one after the other: the portal has to confirm the order with LoveSac, which mostly tracks LoveSac's return window, and then the confirmed balance has to be paid out, which is the portal's own rule. Buying LoveSac's gift card through a portal skips the first wait: that cashback is paid when the card is bought.

• GoCashBack: It can take up to 120 days for cash back to become available. Payout: On request. A payment request is processed within 7 to 14 business days.
• ShopBack: Pending within 48 hours of checkout, then Confirmed once the partner store's claim time has been fulfilled: usually a few weeks for retail, after trip completion for travel. Payout: On request. Typically processed within 10 calendar days (up to 30 in some cases), with a $300 daily withdrawal limit.
• chirpyest: Not available until the retailer's return period has elapsed, up to 180 days or longer from purchase. Payout: On chirpyest's current payment schedule, which its terms don't date.
• Price.com: Typically 30 to 90 days: pending until the retailer confirms the purchase and its return period ends. Payout: On request, once the cash back is approved.
• RebatesMe: Cash back becomes available after the 90-day return window.
• MaxRebates: Pending for 90 days to cover store return policies, cancellations and commission collection; it often takes up to 90 days for cash back to become payable, depending on the product and the merchant. Payout: On request, once the cash back is payable. A PayPal payout should arrive within 7 to 14 business days.
• MyPoints: No confirmation window we have verified. Payout: On redemption. Some rewards are delivered immediately; others may take up to 10 business days to process.
• BeFrugal: Verified cash back sits in the account for 30 to 90 days, set by the retailer's return policy and its payment cycle with BeFrugal. Store pages say cash back is typically available for payment 15 to 60 days after purchase. Payout: On request. Most payouts are sent on the next business day after the request.
• CouponFollow: Pending for up to 60 days, to ensure a purchase isn't returned or refunded. Payout: Monthly: paid on the 25th to the linked PayPal account, arriving by month end; rewards earned on or after the 25th roll to the next month.
• Extrabux: Usually tracked within 1 to 7 days of purchase, then held through a 90-day window for returns or cancellations at most stores before it becomes available. Payout: On request. Requests are processed within 3 business days; PayPal and eGift cards typically land within 24 to 48 hours after that, ACH takes about 5 business days, and a check 1 to 2 weeks by post.
• Hoopla Doopla: Usually posts within 10 days of purchase, then becomes yours after 90 days. Payout: Every three months. Payments go out by the end of January, April, July and October to everyone who qualifies.
• Rakuten: 3 to 14 weeks for online and in-store purchases; 45 to 120 days for travel. Payout: Every three months: February 15, May 15, August 15 and November 15.
• RetailMeNot: In about 45 days the cash back lands in the RetailMeNot account as redeemable. Payout: On request, once the cash back is approved in the account.
• TopCashback: No fixed window. Cash back goes pending, then confirmed once the retailer reviews the order, then payable once the retailer's network is invoiced. TopCashback prints an estimated payout speed on each merchant's page. Payout: On request, once the cash back is payable. Adding bank, PayPal or Venmo details puts a 72-hour hold on the account first.

Is there a minimum payout?

• GoCashBack: $10 in withdrawable cash back, not counting sign-up, referral or activity bonuses for the first withdrawal.
• ShopBack: $5 of Confirmed Cashback on ShopBack's payment-methods and clear-time guides; its withdraw how-to says $10.
• chirpyest: $5.00; balances below $5.00 remain in the account for the next payment period.
• Price.com: $10 per withdrawal, with a $500 cap per withdrawal and per day.
• RebatesMe: $10 in available cash back, not counting bonuses.
• MaxRebates: $10.00 per payment, with a $2,000.00 maximum.
• MyPoints: At least 480 available Points to redeem (MyPoints blog, 2019).
• BeFrugal: $0.01 for PayPal or direct deposit; $25 for a check.
• CouponFollow: An Available Balance of at least $10.
• Extrabux: $10 available balance, with at least one confirmed purchase carrying more than $1 in available cash back.
• Hoopla Doopla: $5.00 in approved cash back per period, for PayPal, Venmo and paper checks alike. A balance under that carries over to the next period.
• Rakuten: $5.01 in confirmed cash back before the payment date; $5.00 or less carries over to the next one.
• RetailMeNot: A minimum approved balance of $5.01 is required for a redemption.
• TopCashback: None for PayPal, Venmo or bank transfer; some gift cards have one.