Waterdrop Cashback: Every Portal's Rate, Compared
The best Waterdrop cashback we found is 13% at BeFrugal, read from BeFrugal's own Waterdrop page.
Waterdrop cash back rates by portal
Every rate below was read from that portal's own Waterdrop page, and every row shows when we last looked. Where a rate has a catch, the catch is printed next to the number rather than underneath it.
| Portal | Rate | Last checked |
|---|---|---|
| BeFrugal | 13%source | |
| MaxRebates | 7.2%source | |
| RebatesMe | Up to 10%A maximum, not a standing rate. RebatesMe's category table for this store goes as low as 7%.source | |
| Extrabux | 6.5%source | |
| Mr. Rebates | 6%source | |
| ShopBack | 6%source | |
| Hoopla Doopla | 5%source | |
| TopCashback | ||
| CouponFollow | Up to 5.5%A maximum, not a standing rate; CouponFollow says not all items are eligible for cash back.source | |
| Lolli | Up to 2.4%A maximum, not a standing rate. Lolli prints only the ceiling, and the everyday rate is usually lower.source | |
| Price.com | Rate not publishedThis portal lists the merchant but did not show a rate we could read. That is different from paying nothing.source | |
| Active Junky | Not carriedThis portal does not cover this merchant. | |
| chirpyest | Not carriedThis portal does not cover this merchant. | |
| Fluz | Not carriedThis portal does not cover this merchant. | |
| GoCashBack | Not carriedThis portal does not cover this merchant. | |
| MyPoints | Not carriedThis portal does not cover this merchant. | |
| Raise | Not carriedThis portal does not cover this merchant. | |
| Rakuten | Not carriedThis portal does not cover this merchant. | |
| RetailMeNot | Not carriedThis portal does not cover this merchant. | |
| Sunshine Rewards | Not carriedThis portal does not cover this merchant. |
Rates move without notice, so treat anything more than a couple of days old as worth re-checking at the portal before you shop.
How to get Waterdrop cashback, step by step
- Open BeFrugal's Waterdrop page and click through to Waterdrop from there. That click is what ties the order to your account, so start every Waterdrop order this way rather than from a bookmark or a search result. The rate as we last read it was 13%.
- Shop in that same tab and session. Don't leave for a coupon site and come back, and turn off any other cashback or coupon extension before you check out: the last click before the order is the one that gets credited, and another extension's click can take it.
- Check out in one go, using only codes BeFrugal itself shows for Waterdrop. A code from somewhere else can void the cashback on many stores.
- Wait for it to confirm. Verified cash back sits in the account for 30 to 90 days, set by the retailer's return policy and its payment cycle with BeFrugal. Store pages say cash back is typically available for payment 15 to 60 days after purchase. Returning part of the order, or cancelling it, changes what gets paid.
- Get paid. BeFrugal pays by: Check, PayPal, direct deposit, Venmo, Zelle or an eGift card. Check and direct deposit are US only. Minimum: $0.01 for PayPal or direct deposit; $25 for a check. Timing: On request. Most payouts are sent on the next business day after the request.
Getting paid, portal by portal
Each portal's own help pages, as written there. The source link on each row goes to the page it came from. These are the portal's terms, not Waterdrop's.
| Portal | Paid by | Minimum | Confirmation window |
|---|---|---|---|
| BeFrugalsource | Check, PayPal, direct deposit, Venmo, Zelle or an eGift card. Check and direct deposit are US only. | $0.01 for PayPal or direct deposit; $25 for a check. | Verified cash back sits in the account for 30 to 90 days, set by the retailer's return policy and its payment cycle with BeFrugal. Store pages say cash back is typically available for payment 15 to 60 days after purchase. |
| MaxRebatessource | Check or PayPal, in US dollars, and sometimes other options such as a donation to charity. | $10.00 per payment, with a $2,000.00 maximum. | Pending for 90 days to cover store return policies, cancellations and commission collection; it often takes up to 90 days for cash back to become payable, depending on the product and the merchant. |
| RebatesMesource | PayPal, credit card, Alipay, check or gift cards. | $10 in available cash back, not counting bonuses. | Cash back becomes available after the 90-day return window. |
| Extrabuxsource | PayPal, eGift cards, ACH bank deposit (US only), check (US only), or a donation to a charity. | $10 available balance, with at least one confirmed purchase carrying more than $1 in available cash back. | Usually tracked within 1 to 7 days of purchase, then held through a 90-day window for returns or cancellations at most stores before it becomes available. |
| Mr. Rebatessource | A rebate check by mail, or payment via PayPal, Venmo or an Amazon gift card. | $10 in Available Rebates. | Rebates post to Pending within 1 to 3 business days of the order or ship date, then stay Pending for 90 days from the posting date before moving to Available. |
| ShopBacksource | PayPal or a US bank account via ACH, once the balance clears the minimum. | $5 of Confirmed Cashback on ShopBack's payment-methods and clear-time guides; its withdraw how-to says $10. | Pending within 48 hours of checkout, then Confirmed once the partner store's claim time has been fulfilled: usually a few weeks for retail, after trip completion for travel. |
| Hoopla Dooplasource | Check, Venmo or PayPal. | $5.00 in approved cash back per period, for PayPal, Venmo and paper checks alike. A balance under that carries over to the next period. | Usually posts within 10 days of purchase, then becomes yours after 90 days. |
| TopCashbacksource | Bank transfer, Venmo, PayPal, gift cards, a Virtual Visa Prepaid Card or an American Express Virtual Reward Card. | None for PayPal, Venmo or bank transfer; some gift cards have one. | No fixed window. Cash back goes pending, then confirmed once the retailer reviews the order, then payable once the retailer's network is invoiced. TopCashback prints an estimated payout speed on each merchant's page. |
| CouponFollowsource | PayPal; a valid US PayPal account has to be connected to CouponFollow. | An Available Balance of at least $10. | Pending for up to 60 days, to ensure a purchase isn't returned or refunded. |
| Lollisource | Transfer to any bitcoin address if you're earning in bitcoin, or withdraw to a US bank account. Lolli holds the bitcoin in a custodial wallet until you withdraw it. | $15 in available balance. | Rewards become available once each retailer's confirmation period has passed, typically 90 days after the purchase or completed travel reservation. It can take up to 90 days. |
| Price.comsource | Debit card deposit, PayPal, Venmo, Zelle, gift cards, a donation to charity, or crypto. | $10 per withdrawal, with a $500 cap per withdrawal and per day. | Typically 30 to 90 days: pending until the retailer confirms the purchase and its return period ends. |
Waterdrop cashback rate history
Only changes are listed. Re-confirmations are not noise worth showing.
- Mr. Rebates6%
- Price.comrate no longer published
- CouponFollowUp to 5.5%
- Price.commerchant dropped by this portal
- RetailMeNotmerchant dropped by this portal
- MaxRebates7.2%
- MyPointsmerchant dropped by this portal
- chirpyestmerchant dropped by this portal
- CouponFollowUp to 5.5%
- Hoopla Doopla5%
- Mr. Rebates5%
- Rakutenmerchant dropped by this portal
- CouponFollowmerchant dropped by this portal
- ShopBack6%
- Raisemerchant dropped by this portal
- BeFrugal13%
- Fluzmerchant dropped by this portal
- Price.comrate no longer published
- TopCashback10%
- LolliUp to 2.4%
- GoCashBackmerchant dropped by this portal
- Active Junkymerchant dropped by this portal
- Sunshine Rewardsmerchant dropped by this portal
- Extrabux6.5%
- RebatesMeUp to 10%
How these Waterdrop numbers were produced
- Read directly from each portal's own merchant page, never copied from another comparison site.
- A rate we could not read is reported as unread. It is never converted into a zero, and a failed check never overwrites a previously good number.
- "Up to" and new-customer-only rates are labelled as such and are not allowed to win the top spot over a lower rate that everyone actually gets.
Waterdrop cashback FAQ
Which portal pays the most for Waterdrop cashback right now?
BeFrugal, at 13%. That's the rate a returning shopper gets, which is how the table ranks: an "up to" ceiling or a new-customer rate never takes this spot over a lower rate everyone gets.
How long does Waterdrop cashback take to pay out?
On a click-through portal there are two waits, one after the other: the portal has to confirm the order with Waterdrop, which mostly tracks Waterdrop's return window, and then the confirmed balance has to be paid out, which is the portal's own rule. Buying Waterdrop's gift card through a portal skips the first wait: that cashback is paid when the card is bought.
- BeFrugal: Verified cash back sits in the account for 30 to 90 days, set by the retailer's return policy and its payment cycle with BeFrugal. Store pages say cash back is typically available for payment 15 to 60 days after purchase. Payout: On request. Most payouts are sent on the next business day after the request.
- MaxRebates: Pending for 90 days to cover store return policies, cancellations and commission collection; it often takes up to 90 days for cash back to become payable, depending on the product and the merchant. Payout: On request, once the cash back is payable. A PayPal payout should arrive within 7 to 14 business days.
- RebatesMe: Cash back becomes available after the 90-day return window.
- Extrabux: Usually tracked within 1 to 7 days of purchase, then held through a 90-day window for returns or cancellations at most stores before it becomes available. Payout: On request. Requests are processed within 3 business days; PayPal and eGift cards typically land within 24 to 48 hours after that, ACH takes about 5 business days, and a check 1 to 2 weeks by post.
- Mr. Rebates: Rebates post to Pending within 1 to 3 business days of the order or ship date, then stay Pending for 90 days from the posting date before moving to Available. Payout: On request, once $10 in Available Rebates has accrued.
- ShopBack: Pending within 48 hours of checkout, then Confirmed once the partner store's claim time has been fulfilled: usually a few weeks for retail, after trip completion for travel. Payout: On request. Typically processed within 10 calendar days (up to 30 in some cases), with a $300 daily withdrawal limit.
- Hoopla Doopla: Usually posts within 10 days of purchase, then becomes yours after 90 days. Payout: Every three months. Payments go out by the end of January, April, July and October to everyone who qualifies.
- TopCashback: No fixed window. Cash back goes pending, then confirmed once the retailer reviews the order, then payable once the retailer's network is invoiced. TopCashback prints an estimated payout speed on each merchant's page. Payout: On request, once the cash back is payable. Adding bank, PayPal or Venmo details puts a 72-hour hold on the account first.
- CouponFollow: Pending for up to 60 days, to ensure a purchase isn't returned or refunded. Payout: Monthly: paid on the 25th to the linked PayPal account, arriving by month end; rewards earned on or after the 25th roll to the next month.
- Lolli: Rewards become available once each retailer's confirmation period has passed, typically 90 days after the purchase or completed travel reservation. It can take up to 90 days. Payout: On request, once the balance is available.
- Price.com: Typically 30 to 90 days: pending until the retailer confirms the purchase and its return period ends. Payout: On request, once the cash back is approved.
Is there a minimum payout?
- BeFrugal: $0.01 for PayPal or direct deposit; $25 for a check.
- MaxRebates: $10.00 per payment, with a $2,000.00 maximum.
- RebatesMe: $10 in available cash back, not counting bonuses.
- Extrabux: $10 available balance, with at least one confirmed purchase carrying more than $1 in available cash back.
- Mr. Rebates: $10 in Available Rebates.
- ShopBack: $5 of Confirmed Cashback on ShopBack's payment-methods and clear-time guides; its withdraw how-to says $10.
- Hoopla Doopla: $5.00 in approved cash back per period, for PayPal, Venmo and paper checks alike. A balance under that carries over to the next period.
- TopCashback: None for PayPal, Venmo or bank transfer; some gift cards have one.
- CouponFollow: An Available Balance of at least $10.
- Lolli: $15 in available balance.
- Price.com: $10 per withdrawal, with a $500 cap per withdrawal and per day.