Columbia Cashback: Every Portal's Rate, Compared

Columbia cashback FAQ

Which portal pays the most for Columbia cashback right now?

Fluz, at 10%. That's the rate a returning shopper gets, which is how the table ranks: an "up to" ceiling or a new-customer rate never takes this spot over a lower rate everyone gets.

How long does Columbia cashback take to pay out?

On a click-through portal there are two waits, one after the other: the portal has to confirm the order with Columbia, which mostly tracks Columbia's return window, and then the confirmed balance has to be paid out, which is the portal's own rule. Buying Columbia's gift card through a portal skips the first wait: that cashback is paid when the card is bought.

• Fluz: Instant. The cashback lands in the Fluz balance when the gift card is bought. Payout: On request; 2 to 7 business days. Fluz charges no fee, but passes on any transfer fee it's charged.
• BeFrugal: Verified cash back sits in the account for 30 to 90 days, set by the retailer's return policy and its payment cycle with BeFrugal. Store pages say cash back is typically available for payment 15 to 60 days after purchase. Payout: On request. Most payouts are sent on the next business day after the request.
• TopCashback: No fixed window. Cash back goes pending, then confirmed once the retailer reviews the order, then payable once the retailer's network is invoiced. TopCashback prints an estimated payout speed on each merchant's page. Payout: On request, once the cash back is payable. Adding bank, PayPal or Venmo details puts a 72-hour hold on the account first.
• Extrabux: Usually tracked within 1 to 7 days of purchase, then held through a 90-day window for returns or cancellations at most stores before it becomes available. Payout: On request. Requests are processed within 3 business days; PayPal and eGift cards typically land within 24 to 48 hours after that, ACH takes about 5 business days, and a check 1 to 2 weeks by post.
• Hoopla Doopla: Usually posts within 10 days of purchase, then becomes yours after 90 days. Payout: Every three months. Payments go out by the end of January, April, July and October to everyone who qualifies.
• Rakuten: 3 to 14 weeks for online and in-store purchases; 45 to 120 days for travel. Payout: Every three months: February 15, May 15, August 15 and November 15.
• GoCashBack: It can take up to 120 days for cash back to become available. Payout: On request. A payment request is processed within 7 to 14 business days.
• CouponFollow: Pending for up to 60 days, to ensure a purchase isn't returned or refunded. Payout: Monthly: paid on the 25th to the linked PayPal account, arriving by month end; rewards earned on or after the 25th roll to the next month.
• Price.com: Typically 30 to 90 days: pending until the retailer confirms the purchase and its return period ends. Payout: On request, once the cash back is approved.
• RetailMeNot: In about 45 days the cash back lands in the RetailMeNot account as redeemable. Payout: On request, once the cash back is approved in the account.

Is there a minimum payout?

• Fluz: $15 in lifetime earnings once, then $1 per withdrawal.
• BeFrugal: $0.01 for PayPal or direct deposit; $25 for a check.
• TopCashback: None for PayPal, Venmo or bank transfer; some gift cards have one.
• Extrabux: $10 available balance, with at least one confirmed purchase carrying more than $1 in available cash back.
• Hoopla Doopla: $5.00 in approved cash back per period, for PayPal, Venmo and paper checks alike. A balance under that carries over to the next period.
• Rakuten: $5.01 in confirmed cash back before the payment date; $5.00 or less carries over to the next one.
• GoCashBack: $10 in withdrawable cash back, not counting sign-up, referral or activity bonuses for the first withdrawal.
• CouponFollow: An Available Balance of at least $10.
• Price.com: $10 per withdrawal, with a $500 cap per withdrawal and per day.
• RetailMeNot: A minimum approved balance of $5.01 is required for a redemption.