Cotton On Cashback: Every Portal's Rate, Compared

Cotton On cashback FAQ

Which portal pays the most for Cotton On cashback right now?

chirpyest, at 5%. That's the rate a returning shopper gets, which is how the table ranks: an "up to" ceiling or a new-customer rate never takes this spot over a lower rate everyone gets.

How long does Cotton On cashback take to pay out?

On a click-through portal there are two waits, one after the other: the portal has to confirm the order with Cotton On, which mostly tracks Cotton On's return window, and then the confirmed balance has to be paid out, which is the portal's own rule. Buying Cotton On's gift card through a portal skips the first wait: that cashback is paid when the card is bought.

• chirpyest: Not available until the retailer's return period has elapsed, up to 180 days or longer from purchase. Payout: On chirpyest's current payment schedule, which its terms don't date.
• Active Junky: Orders stay pending until the partner store approves them. For travel and events, partners typically approve within about 3 months after the trip or event. Payout: On the 20th of each month, or the next business day when the 20th falls on a weekend or holiday.
• TopCashback: No fixed window. Cash back goes pending, then confirmed once the retailer reviews the order, then payable once the retailer's network is invoiced. TopCashback prints an estimated payout speed on each merchant's page. Payout: On request, once the cash back is payable. Adding bank, PayPal or Venmo details puts a 72-hour hold on the account first.
• Extrabux: Usually tracked within 1 to 7 days of purchase, then held through a 90-day window for returns or cancellations at most stores before it becomes available. Payout: On request. Requests are processed within 3 business days; PayPal and eGift cards typically land within 24 to 48 hours after that, ACH takes about 5 business days, and a check 1 to 2 weeks by post.
• Mr. Rebates: Rebates post to Pending within 1 to 3 business days of the order or ship date, then stay Pending for 90 days from the posting date before moving to Available. Payout: On request, once $10 in Available Rebates has accrued.
• Rakuten: 3 to 14 weeks for online and in-store purchases; 45 to 120 days for travel. Payout: Every three months: February 15, May 15, August 15 and November 15.
• RebatesMe: Cash back becomes available after the 90-day return window.
• ShopBack: Pending within 48 hours of checkout, then Confirmed once the partner store's claim time has been fulfilled: usually a few weeks for retail, after trip completion for travel. Payout: On request. Typically processed within 10 calendar days (up to 30 in some cases), with a $300 daily withdrawal limit.
• Fluz: Instant. The cashback lands in the Fluz balance when the gift card is bought. Payout: On request; 2 to 7 business days. Fluz charges no fee, but passes on any transfer fee it's charged.
• Price.com: Typically 30 to 90 days: pending until the retailer confirms the purchase and its return period ends. Payout: On request, once the cash back is approved.
• CouponFollow: Pending for up to 60 days, to ensure a purchase isn't returned or refunded. Payout: Monthly: paid on the 25th to the linked PayPal account, arriving by month end; rewards earned on or after the 25th roll to the next month.
• MyPoints: No confirmation window we have verified. Payout: On redemption. Some rewards are delivered immediately; others may take up to 10 business days to process.
• BeFrugal: Verified cash back sits in the account for 30 to 90 days, set by the retailer's return policy and its payment cycle with BeFrugal. Store pages say cash back is typically available for payment 15 to 60 days after purchase. Payout: On request. Most payouts are sent on the next business day after the request.
• GoCashBack: It can take up to 120 days for cash back to become available. Payout: On request. A payment request is processed within 7 to 14 business days.
• RetailMeNot: In about 45 days the cash back lands in the RetailMeNot account as redeemable. Payout: On request, once the cash back is approved in the account.

Is there a minimum payout?

• chirpyest: $5.00; balances below $5.00 remain in the account for the next payment period.
• Active Junky: None stated for the monthly payout. Cashing out early as a gift card takes $5.01 in approved cash back.
• TopCashback: None for PayPal, Venmo or bank transfer; some gift cards have one.
• Extrabux: $10 available balance, with at least one confirmed purchase carrying more than $1 in available cash back.
• Mr. Rebates: $10 in Available Rebates.
• Rakuten: $5.01 in confirmed cash back before the payment date; $5.00 or less carries over to the next one.
• RebatesMe: $10 in available cash back, not counting bonuses.
• ShopBack: $5 of Confirmed Cashback on ShopBack's payment-methods and clear-time guides; its withdraw how-to says $10.
• Fluz: $15 in lifetime earnings once, then $1 per withdrawal.
• Price.com: $10 per withdrawal, with a $500 cap per withdrawal and per day.
• CouponFollow: An Available Balance of at least $10.
• MyPoints: At least 480 available Points to redeem (MyPoints blog, 2019).
• BeFrugal: $0.01 for PayPal or direct deposit; $25 for a check.
• GoCashBack: $10 in withdrawable cash back, not counting sign-up, referral or activity bonuses for the first withdrawal.
• RetailMeNot: A minimum approved balance of $5.01 is required for a redemption.