FWRD Cashback: Every Portal's Rate, Compared
The best FWRD cashback we found is 1.5% at Fluz, read from Fluz's own FWRD page. Fluz's general virtual card, available at most merchants. Not a rate negotiated for this store specifically.
FWRD cash back rates by portal
Every rate below was read from that portal's own FWRD page, and every row shows when we last looked. Where a rate has a catch, the catch is printed next to the number rather than underneath it.
| Portal | Rate | Last checked |
|---|---|---|
| Fluz | 1.5%Fluz's general virtual card, available at most merchants. Not a rate negotiated for this store specifically.source | |
| Rakuten | No cash backsource | |
| RebatesMe | No cash backRebatesMe lists coupon codes for this merchant but pays no cash back on purchases.source | |
| Price.com | Rate not publishedThis portal lists the merchant but did not show a rate we could read. That is different from paying nothing.source | |
| RetailMeNot | Rate not publishedThis portal lists the merchant but did not show a rate we could read. That is different from paying nothing.source | |
| Active Junky | Not carriedThis portal does not cover this merchant. | |
| BeFrugal | Not carriedThis portal does not cover this merchant. | |
| chirpyest | Not carriedThis portal does not cover this merchant. | |
| CouponFollow | Not carriedThis portal does not cover this merchant. | |
| Extrabux | Not carriedThis portal does not cover this merchant. | |
| GoCashBack | Not carriedThis portal does not cover this merchant. | |
| Hoopla Doopla | Not carriedThis portal does not cover this merchant. | |
| Lolli | Not carriedThis portal does not cover this merchant. | |
| MaxRebates | Not carriedThis portal does not cover this merchant. | |
| Mr. Rebates | Not carriedThis portal does not cover this merchant. | |
| MyPoints | Not carriedThis portal does not cover this merchant. | |
| Raise | Not carriedThis portal does not cover this merchant. | |
| ShopBack | Not carriedThis portal does not cover this merchant. | |
| Sunshine Rewards | Not carriedThis portal does not cover this merchant. | |
| TopCashback | Not carriedThis portal does not cover this merchant. |
Rates move without notice, so treat anything more than a couple of days old as worth re-checking at the portal before you shop.
How to get FWRD cashback, step by step
- Open Fluz's FWRD page and buy a gift card for the amount of your FWRD order. The rate as we last read it was 1.5%. Instant. The cashback lands in the Fluz balance when the gift card is bought.
- Pay for your FWRD order with that gift card, the same way you'd use any FWRD gift card.
- Buy only what you'll spend. The cashback is paid when you buy the card, and a card balance you never use is money parked at FWRD, not savings.
- Get paid. Fluz pays by: Bank transfer (ACH), PayPal or Venmo, or spent in the app on more gift cards. Without a US bank account, PayPal or Venmo. Minimum: $15 in lifetime earnings once, then $1 per withdrawal. Timing: On request; 2 to 7 business days. Fluz charges no fee, but passes on any transfer fee it's charged.
Getting paid, portal by portal
Each portal's own help pages, as written there. The source link on each row goes to the page it came from. These are the portal's terms, not FWRD's.
| Portal | Paid by | Minimum | Confirmation window |
|---|---|---|---|
| Fluzsource | Bank transfer (ACH), PayPal or Venmo, or spent in the app on more gift cards. Without a US bank account, PayPal or Venmo. | $15 in lifetime earnings once, then $1 per withdrawal. | Instant. The cashback lands in the Fluz balance when the gift card is bought. |
| Rakutensource | Big Fat Check by mail, PayPal, American Express Membership Rewards points, or Bilt. A confirmed balance of $5.00 or more can also be redeemed as a gift card within minutes. | $5.01 in confirmed cash back before the payment date; $5.00 or less carries over to the next one. | 3 to 14 weeks for online and in-store purchases; 45 to 120 days for travel. |
| RebatesMesource | PayPal, credit card, Alipay, check or gift cards. | $10 in available cash back, not counting bonuses. | Cash back becomes available after the 90-day return window. |
| Price.comsource | Debit card deposit, PayPal, Venmo, Zelle, gift cards, a donation to charity, or crypto. | $10 per withdrawal, with a $500 cap per withdrawal and per day. | Typically 30 to 90 days: pending until the retailer confirms the purchase and its return period ends. |
| RetailMeNotsource | PayPal or Venmo, from the RetailMeNot account. | A minimum approved balance of $5.01 is required for a redemption. | In about 45 days the cash back lands in the RetailMeNot account as redeemable. |
FWRD cashback rate history
Only changes are listed. Re-confirmations are not noise worth showing.
- Price.comrate no longer published
- Price.comNo cash back
- RetailMeNotrate no longer published
- MyPointsmerchant dropped by this portal
- chirpyestmerchant dropped by this portal
- Mr. Rebatesmerchant dropped by this portal
- CouponFollowmerchant dropped by this portal
- ShopBackmerchant dropped by this portal
- Raisemerchant dropped by this portal
- Lollimerchant dropped by this portal
- GoCashBackmerchant dropped by this portal
- Active Junkymerchant dropped by this portal
- Sunshine Rewardsmerchant dropped by this portal
- Extrabuxmerchant dropped by this portal
- RebatesMeNo cash back
- BeFrugalmerchant dropped by this portal
- Fluz1.5%
- Price.comrate no longer published
- TopCashbackmerchant dropped by this portal
- RakutenNo cash back
- MaxRebatesmerchant dropped by this portal
- Hoopla Dooplamerchant dropped by this portal
How these FWRD numbers were produced
- Read directly from each portal's own merchant page, never copied from another comparison site.
- A rate we could not read is reported as unread. It is never converted into a zero, and a failed check never overwrites a previously good number.
- "Up to" and new-customer-only rates are labelled as such and are not allowed to win the top spot over a lower rate that everyone actually gets.
FWRD cashback FAQ
Which portal pays the most for FWRD cashback right now?
Fluz, at 1.5%. That's the rate a returning shopper gets, which is how the table ranks: an "up to" ceiling or a new-customer rate never takes this spot over a lower rate everyone gets.
How long does FWRD cashback take to pay out?
On a click-through portal there are two waits, one after the other: the portal has to confirm the order with FWRD, which mostly tracks FWRD's return window, and then the confirmed balance has to be paid out, which is the portal's own rule. Buying FWRD's gift card through a portal skips the first wait: that cashback is paid when the card is bought.
- Fluz: Instant. The cashback lands in the Fluz balance when the gift card is bought. Payout: On request; 2 to 7 business days. Fluz charges no fee, but passes on any transfer fee it's charged.
- Rakuten: 3 to 14 weeks for online and in-store purchases; 45 to 120 days for travel. Payout: Every three months: February 15, May 15, August 15 and November 15.
- RebatesMe: Cash back becomes available after the 90-day return window.
- Price.com: Typically 30 to 90 days: pending until the retailer confirms the purchase and its return period ends. Payout: On request, once the cash back is approved.
- RetailMeNot: In about 45 days the cash back lands in the RetailMeNot account as redeemable. Payout: On request, once the cash back is approved in the account.
Is there a minimum payout?
- Fluz: $15 in lifetime earnings once, then $1 per withdrawal.
- Rakuten: $5.01 in confirmed cash back before the payment date; $5.00 or less carries over to the next one.
- RebatesMe: $10 in available cash back, not counting bonuses.
- Price.com: $10 per withdrawal, with a $500 cap per withdrawal and per day.
- RetailMeNot: A minimum approved balance of $5.01 is required for a redemption.