Hot Topic Cashback: Every Portal's Rate, Compared
The best Hot Topic cashback we found is 3% at Raise, read from Raise's own Hot Topic page.
Hot Topic cash back rates by portal
Every rate below was read from that portal's own Hot Topic page, and every row shows when we last looked. Where a rate has a catch, the catch is printed next to the number rather than underneath it.
| Portal | Rate | Last checked |
|---|---|---|
| Raise | 3%source | |
| Fluz | 1.5%Fluz's general virtual card, available at most merchants. Not a rate negotiated for this store specifically.source | |
| Mr. Rebates | 1%source | |
| Price.com | 1%source | |
| Sunshine Rewards | 1%source | |
| chirpyest | 0.5%source | |
| GoCashBack | 0.5%source | |
| RebatesMe | No cash backRebatesMe lists coupon codes for this merchant but pays no cash back on purchases.source | |
| Extrabux | Up to 1.5%A maximum, not a standing rate. Extrabux pays the top rate only on some categories, and the everyday rate is usually lower.source | |
| CouponFollow | Rate not publishedThis portal lists the merchant but did not show a rate we could read. That is different from paying nothing.source | |
| MyPoints | Rate not publishedThis portal lists the merchant but did not show a rate we could read. That is different from paying nothing.source | |
| RetailMeNot | Rate not publishedThis portal lists the merchant but did not show a rate we could read. That is different from paying nothing.source | |
| TopCashback | Rate not publishedThis portal lists the merchant but did not show a rate we could read. That is different from paying nothing.source | |
| Active Junky | Not carriedThis portal does not cover this merchant. | |
| BeFrugal | Not carriedThis portal does not cover this merchant. | |
| Hoopla Doopla | Not carriedThis portal does not cover this merchant. | |
| Lolli | Not carriedThis portal does not cover this merchant. | |
| MaxRebates | Not carriedThis portal does not cover this merchant. | |
| Rakuten | Not carriedThis portal does not cover this merchant. | |
| ShopBack | Not carriedThis portal does not cover this merchant. |
Rates move without notice, so treat anything more than a couple of days old as worth re-checking at the portal before you shop.
How to get Hot Topic cashback, step by step
- Open Raise's Hot Topic page and buy a gift card for the amount of your Hot Topic order. The rate as we last read it was 3%. Posted to the Raise account when the gift card is bought, and rescinded if that purchase is refunded or cancelled for any reason.
- Pay for your Hot Topic order with that gift card, the same way you'd use any Hot Topic gift card.
- Buy only what you'll spend. The cashback is paid when you buy the card, and a card balance you never use is money parked at Hot Topic, not savings.
- Get paid. Raise pays by: Raise Cash, posted to your Raise account each time you buy a gift card. It's redeemed at checkout on Raise toward any gift card or other product Raise sells, and Raise's catalogue includes a Prepaid Mastercard. Raise doesn't offer cash distribution, bank transfers or PayPal transfers. Minimum: None to redeem; Raise applies it at your next checkout. Gift cards must be bought for at least $5, and with more than $1,000 in Raise Cash on hand you have to redeem some before earning more. Timing: Posted on each gift-card purchase. Raise Cash expires 180 days after the day it was earned.
Getting paid, portal by portal
Each portal's own help pages, as written there. The source link on each row goes to the page it came from. These are the portal's terms, not Hot Topic's.
| Portal | Paid by | Minimum | Confirmation window |
|---|---|---|---|
| Raisesource | Raise Cash, posted to your Raise account each time you buy a gift card. It's redeemed at checkout on Raise toward any gift card or other product Raise sells, and Raise's catalogue includes a Prepaid Mastercard. Raise doesn't offer cash distribution, bank transfers or PayPal transfers. | None to redeem; Raise applies it at your next checkout. Gift cards must be bought for at least $5, and with more than $1,000 in Raise Cash on hand you have to redeem some before earning more. | Posted to the Raise account when the gift card is bought, and rescinded if that purchase is refunded or cancelled for any reason. |
| Fluzsource | Bank transfer (ACH), PayPal or Venmo, or spent in the app on more gift cards. Without a US bank account, PayPal or Venmo. | $15 in lifetime earnings once, then $1 per withdrawal. | Instant. The cashback lands in the Fluz balance when the gift card is bought. |
| Mr. Rebatessource | A rebate check by mail, or payment via PayPal, Venmo or an Amazon gift card. | $10 in Available Rebates. | Rebates post to Pending within 1 to 3 business days of the order or ship date, then stay Pending for 90 days from the posting date before moving to Available. |
| Price.comsource | Debit card deposit, PayPal, Venmo, Zelle, gift cards, a donation to charity, or crypto. | $10 per withdrawal, with a $500 cap per withdrawal and per day. | Typically 30 to 90 days: pending until the retailer confirms the purchase and its return period ends. |
| Sunshine Rewardssource | PayPal, or gift cards from time to time through the Redemption Center. | 20.00 in credits, and the account has to be at least 45 days old. Cashouts are capped at $500 a month. | Earnings should post within 10 days. Sale credits are then held: 28 days per the help page, 21 days from the date of purchase per the terms page. |
| chirpyestsource | US dollars via PayPal or Venmo. | $5.00; balances below $5.00 remain in the account for the next payment period. | Not available until the retailer's return period has elapsed, up to 180 days or longer from purchase. |
| GoCashBacksource | PayPal, check, gift card (US only) or Helipay. | $10 in withdrawable cash back, not counting sign-up, referral or activity bonuses for the first withdrawal. | It can take up to 120 days for cash back to become available. |
| RebatesMesource | PayPal, credit card, Alipay, check or gift cards. | $10 in available cash back, not counting bonuses. | Cash back becomes available after the 90-day return window. |
| Extrabuxsource | PayPal, eGift cards, ACH bank deposit (US only), check (US only), or a donation to a charity. | $10 available balance, with at least one confirmed purchase carrying more than $1 in available cash back. | Usually tracked within 1 to 7 days of purchase, then held through a 90-day window for returns or cancellations at most stores before it becomes available. |
| CouponFollowsource | PayPal; a valid US PayPal account has to be connected to CouponFollow. | An Available Balance of at least $10. | Pending for up to 60 days, to ensure a purchase isn't returned or refunded. |
| MyPointssource | Points, redeemed for gift cards, travel miles or cash via PayPal. | At least 480 available Points to redeem (MyPoints blog, 2019). | Not verified yet |
| RetailMeNotsource | PayPal or Venmo, from the RetailMeNot account. | A minimum approved balance of $5.01 is required for a redemption. | In about 45 days the cash back lands in the RetailMeNot account as redeemable. |
| TopCashbacksource | Bank transfer, Venmo, PayPal, gift cards, a Virtual Visa Prepaid Card or an American Express Virtual Reward Card. | None for PayPal, Venmo or bank transfer; some gift cards have one. | No fixed window. Cash back goes pending, then confirmed once the retailer reviews the order, then payable once the retailer's network is invoiced. TopCashback prints an estimated payout speed on each merchant's page. |
Hot Topic cashback rate history
Only changes are listed. Re-confirmations are not noise worth showing.
- GoCashBack0.5%
- Sunshine Rewards1%
- RebatesMeNo cash back
- Price.com1%
- GoCashBackrate no longer published
- RebatesMerate no longer published
- Sunshine Rewards1%
- Price.comrate no longer published
- Fluz1.5%
- Price.com1%
- RetailMeNotrate no longer published
- MyPointsrate no longer published
- chirpyest0.5%
- Mr. Rebates1%
- CouponFollowrate no longer published
- ExtrabuxUp to 1.5%
- ShopBackmerchant dropped by this portal
- Raise3%
- Lollimerchant dropped by this portal
- GoCashBackmerchant dropped by this portal
- Active Junkymerchant dropped by this portal
- Sunshine Rewardsmerchant dropped by this portal
- RebatesMemerchant dropped by this portal
- BeFrugalmerchant dropped by this portal
- Fluz7%
How these Hot Topic numbers were produced
- Read directly from each portal's own merchant page, never copied from another comparison site.
- A rate we could not read is reported as unread. It is never converted into a zero, and a failed check never overwrites a previously good number.
- "Up to" and new-customer-only rates are labelled as such and are not allowed to win the top spot over a lower rate that everyone actually gets.
Hot Topic cashback FAQ
Which portal pays the most for Hot Topic cashback right now?
Raise, at 3%. That's the rate a returning shopper gets, which is how the table ranks: an "up to" ceiling or a new-customer rate never takes this spot over a lower rate everyone gets.
How long does Hot Topic cashback take to pay out?
On a click-through portal there are two waits, one after the other: the portal has to confirm the order with Hot Topic, which mostly tracks Hot Topic's return window, and then the confirmed balance has to be paid out, which is the portal's own rule. Buying Hot Topic's gift card through a portal skips the first wait: that cashback is paid when the card is bought.
- Raise: Posted to the Raise account when the gift card is bought, and rescinded if that purchase is refunded or cancelled for any reason. Payout: Posted on each gift-card purchase. Raise Cash expires 180 days after the day it was earned.
- Fluz: Instant. The cashback lands in the Fluz balance when the gift card is bought. Payout: On request; 2 to 7 business days. Fluz charges no fee, but passes on any transfer fee it's charged.
- Mr. Rebates: Rebates post to Pending within 1 to 3 business days of the order or ship date, then stay Pending for 90 days from the posting date before moving to Available. Payout: On request, once $10 in Available Rebates has accrued.
- Price.com: Typically 30 to 90 days: pending until the retailer confirms the purchase and its return period ends. Payout: On request, once the cash back is approved.
- Sunshine Rewards: Earnings should post within 10 days. Sale credits are then held: 28 days per the help page, 21 days from the date of purchase per the terms page. Payout: Twice a month, on request: a cashout requested from the 1st through the 15th is paid on the 15th of the next month, and one requested from the 16th through the last day is paid on the last day of the next month.
- chirpyest: Not available until the retailer's return period has elapsed, up to 180 days or longer from purchase. Payout: On chirpyest's current payment schedule, which its terms don't date.
- GoCashBack: It can take up to 120 days for cash back to become available. Payout: On request. A payment request is processed within 7 to 14 business days.
- RebatesMe: Cash back becomes available after the 90-day return window.
- Extrabux: Usually tracked within 1 to 7 days of purchase, then held through a 90-day window for returns or cancellations at most stores before it becomes available. Payout: On request. Requests are processed within 3 business days; PayPal and eGift cards typically land within 24 to 48 hours after that, ACH takes about 5 business days, and a check 1 to 2 weeks by post.
- CouponFollow: Pending for up to 60 days, to ensure a purchase isn't returned or refunded. Payout: Monthly: paid on the 25th to the linked PayPal account, arriving by month end; rewards earned on or after the 25th roll to the next month.
- MyPoints: No confirmation window we have verified. Payout: On redemption. Some rewards are delivered immediately; others may take up to 10 business days to process.
- RetailMeNot: In about 45 days the cash back lands in the RetailMeNot account as redeemable. Payout: On request, once the cash back is approved in the account.
- TopCashback: No fixed window. Cash back goes pending, then confirmed once the retailer reviews the order, then payable once the retailer's network is invoiced. TopCashback prints an estimated payout speed on each merchant's page. Payout: On request, once the cash back is payable. Adding bank, PayPal or Venmo details puts a 72-hour hold on the account first.
Is there a minimum payout?
- Raise: None to redeem; Raise applies it at your next checkout. Gift cards must be bought for at least $5, and with more than $1,000 in Raise Cash on hand you have to redeem some before earning more.
- Fluz: $15 in lifetime earnings once, then $1 per withdrawal.
- Mr. Rebates: $10 in Available Rebates.
- Price.com: $10 per withdrawal, with a $500 cap per withdrawal and per day.
- Sunshine Rewards: 20.00 in credits, and the account has to be at least 45 days old. Cashouts are capped at $500 a month.
- chirpyest: $5.00; balances below $5.00 remain in the account for the next payment period.
- GoCashBack: $10 in withdrawable cash back, not counting sign-up, referral or activity bonuses for the first withdrawal.
- RebatesMe: $10 in available cash back, not counting bonuses.
- Extrabux: $10 available balance, with at least one confirmed purchase carrying more than $1 in available cash back.
- CouponFollow: An Available Balance of at least $10.
- MyPoints: At least 480 available Points to redeem (MyPoints blog, 2019).
- RetailMeNot: A minimum approved balance of $5.01 is required for a redemption.
- TopCashback: None for PayPal, Venmo or bank transfer; some gift cards have one.