Kay Jewelers Cashback: Every Portal's Rate, Compared
The best Kay Jewelers cashback we found is 11% at Fluz, read from Fluz's own Kay Jewelers page.
Kay Jewelers cash back rates by portal
Every rate below was read from that portal's own Kay Jewelers page, and every row shows when we last looked. Where a rate has a catch, the catch is printed next to the number rather than underneath it.
| Portal | Rate | Last checked |
|---|---|---|
| Fluz | 11%source | |
| Rakuten | 6%source | |
| BeFrugal | 5.5%source | |
| TopCashback | 1%source | |
| RebatesMe | No cash backRebatesMe lists coupon codes for this merchant but pays no cash back on purchases.source | |
| CouponFollow | Up to 1%A maximum, not a standing rate; CouponFollow says not all items are eligible for cash back.source | |
| MyPoints | 1 points per $1source | |
| Extrabux | Rate not publishedThis portal lists the merchant but did not show a rate we could read. That is different from paying nothing.source | |
| Price.com | Rate not publishedThis portal lists the merchant but did not show a rate we could read. That is different from paying nothing.source | |
| Active Junky | Not carriedThis portal does not cover this merchant. | |
| chirpyest | Not carriedThis portal does not cover this merchant. | |
| GoCashBack | Not carriedThis portal does not cover this merchant. | |
| Hoopla Doopla | Not carriedThis portal does not cover this merchant. | |
| Lolli | Not carriedThis portal does not cover this merchant. | |
| MaxRebates | Not carriedThis portal does not cover this merchant. | |
| Mr. Rebates | Not carriedThis portal does not cover this merchant. | |
| Raise | Not carriedThis portal does not cover this merchant. | |
| RetailMeNot | Not carriedThis portal does not cover this merchant. | |
| ShopBack | Not carriedThis portal does not cover this merchant. | |
| Sunshine Rewards | Not carriedThis portal does not cover this merchant. |
Rates move without notice, so treat anything more than a couple of days old as worth re-checking at the portal before you shop.
How to get Kay Jewelers cashback, step by step
- Open Fluz's Kay Jewelers page and buy a gift card for the amount of your Kay Jewelers order. The rate as we last read it was 11%. Instant. The cashback lands in the Fluz balance when the gift card is bought.
- Pay for your Kay Jewelers order with that gift card, the same way you'd use any Kay Jewelers gift card.
- Buy only what you'll spend. The cashback is paid when you buy the card, and a card balance you never use is money parked at Kay Jewelers, not savings.
- Get paid. Fluz pays by: Bank transfer (ACH), PayPal or Venmo, or spent in the app on more gift cards. Without a US bank account, PayPal or Venmo. Minimum: $15 in lifetime earnings once, then $1 per withdrawal. Timing: On request; 2 to 7 business days. Fluz charges no fee, but passes on any transfer fee it's charged.
Getting paid, portal by portal
Each portal's own help pages, as written there. The source link on each row goes to the page it came from. These are the portal's terms, not Kay Jewelers's.
| Portal | Paid by | Minimum | Confirmation window |
|---|---|---|---|
| Fluzsource | Bank transfer (ACH), PayPal or Venmo, or spent in the app on more gift cards. Without a US bank account, PayPal or Venmo. | $15 in lifetime earnings once, then $1 per withdrawal. | Instant. The cashback lands in the Fluz balance when the gift card is bought. |
| Rakutensource | Big Fat Check by mail, PayPal, American Express Membership Rewards points, or Bilt. A confirmed balance of $5.00 or more can also be redeemed as a gift card within minutes. | $5.01 in confirmed cash back before the payment date; $5.00 or less carries over to the next one. | 3 to 14 weeks for online and in-store purchases; 45 to 120 days for travel. |
| BeFrugalsource | Check, PayPal, direct deposit, Venmo, Zelle or an eGift card. Check and direct deposit are US only. | $0.01 for PayPal or direct deposit; $25 for a check. | Verified cash back sits in the account for 30 to 90 days, set by the retailer's return policy and its payment cycle with BeFrugal. Store pages say cash back is typically available for payment 15 to 60 days after purchase. |
| TopCashbacksource | Bank transfer, Venmo, PayPal, gift cards, a Virtual Visa Prepaid Card or an American Express Virtual Reward Card. | None for PayPal, Venmo or bank transfer; some gift cards have one. | No fixed window. Cash back goes pending, then confirmed once the retailer reviews the order, then payable once the retailer's network is invoiced. TopCashback prints an estimated payout speed on each merchant's page. |
| RebatesMesource | PayPal, credit card, Alipay, check or gift cards. | $10 in available cash back, not counting bonuses. | Cash back becomes available after the 90-day return window. |
| CouponFollowsource | PayPal; a valid US PayPal account has to be connected to CouponFollow. | An Available Balance of at least $10. | Pending for up to 60 days, to ensure a purchase isn't returned or refunded. |
| MyPointssource | Points, redeemed for gift cards, travel miles or cash via PayPal. | At least 480 available Points to redeem (MyPoints blog, 2019). | Not verified yet |
| Extrabuxsource | PayPal, eGift cards, ACH bank deposit (US only), check (US only), or a donation to a charity. | $10 available balance, with at least one confirmed purchase carrying more than $1 in available cash back. | Usually tracked within 1 to 7 days of purchase, then held through a 90-day window for returns or cancellations at most stores before it becomes available. |
| Price.comsource | Debit card deposit, PayPal, Venmo, Zelle, gift cards, a donation to charity, or crypto. | $10 per withdrawal, with a $500 cap per withdrawal and per day. | Typically 30 to 90 days: pending until the retailer confirms the purchase and its return period ends. |
Kay Jewelers cashback rate history
Only changes are listed. Re-confirmations are not noise worth showing.
- MyPoints1 points per $1
- Rakuten6%
- CouponFollowUp to 1%
- RetailMeNotmerchant dropped by this portal
- MaxRebatesmerchant dropped by this portal
- Rakutenrate no longer published
- MyPoints4 points per $1
- chirpyestmerchant dropped by this portal
- Hoopla Dooplamerchant dropped by this portal
- Mr. Rebatesmerchant dropped by this portal
- Rakutenmerchant dropped by this portal
- ShopBackmerchant dropped by this portal
- Raisemerchant dropped by this portal
- BeFrugal5.5%
- Fluz11%
- Price.comrate no longer published
- TopCashback1%
- Lollimerchant dropped by this portal
- GoCashBackmerchant dropped by this portal
- Active Junkymerchant dropped by this portal
- Sunshine Rewardsmerchant dropped by this portal
- Extrabuxrate no longer published
- RebatesMeNo cash back
- CouponFollowUp to 1%
- MyPointsrate no longer published
How these Kay Jewelers numbers were produced
- Read directly from each portal's own merchant page, never copied from another comparison site.
- A rate we could not read is reported as unread. It is never converted into a zero, and a failed check never overwrites a previously good number.
- "Up to" and new-customer-only rates are labelled as such and are not allowed to win the top spot over a lower rate that everyone actually gets.
Kay Jewelers cashback FAQ
Which portal pays the most for Kay Jewelers cashback right now?
Fluz, at 11%. That's the rate a returning shopper gets, which is how the table ranks: an "up to" ceiling or a new-customer rate never takes this spot over a lower rate everyone gets.
How long does Kay Jewelers cashback take to pay out?
On a click-through portal there are two waits, one after the other: the portal has to confirm the order with Kay Jewelers, which mostly tracks Kay Jewelers's return window, and then the confirmed balance has to be paid out, which is the portal's own rule. Buying Kay Jewelers's gift card through a portal skips the first wait: that cashback is paid when the card is bought.
- Fluz: Instant. The cashback lands in the Fluz balance when the gift card is bought. Payout: On request; 2 to 7 business days. Fluz charges no fee, but passes on any transfer fee it's charged.
- Rakuten: 3 to 14 weeks for online and in-store purchases; 45 to 120 days for travel. Payout: Every three months: February 15, May 15, August 15 and November 15.
- BeFrugal: Verified cash back sits in the account for 30 to 90 days, set by the retailer's return policy and its payment cycle with BeFrugal. Store pages say cash back is typically available for payment 15 to 60 days after purchase. Payout: On request. Most payouts are sent on the next business day after the request.
- TopCashback: No fixed window. Cash back goes pending, then confirmed once the retailer reviews the order, then payable once the retailer's network is invoiced. TopCashback prints an estimated payout speed on each merchant's page. Payout: On request, once the cash back is payable. Adding bank, PayPal or Venmo details puts a 72-hour hold on the account first.
- RebatesMe: Cash back becomes available after the 90-day return window.
- CouponFollow: Pending for up to 60 days, to ensure a purchase isn't returned or refunded. Payout: Monthly: paid on the 25th to the linked PayPal account, arriving by month end; rewards earned on or after the 25th roll to the next month.
- MyPoints: No confirmation window we have verified. Payout: On redemption. Some rewards are delivered immediately; others may take up to 10 business days to process.
- Extrabux: Usually tracked within 1 to 7 days of purchase, then held through a 90-day window for returns or cancellations at most stores before it becomes available. Payout: On request. Requests are processed within 3 business days; PayPal and eGift cards typically land within 24 to 48 hours after that, ACH takes about 5 business days, and a check 1 to 2 weeks by post.
- Price.com: Typically 30 to 90 days: pending until the retailer confirms the purchase and its return period ends. Payout: On request, once the cash back is approved.
Is there a minimum payout?
- Fluz: $15 in lifetime earnings once, then $1 per withdrawal.
- Rakuten: $5.01 in confirmed cash back before the payment date; $5.00 or less carries over to the next one.
- BeFrugal: $0.01 for PayPal or direct deposit; $25 for a check.
- TopCashback: None for PayPal, Venmo or bank transfer; some gift cards have one.
- RebatesMe: $10 in available cash back, not counting bonuses.
- CouponFollow: An Available Balance of at least $10.
- MyPoints: At least 480 available Points to redeem (MyPoints blog, 2019).
- Extrabux: $10 available balance, with at least one confirmed purchase carrying more than $1 in available cash back.
- Price.com: $10 per withdrawal, with a $500 cap per withdrawal and per day.