Loft Cashback: Every Portal's Rate, Compared
The best Loft cashback we found is 7.5% at chirpyest, read from chirpyest's own Loft page.
Loft cash back rates by portal
Every rate below was read from that portal's own Loft page, and every row shows when we last looked. Where a rate has a catch, the catch is printed next to the number rather than underneath it.
| Portal | Rate | Last checked |
|---|---|---|
| chirpyest | 7.5%source | |
| Fluz | 7.5%source | |
| Raise | 6%source | |
| BeFrugal | 5.5%source | |
| RetailMeNot | 4%source | |
| Rakuten | 2%source | |
| Mr. Rebates | 0.5%source | |
| RebatesMe | 0.5%source | |
| Extrabux | 0.4%source | |
| MaxRebates | 0.4%source | |
| GoCashBack | 0.3%source | |
| Price.com | No cash backPrice.com lists coupons and deals for this merchant but pays no cash back on purchases.source | |
| CouponFollow | Up to 1%A maximum, not a standing rate; CouponFollow says not all items are eligible for cash back.source | |
| MyPoints | 1 points per $1source | |
| Active Junky | Not carriedThis portal does not cover this merchant. | |
| Hoopla Doopla | Not carriedThis portal does not cover this merchant. | |
| Lolli | Not carriedThis portal does not cover this merchant. | |
| ShopBack | Not carriedThis portal does not cover this merchant. | |
| Sunshine Rewards | Not carriedThis portal does not cover this merchant. | |
| TopCashback | Not carriedThis portal does not cover this merchant. |
Rates move without notice, so treat anything more than a couple of days old as worth re-checking at the portal before you shop.
How to get Loft cashback, step by step
- Open chirpyest's Loft page and click through to Loft from there. That click is what ties the order to your account, so start every Loft order this way rather than from a bookmark or a search result. The rate as we last read it was 7.5%.
- Shop in that same tab and session. Don't leave for a coupon site and come back, and turn off any other cashback or coupon extension before you check out: the last click before the order is the one that gets credited, and another extension's click can take it.
- Check out in one go, using only codes chirpyest itself shows for Loft. A code from somewhere else can void the cashback on many stores.
- Wait for it to confirm. Not available until the retailer's return period has elapsed, up to 180 days or longer from purchase. Returning part of the order, or cancelling it, changes what gets paid.
- Get paid. chirpyest pays by: US dollars via PayPal or Venmo. Minimum: $5.00; balances below $5.00 remain in the account for the next payment period. Timing: On chirpyest's current payment schedule, which its terms don't date.
Getting paid, portal by portal
Each portal's own help pages, as written there. The source link on each row goes to the page it came from. These are the portal's terms, not Loft's.
| Portal | Paid by | Minimum | Confirmation window |
|---|---|---|---|
| chirpyestsource | US dollars via PayPal or Venmo. | $5.00; balances below $5.00 remain in the account for the next payment period. | Not available until the retailer's return period has elapsed, up to 180 days or longer from purchase. |
| Fluzsource | Bank transfer (ACH), PayPal or Venmo, or spent in the app on more gift cards. Without a US bank account, PayPal or Venmo. | $15 in lifetime earnings once, then $1 per withdrawal. | Instant. The cashback lands in the Fluz balance when the gift card is bought. |
| Raisesource | Raise Cash, posted to your Raise account each time you buy a gift card. It's redeemed at checkout on Raise toward any gift card or other product Raise sells, and Raise's catalogue includes a Prepaid Mastercard. Raise doesn't offer cash distribution, bank transfers or PayPal transfers. | None to redeem; Raise applies it at your next checkout. Gift cards must be bought for at least $5, and with more than $1,000 in Raise Cash on hand you have to redeem some before earning more. | Posted to the Raise account when the gift card is bought, and rescinded if that purchase is refunded or cancelled for any reason. |
| BeFrugalsource | Check, PayPal, direct deposit, Venmo, Zelle or an eGift card. Check and direct deposit are US only. | $0.01 for PayPal or direct deposit; $25 for a check. | Verified cash back sits in the account for 30 to 90 days, set by the retailer's return policy and its payment cycle with BeFrugal. Store pages say cash back is typically available for payment 15 to 60 days after purchase. |
| RetailMeNotsource | PayPal or Venmo, from the RetailMeNot account. | A minimum approved balance of $5.01 is required for a redemption. | In about 45 days the cash back lands in the RetailMeNot account as redeemable. |
| Rakutensource | Big Fat Check by mail, PayPal, American Express Membership Rewards points, or Bilt. A confirmed balance of $5.00 or more can also be redeemed as a gift card within minutes. | $5.01 in confirmed cash back before the payment date; $5.00 or less carries over to the next one. | 3 to 14 weeks for online and in-store purchases; 45 to 120 days for travel. |
| Mr. Rebatessource | A rebate check by mail, or payment via PayPal, Venmo or an Amazon gift card. | $10 in Available Rebates. | Rebates post to Pending within 1 to 3 business days of the order or ship date, then stay Pending for 90 days from the posting date before moving to Available. |
| RebatesMesource | PayPal, credit card, Alipay, check or gift cards. | $10 in available cash back, not counting bonuses. | Cash back becomes available after the 90-day return window. |
| Extrabuxsource | PayPal, eGift cards, ACH bank deposit (US only), check (US only), or a donation to a charity. | $10 available balance, with at least one confirmed purchase carrying more than $1 in available cash back. | Usually tracked within 1 to 7 days of purchase, then held through a 90-day window for returns or cancellations at most stores before it becomes available. |
| MaxRebatessource | Check or PayPal, in US dollars, and sometimes other options such as a donation to charity. | $10.00 per payment, with a $2,000.00 maximum. | Pending for 90 days to cover store return policies, cancellations and commission collection; it often takes up to 90 days for cash back to become payable, depending on the product and the merchant. |
| GoCashBacksource | PayPal, check, gift card (US only) or Helipay. | $10 in withdrawable cash back, not counting sign-up, referral or activity bonuses for the first withdrawal. | It can take up to 120 days for cash back to become available. |
| Price.comsource | Debit card deposit, PayPal, Venmo, Zelle, gift cards, a donation to charity, or crypto. | $10 per withdrawal, with a $500 cap per withdrawal and per day. | Typically 30 to 90 days: pending until the retailer confirms the purchase and its return period ends. |
| CouponFollowsource | PayPal; a valid US PayPal account has to be connected to CouponFollow. | An Available Balance of at least $10. | Pending for up to 60 days, to ensure a purchase isn't returned or refunded. |
| MyPointssource | Points, redeemed for gift cards, travel miles or cash via PayPal. | At least 480 available Points to redeem (MyPoints blog, 2019). | Not verified yet |
Loft cashback rate history
Only changes are listed. Re-confirmations are not noise worth showing.
- Price.comNo cash back
- RetailMeNot4%
- MyPoints1 points per $1
- chirpyest7.5%
- Mr. Rebates0.5%
- CouponFollowUp to 1%
- ShopBackmerchant dropped by this portal
- Raise6%
- Lollimerchant dropped by this portal
- GoCashBack0.3%
- Active Junkymerchant dropped by this portal
- Sunshine Rewardsmerchant dropped by this portal
- Extrabux0.4%
- RebatesMe0.5%
- BeFrugal5.5%
- Fluz7.5%
- Price.comrate no longer published
- TopCashbackmerchant dropped by this portal
- Rakuten2%
- MaxRebates0.4%
- Hoopla Dooplamerchant dropped by this portal
How these Loft numbers were produced
- Read directly from each portal's own merchant page, never copied from another comparison site.
- A rate we could not read is reported as unread. It is never converted into a zero, and a failed check never overwrites a previously good number.
- "Up to" and new-customer-only rates are labelled as such and are not allowed to win the top spot over a lower rate that everyone actually gets.
Loft cashback FAQ
Which portal pays the most for Loft cashback right now?
chirpyest, at 7.5%, tied with Fluz at the same rate. That's the rate a returning shopper gets, which is how the table ranks: an "up to" ceiling or a new-customer rate never takes this spot over a lower rate everyone gets.
How long does Loft cashback take to pay out?
On a click-through portal there are two waits, one after the other: the portal has to confirm the order with Loft, which mostly tracks Loft's return window, and then the confirmed balance has to be paid out, which is the portal's own rule. Buying Loft's gift card through a portal skips the first wait: that cashback is paid when the card is bought.
- chirpyest: Not available until the retailer's return period has elapsed, up to 180 days or longer from purchase. Payout: On chirpyest's current payment schedule, which its terms don't date.
- Fluz: Instant. The cashback lands in the Fluz balance when the gift card is bought. Payout: On request; 2 to 7 business days. Fluz charges no fee, but passes on any transfer fee it's charged.
- Raise: Posted to the Raise account when the gift card is bought, and rescinded if that purchase is refunded or cancelled for any reason. Payout: Posted on each gift-card purchase. Raise Cash expires 180 days after the day it was earned.
- BeFrugal: Verified cash back sits in the account for 30 to 90 days, set by the retailer's return policy and its payment cycle with BeFrugal. Store pages say cash back is typically available for payment 15 to 60 days after purchase. Payout: On request. Most payouts are sent on the next business day after the request.
- RetailMeNot: In about 45 days the cash back lands in the RetailMeNot account as redeemable. Payout: On request, once the cash back is approved in the account.
- Rakuten: 3 to 14 weeks for online and in-store purchases; 45 to 120 days for travel. Payout: Every three months: February 15, May 15, August 15 and November 15.
- Mr. Rebates: Rebates post to Pending within 1 to 3 business days of the order or ship date, then stay Pending for 90 days from the posting date before moving to Available. Payout: On request, once $10 in Available Rebates has accrued.
- RebatesMe: Cash back becomes available after the 90-day return window.
- Extrabux: Usually tracked within 1 to 7 days of purchase, then held through a 90-day window for returns or cancellations at most stores before it becomes available. Payout: On request. Requests are processed within 3 business days; PayPal and eGift cards typically land within 24 to 48 hours after that, ACH takes about 5 business days, and a check 1 to 2 weeks by post.
- MaxRebates: Pending for 90 days to cover store return policies, cancellations and commission collection; it often takes up to 90 days for cash back to become payable, depending on the product and the merchant. Payout: On request, once the cash back is payable. A PayPal payout should arrive within 7 to 14 business days.
- GoCashBack: It can take up to 120 days for cash back to become available. Payout: On request. A payment request is processed within 7 to 14 business days.
- Price.com: Typically 30 to 90 days: pending until the retailer confirms the purchase and its return period ends. Payout: On request, once the cash back is approved.
- CouponFollow: Pending for up to 60 days, to ensure a purchase isn't returned or refunded. Payout: Monthly: paid on the 25th to the linked PayPal account, arriving by month end; rewards earned on or after the 25th roll to the next month.
- MyPoints: No confirmation window we have verified. Payout: On redemption. Some rewards are delivered immediately; others may take up to 10 business days to process.
Is there a minimum payout?
- chirpyest: $5.00; balances below $5.00 remain in the account for the next payment period.
- Fluz: $15 in lifetime earnings once, then $1 per withdrawal.
- Raise: None to redeem; Raise applies it at your next checkout. Gift cards must be bought for at least $5, and with more than $1,000 in Raise Cash on hand you have to redeem some before earning more.
- BeFrugal: $0.01 for PayPal or direct deposit; $25 for a check.
- RetailMeNot: A minimum approved balance of $5.01 is required for a redemption.
- Rakuten: $5.01 in confirmed cash back before the payment date; $5.00 or less carries over to the next one.
- Mr. Rebates: $10 in Available Rebates.
- RebatesMe: $10 in available cash back, not counting bonuses.
- Extrabux: $10 available balance, with at least one confirmed purchase carrying more than $1 in available cash back.
- MaxRebates: $10.00 per payment, with a $2,000.00 maximum.
- GoCashBack: $10 in withdrawable cash back, not counting sign-up, referral or activity bonuses for the first withdrawal.
- Price.com: $10 per withdrawal, with a $500 cap per withdrawal and per day.
- CouponFollow: An Available Balance of at least $10.
- MyPoints: At least 480 available Points to redeem (MyPoints blog, 2019).