Roxy Cashback: Every Portal's Rate, Compared
The best Roxy cashback we found is 3% at Rakuten, read from Rakuten's own Roxy page.
Roxy cash back rates by portal
Every rate below was read from that portal's own Roxy page, and every row shows when we last looked. Where a rate has a catch, the catch is printed next to the number rather than underneath it.
| Portal | Rate | Last checked |
|---|---|---|
| Rakuten | 3%source | |
| RebatesMe | 2%source | |
| TopCashback | 2%source | |
| Active Junky | 1%source | |
| Mr. Rebates | 1%source | |
| GoCashBack | Up to 1.6%A maximum, not a standing rate. GoCashBack pays the top rate only on some categories, and the everyday rate is usually lower.source | |
| CouponFollow | Up to 1.5%A maximum, not a standing rate; CouponFollow says not all items are eligible for cash back.source | |
| MyPoints | 1 points per $1source | |
| Extrabux | Rate not publishedThis portal lists the merchant but did not show a rate we could read. That is different from paying nothing.source | |
| Price.com | Rate not publishedThis portal lists the merchant but did not show a rate we could read. That is different from paying nothing.source | |
| RetailMeNot | Rate not publishedThis portal lists the merchant but did not show a rate we could read. That is different from paying nothing.source | |
| BeFrugal | Not carriedThis portal does not cover this merchant. | |
| chirpyest | Not carriedThis portal does not cover this merchant. | |
| Fluz | Not carriedThis portal does not cover this merchant. | |
| Hoopla Doopla | Not carriedThis portal does not cover this merchant. | |
| Lolli | Not carriedThis portal does not cover this merchant. | |
| MaxRebates | Not carriedThis portal does not cover this merchant. | |
| Raise | Not carriedThis portal does not cover this merchant. | |
| ShopBack | Not carriedThis portal does not cover this merchant. | |
| Sunshine Rewards | Not carriedThis portal does not cover this merchant. |
Rates move without notice, so treat anything more than a couple of days old as worth re-checking at the portal before you shop.
How to get Roxy cashback, step by step
- Open Rakuten's Roxy page and click through to Roxy from there. That click is what ties the order to your account, so start every Roxy order this way rather than from a bookmark or a search result. The rate as we last read it was 3%.
- Shop in that same tab and session. Don't leave for a coupon site and come back, and turn off any other cashback or coupon extension before you check out: the last click before the order is the one that gets credited, and another extension's click can take it.
- Check out in one go, using only codes Rakuten itself shows for Roxy. A code from somewhere else can void the cashback on many stores.
- Wait for it to confirm. 3 to 14 weeks for online and in-store purchases; 45 to 120 days for travel. Returning part of the order, or cancelling it, changes what gets paid.
- Get paid. Rakuten pays by: Big Fat Check by mail, PayPal, American Express Membership Rewards points, or Bilt. A confirmed balance of $5.00 or more can also be redeemed as a gift card within minutes. Minimum: $5.01 in confirmed cash back before the payment date; $5.00 or less carries over to the next one. Timing: Every three months: February 15, May 15, August 15 and November 15.
Getting paid, portal by portal
Each portal's own help pages, as written there. The source link on each row goes to the page it came from. These are the portal's terms, not Roxy's.
| Portal | Paid by | Minimum | Confirmation window |
|---|---|---|---|
| Rakutensource | Big Fat Check by mail, PayPal, American Express Membership Rewards points, or Bilt. A confirmed balance of $5.00 or more can also be redeemed as a gift card within minutes. | $5.01 in confirmed cash back before the payment date; $5.00 or less carries over to the next one. | 3 to 14 weeks for online and in-store purchases; 45 to 120 days for travel. |
| RebatesMesource | PayPal, credit card, Alipay, check or gift cards. | $10 in available cash back, not counting bonuses. | Cash back becomes available after the 90-day return window. |
| TopCashbacksource | Bank transfer, Venmo, PayPal, gift cards, a Virtual Visa Prepaid Card or an American Express Virtual Reward Card. | None for PayPal, Venmo or bank transfer; some gift cards have one. | No fixed window. Cash back goes pending, then confirmed once the retailer reviews the order, then payable once the retailer's network is invoiced. TopCashback prints an estimated payout speed on each merchant's page. |
| Active Junkysource | Check, PayPal, Venmo or a credit/debit card. Approved cash back can also be cashed out early as a gift card. | None stated for the monthly payout. Cashing out early as a gift card takes $5.01 in approved cash back. | Orders stay pending until the partner store approves them. For travel and events, partners typically approve within about 3 months after the trip or event. |
| Mr. Rebatessource | A rebate check by mail, or payment via PayPal, Venmo or an Amazon gift card. | $10 in Available Rebates. | Rebates post to Pending within 1 to 3 business days of the order or ship date, then stay Pending for 90 days from the posting date before moving to Available. |
| GoCashBacksource | PayPal, check, gift card (US only) or Helipay. | $10 in withdrawable cash back, not counting sign-up, referral or activity bonuses for the first withdrawal. | It can take up to 120 days for cash back to become available. |
| CouponFollowsource | PayPal; a valid US PayPal account has to be connected to CouponFollow. | An Available Balance of at least $10. | Pending for up to 60 days, to ensure a purchase isn't returned or refunded. |
| MyPointssource | Points, redeemed for gift cards, travel miles or cash via PayPal. | At least 480 available Points to redeem (MyPoints blog, 2019). | Not verified yet |
| Extrabuxsource | PayPal, eGift cards, ACH bank deposit (US only), check (US only), or a donation to a charity. | $10 available balance, with at least one confirmed purchase carrying more than $1 in available cash back. | Usually tracked within 1 to 7 days of purchase, then held through a 90-day window for returns or cancellations at most stores before it becomes available. |
| Price.comsource | Debit card deposit, PayPal, Venmo, Zelle, gift cards, a donation to charity, or crypto. | $10 per withdrawal, with a $500 cap per withdrawal and per day. | Typically 30 to 90 days: pending until the retailer confirms the purchase and its return period ends. |
| RetailMeNotsource | PayPal or Venmo, from the RetailMeNot account. | A minimum approved balance of $5.01 is required for a redemption. | In about 45 days the cash back lands in the RetailMeNot account as redeemable. |
Roxy cashback rate history
Only changes are listed. Re-confirmations are not noise worth showing.
- Price.comrate no longer published
- Price.com1%
- MaxRebatesmerchant dropped by this portal
- RetailMeNotrate no longer published
- MyPoints1 points per $1
- Rakuten3%
- CouponFollowUp to 1.5%
- ShopBackmerchant dropped by this portal
- Raisemerchant dropped by this portal
- Price.comrate no longer published
- TopCashback2%
- Lollimerchant dropped by this portal
- GoCashBackUp to 1.6%
- Active Junky1%
- Sunshine Rewardsmerchant dropped by this portal
- Extrabuxrate no longer published
- RebatesMe2%
- BeFrugalmerchant dropped by this portal
- Fluzmerchant dropped by this portal
- chirpyestmerchant dropped by this portal
- Hoopla Dooplamerchant dropped by this portal
- Mr. Rebates1%
- Rakutenrate no longer published
- Price.comrate no longer published
- TopCashbackrate no longer published
How these Roxy numbers were produced
- Read directly from each portal's own merchant page, never copied from another comparison site.
- A rate we could not read is reported as unread. It is never converted into a zero, and a failed check never overwrites a previously good number.
- "Up to" and new-customer-only rates are labelled as such and are not allowed to win the top spot over a lower rate that everyone actually gets.
Roxy cashback FAQ
Which portal pays the most for Roxy cashback right now?
Rakuten, at 3%. That's the rate a returning shopper gets, which is how the table ranks: an "up to" ceiling or a new-customer rate never takes this spot over a lower rate everyone gets.
How long does Roxy cashback take to pay out?
On a click-through portal there are two waits, one after the other: the portal has to confirm the order with Roxy, which mostly tracks Roxy's return window, and then the confirmed balance has to be paid out, which is the portal's own rule. Buying Roxy's gift card through a portal skips the first wait: that cashback is paid when the card is bought.
- Rakuten: 3 to 14 weeks for online and in-store purchases; 45 to 120 days for travel. Payout: Every three months: February 15, May 15, August 15 and November 15.
- RebatesMe: Cash back becomes available after the 90-day return window.
- TopCashback: No fixed window. Cash back goes pending, then confirmed once the retailer reviews the order, then payable once the retailer's network is invoiced. TopCashback prints an estimated payout speed on each merchant's page. Payout: On request, once the cash back is payable. Adding bank, PayPal or Venmo details puts a 72-hour hold on the account first.
- Active Junky: Orders stay pending until the partner store approves them. For travel and events, partners typically approve within about 3 months after the trip or event. Payout: On the 20th of each month, or the next business day when the 20th falls on a weekend or holiday.
- Mr. Rebates: Rebates post to Pending within 1 to 3 business days of the order or ship date, then stay Pending for 90 days from the posting date before moving to Available. Payout: On request, once $10 in Available Rebates has accrued.
- GoCashBack: It can take up to 120 days for cash back to become available. Payout: On request. A payment request is processed within 7 to 14 business days.
- CouponFollow: Pending for up to 60 days, to ensure a purchase isn't returned or refunded. Payout: Monthly: paid on the 25th to the linked PayPal account, arriving by month end; rewards earned on or after the 25th roll to the next month.
- MyPoints: No confirmation window we have verified. Payout: On redemption. Some rewards are delivered immediately; others may take up to 10 business days to process.
- Extrabux: Usually tracked within 1 to 7 days of purchase, then held through a 90-day window for returns or cancellations at most stores before it becomes available. Payout: On request. Requests are processed within 3 business days; PayPal and eGift cards typically land within 24 to 48 hours after that, ACH takes about 5 business days, and a check 1 to 2 weeks by post.
- Price.com: Typically 30 to 90 days: pending until the retailer confirms the purchase and its return period ends. Payout: On request, once the cash back is approved.
- RetailMeNot: In about 45 days the cash back lands in the RetailMeNot account as redeemable. Payout: On request, once the cash back is approved in the account.
Is there a minimum payout?
- Rakuten: $5.01 in confirmed cash back before the payment date; $5.00 or less carries over to the next one.
- RebatesMe: $10 in available cash back, not counting bonuses.
- TopCashback: None for PayPal, Venmo or bank transfer; some gift cards have one.
- Active Junky: None stated for the monthly payout. Cashing out early as a gift card takes $5.01 in approved cash back.
- Mr. Rebates: $10 in Available Rebates.
- GoCashBack: $10 in withdrawable cash back, not counting sign-up, referral or activity bonuses for the first withdrawal.
- CouponFollow: An Available Balance of at least $10.
- MyPoints: At least 480 available Points to redeem (MyPoints blog, 2019).
- Extrabux: $10 available balance, with at least one confirmed purchase carrying more than $1 in available cash back.
- Price.com: $10 per withdrawal, with a $500 cap per withdrawal and per day.
- RetailMeNot: A minimum approved balance of $5.01 is required for a redemption.