Saint James Cashback: Every Portal's Rate, Compared
The best Saint James cashback we found is 6% at TopCashback, read from TopCashback's own Saint James page.
Saint James cash back rates by portal
Every rate below was read from that portal's own Saint James page, and every row shows when we last looked. Where a rate has a catch, the catch is printed next to the number rather than underneath it.
| Portal | Rate | Last checked |
|---|---|---|
| TopCashback | 6%source | |
| Rakuten | 2%source | |
| RebatesMe | Up to 6%A maximum, not a standing rate. RebatesMe's category table for this store goes as low as 1%.source | |
| Mr. Rebates | 1%source | |
| chirpyest | Rate not publishedThis portal lists the merchant but did not show a rate we could read. That is different from paying nothing.source | |
| Extrabux | Rate not publishedThis portal lists the merchant but did not show a rate we could read. That is different from paying nothing.source | |
| GoCashBack | Rate not publishedfrom the portal's store listThis portal names the merchant in its store list without a rate. That is different from paying nothing. The first visit to this page reads the page itself.source | |
| MaxRebates | Rate not publishedThis portal lists the merchant but did not show a rate we could read. That is different from paying nothing.source | |
| Price.com | Rate not publishedThis portal lists the merchant but did not show a rate we could read. That is different from paying nothing.source | |
| Active Junky | Not carriedThis portal does not cover this merchant. | |
| BeFrugal | Not carriedThis portal does not cover this merchant. | |
| CouponFollow | Not carriedThis portal does not cover this merchant. | |
| Fluz | Not carriedThis portal does not cover this merchant. | |
| Hoopla Doopla | Not carriedThis portal does not cover this merchant. | |
| Lolli | Not carriedThis portal does not cover this merchant. | |
| MyPoints | Not carriedThis portal does not cover this merchant. | |
| Raise | Not carriedThis portal does not cover this merchant. | |
| RetailMeNot | Not carriedThis portal does not cover this merchant. | |
| ShopBack | Not carriedThis portal does not cover this merchant. | |
| Sunshine Rewards | Not carriedThis portal does not cover this merchant. |
Rates move without notice, so treat anything more than a couple of days old as worth re-checking at the portal before you shop.
How to get Saint James cashback, step by step
- Open TopCashback's Saint James page and click through to Saint James from there. That click is what ties the order to your account, so start every Saint James order this way rather than from a bookmark or a search result. The rate as we last read it was 6%.
- Shop in that same tab and session. Don't leave for a coupon site and come back, and turn off any other cashback or coupon extension before you check out: the last click before the order is the one that gets credited, and another extension's click can take it.
- Check out in one go, using only codes TopCashback itself shows for Saint James. A code from somewhere else can void the cashback on many stores.
- Wait for it to confirm. No fixed window. Cash back goes pending, then confirmed once the retailer reviews the order, then payable once the retailer's network is invoiced. TopCashback prints an estimated payout speed on each merchant's page. Returning part of the order, or cancelling it, changes what gets paid.
- Get paid. TopCashback pays by: Bank transfer, Venmo, PayPal, gift cards, a Virtual Visa Prepaid Card or an American Express Virtual Reward Card. Minimum: None for PayPal, Venmo or bank transfer; some gift cards have one. Timing: On request, once the cash back is payable. Adding bank, PayPal or Venmo details puts a 72-hour hold on the account first.
Getting paid, portal by portal
Each portal's own help pages, as written there. The source link on each row goes to the page it came from. These are the portal's terms, not Saint James's.
| Portal | Paid by | Minimum | Confirmation window |
|---|---|---|---|
| TopCashbacksource | Bank transfer, Venmo, PayPal, gift cards, a Virtual Visa Prepaid Card or an American Express Virtual Reward Card. | None for PayPal, Venmo or bank transfer; some gift cards have one. | No fixed window. Cash back goes pending, then confirmed once the retailer reviews the order, then payable once the retailer's network is invoiced. TopCashback prints an estimated payout speed on each merchant's page. |
| Rakutensource | Big Fat Check by mail, PayPal, American Express Membership Rewards points, or Bilt. A confirmed balance of $5.00 or more can also be redeemed as a gift card within minutes. | $5.01 in confirmed cash back before the payment date; $5.00 or less carries over to the next one. | 3 to 14 weeks for online and in-store purchases; 45 to 120 days for travel. |
| RebatesMesource | PayPal, credit card, Alipay, check or gift cards. | $10 in available cash back, not counting bonuses. | Cash back becomes available after the 90-day return window. |
| Mr. Rebatessource | A rebate check by mail, or payment via PayPal, Venmo or an Amazon gift card. | $10 in Available Rebates. | Rebates post to Pending within 1 to 3 business days of the order or ship date, then stay Pending for 90 days from the posting date before moving to Available. |
| chirpyestsource | US dollars via PayPal or Venmo. | $5.00; balances below $5.00 remain in the account for the next payment period. | Not available until the retailer's return period has elapsed, up to 180 days or longer from purchase. |
| Extrabuxsource | PayPal, eGift cards, ACH bank deposit (US only), check (US only), or a donation to a charity. | $10 available balance, with at least one confirmed purchase carrying more than $1 in available cash back. | Usually tracked within 1 to 7 days of purchase, then held through a 90-day window for returns or cancellations at most stores before it becomes available. |
| GoCashBacksource | PayPal, check, gift card (US only) or Helipay. | $10 in withdrawable cash back, not counting sign-up, referral or activity bonuses for the first withdrawal. | It can take up to 120 days for cash back to become available. |
| MaxRebatessource | Check or PayPal, in US dollars, and sometimes other options such as a donation to charity. | $10.00 per payment, with a $2,000.00 maximum. | Pending for 90 days to cover store return policies, cancellations and commission collection; it often takes up to 90 days for cash back to become payable, depending on the product and the merchant. |
| Price.comsource | Debit card deposit, PayPal, Venmo, Zelle, gift cards, a donation to charity, or crypto. | $10 per withdrawal, with a $500 cap per withdrawal and per day. | Typically 30 to 90 days: pending until the retailer confirms the purchase and its return period ends. |
Saint James cashback rate history
Only changes are listed. Re-confirmations are not noise worth showing.
- MaxRebatesrate no longer published
- chirpyestrate no longer published
- GoCashBackrate no longer published
- Rakuten2%
- CouponFollowmerchant dropped by this portal
- ShopBackmerchant dropped by this portal
- Raisemerchant dropped by this portal
- BeFrugalmerchant dropped by this portal
- Fluzmerchant dropped by this portal
- Price.comrate no longer published
- TopCashback6%
- Lollimerchant dropped by this portal
- GoCashBackmerchant dropped by this portal
- Active Junkymerchant dropped by this portal
- Sunshine Rewardsmerchant dropped by this portal
- Extrabuxrate no longer published
- RebatesMeUp to 6%
- RetailMeNotmerchant dropped by this portal
- MaxRebates8.1%
- MyPointsmerchant dropped by this portal
- Rakutenrate no longer published
- chirpyest7.5%
- Hoopla Dooplamerchant dropped by this portal
- Mr. Rebates1%
- Mr. Rebates1%
How these Saint James numbers were produced
- Read directly from each portal's own merchant page, never copied from another comparison site.
- A rate we could not read is reported as unread. It is never converted into a zero, and a failed check never overwrites a previously good number.
- "Up to" and new-customer-only rates are labelled as such and are not allowed to win the top spot over a lower rate that everyone actually gets.
Saint James cashback FAQ
Which portal pays the most for Saint James cashback right now?
TopCashback, at 6%. That's the rate a returning shopper gets, which is how the table ranks: an "up to" ceiling or a new-customer rate never takes this spot over a lower rate everyone gets.
How long does Saint James cashback take to pay out?
On a click-through portal there are two waits, one after the other: the portal has to confirm the order with Saint James, which mostly tracks Saint James's return window, and then the confirmed balance has to be paid out, which is the portal's own rule. Buying Saint James's gift card through a portal skips the first wait: that cashback is paid when the card is bought.
- TopCashback: No fixed window. Cash back goes pending, then confirmed once the retailer reviews the order, then payable once the retailer's network is invoiced. TopCashback prints an estimated payout speed on each merchant's page. Payout: On request, once the cash back is payable. Adding bank, PayPal or Venmo details puts a 72-hour hold on the account first.
- Rakuten: 3 to 14 weeks for online and in-store purchases; 45 to 120 days for travel. Payout: Every three months: February 15, May 15, August 15 and November 15.
- RebatesMe: Cash back becomes available after the 90-day return window.
- Mr. Rebates: Rebates post to Pending within 1 to 3 business days of the order or ship date, then stay Pending for 90 days from the posting date before moving to Available. Payout: On request, once $10 in Available Rebates has accrued.
- chirpyest: Not available until the retailer's return period has elapsed, up to 180 days or longer from purchase. Payout: On chirpyest's current payment schedule, which its terms don't date.
- Extrabux: Usually tracked within 1 to 7 days of purchase, then held through a 90-day window for returns or cancellations at most stores before it becomes available. Payout: On request. Requests are processed within 3 business days; PayPal and eGift cards typically land within 24 to 48 hours after that, ACH takes about 5 business days, and a check 1 to 2 weeks by post.
- GoCashBack: It can take up to 120 days for cash back to become available. Payout: On request. A payment request is processed within 7 to 14 business days.
- MaxRebates: Pending for 90 days to cover store return policies, cancellations and commission collection; it often takes up to 90 days for cash back to become payable, depending on the product and the merchant. Payout: On request, once the cash back is payable. A PayPal payout should arrive within 7 to 14 business days.
- Price.com: Typically 30 to 90 days: pending until the retailer confirms the purchase and its return period ends. Payout: On request, once the cash back is approved.
Is there a minimum payout?
- TopCashback: None for PayPal, Venmo or bank transfer; some gift cards have one.
- Rakuten: $5.01 in confirmed cash back before the payment date; $5.00 or less carries over to the next one.
- RebatesMe: $10 in available cash back, not counting bonuses.
- Mr. Rebates: $10 in Available Rebates.
- chirpyest: $5.00; balances below $5.00 remain in the account for the next payment period.
- Extrabux: $10 available balance, with at least one confirmed purchase carrying more than $1 in available cash back.
- GoCashBack: $10 in withdrawable cash back, not counting sign-up, referral or activity bonuses for the first withdrawal.
- MaxRebates: $10.00 per payment, with a $2,000.00 maximum.
- Price.com: $10 per withdrawal, with a $500 cap per withdrawal and per day.