ThirdLove Cashback: Every Portal's Rate, Compared
The best ThirdLove cashback we found is 8% at Fluz, read from Fluz's own ThirdLove page.
ThirdLove cash back rates by portal
Every rate below was read from that portal's own ThirdLove page, and every row shows when we last looked. Where a rate has a catch, the catch is printed next to the number rather than underneath it.
| Portal | Rate | Last checked |
|---|---|---|
| Fluz | 8%source | |
| Raise | 7%source | |
| RebatesMe | 5%source | |
| Rakuten | 3%source | |
| GoCashBack | Up to 4%A maximum, not a standing rate. GoCashBack pays the top rate only on some categories, and the everyday rate is usually lower.source | |
| Lolli | Up to 1.125%A maximum, not a standing rate. Lolli prints only the ceiling, and the everyday rate is usually lower.source | |
| chirpyest | Rate not publishedfrom the portal's store listThis portal names the merchant in its store list without a rate. That is different from paying nothing. The first visit to this page reads the page itself.source | |
| CouponFollow | Rate not publishedThis portal lists the merchant but did not show a rate we could read. That is different from paying nothing.source | |
| Extrabux | Rate not publishedThis portal lists the merchant but did not show a rate we could read. That is different from paying nothing.source | |
| MyPoints | Rate not publishedfrom the portal's store listThis portal names the merchant in its store list without a rate. That is different from paying nothing. The first visit to this page reads the page itself.source | |
| Price.com | Rate not publishedThis portal lists the merchant but did not show a rate we could read. That is different from paying nothing.source | |
| RetailMeNot | Rate not publishedfrom the portal's store listThis portal names the merchant in its store list without a rate. That is different from paying nothing. The first visit to this page reads the page itself.source | |
| Active Junky | Not carriedThis portal does not cover this merchant. | |
| BeFrugal | Not carriedThis portal does not cover this merchant. | |
| ShopBack | Not carriedThis portal does not cover this merchant. | |
| Sunshine Rewards | Not carriedThis portal does not cover this merchant. | |
| TopCashback | Not carriedThis portal does not cover this merchant. |
Rates move without notice, so treat anything more than a couple of days old as worth re-checking at the portal before you shop.
How to get ThirdLove cashback, step by step
- Open Fluz's ThirdLove page and buy a gift card for the amount of your ThirdLove order. The rate as we last read it was 8%. Instant. The cashback lands in the Fluz balance when the gift card is bought.
- Pay for your ThirdLove order with that gift card, the same way you'd use any ThirdLove gift card.
- Buy only what you'll spend. The cashback is paid when you buy the card, and a card balance you never use is money parked at ThirdLove, not savings.
- Get paid. Fluz pays by: Bank transfer (ACH), PayPal or Venmo, or spent in the app on more gift cards. Without a US bank account, PayPal or Venmo. Minimum: $15 in lifetime earnings once, then $1 per withdrawal. Timing: On request; 2 to 7 business days. Fluz charges no fee, but passes on any transfer fee it's charged.
Getting paid, portal by portal
Each portal's own help pages, as written there. The source link on each row goes to the page it came from. These are the portal's terms, not ThirdLove's.
| Portal | Paid by | Minimum | Confirmation window |
|---|---|---|---|
| Fluzsource | Bank transfer (ACH), PayPal or Venmo, or spent in the app on more gift cards. Without a US bank account, PayPal or Venmo. | $15 in lifetime earnings once, then $1 per withdrawal. | Instant. The cashback lands in the Fluz balance when the gift card is bought. |
| Raisesource | Raise Cash, posted to your Raise account each time you buy a gift card. It's redeemed at checkout on Raise toward any gift card or other product Raise sells, and Raise's catalogue includes a Prepaid Mastercard. Raise doesn't offer cash distribution, bank transfers or PayPal transfers. | None to redeem; Raise applies it at your next checkout. Gift cards must be bought for at least $5, and with more than $1,000 in Raise Cash on hand you have to redeem some before earning more. | Posted to the Raise account when the gift card is bought, and rescinded if that purchase is refunded or cancelled for any reason. |
| RebatesMesource | PayPal, credit card, Alipay, check or gift cards. | $10 in available cash back, not counting bonuses. | Cash back becomes available after the 90-day return window. |
| Rakutensource | Big Fat Check by mail, PayPal, American Express Membership Rewards points, or Bilt. A confirmed balance of $5.00 or more can also be redeemed as a gift card within minutes. | $5.01 in confirmed cash back before the payment date; $5.00 or less carries over to the next one. | 3 to 14 weeks for online and in-store purchases; 45 to 120 days for travel. |
| GoCashBacksource | PayPal, check, gift card (US only) or Helipay. | $10 in withdrawable cash back, not counting sign-up, referral or activity bonuses for the first withdrawal. | It can take up to 120 days for cash back to become available. |
| Lollisource | Transfer to any bitcoin address if you're earning in bitcoin, or withdraw to a US bank account. Lolli holds the bitcoin in a custodial wallet until you withdraw it. | $15 in available balance. | Rewards become available once each retailer's confirmation period has passed, typically 90 days after the purchase or completed travel reservation. It can take up to 90 days. |
| chirpyestsource | US dollars via PayPal or Venmo. | $5.00; balances below $5.00 remain in the account for the next payment period. | Not available until the retailer's return period has elapsed, up to 180 days or longer from purchase. |
| CouponFollowsource | PayPal; a valid US PayPal account has to be connected to CouponFollow. | An Available Balance of at least $10. | Pending for up to 60 days, to ensure a purchase isn't returned or refunded. |
| Extrabuxsource | PayPal, eGift cards, ACH bank deposit (US only), check (US only), or a donation to a charity. | $10 available balance, with at least one confirmed purchase carrying more than $1 in available cash back. | Usually tracked within 1 to 7 days of purchase, then held through a 90-day window for returns or cancellations at most stores before it becomes available. |
| MyPointssource | Points, redeemed for gift cards, travel miles or cash via PayPal. | At least 480 available Points to redeem (MyPoints blog, 2019). | Not verified yet |
| Price.comsource | Debit card deposit, PayPal, Venmo, Zelle, gift cards, a donation to charity, or crypto. | $10 per withdrawal, with a $500 cap per withdrawal and per day. | Typically 30 to 90 days: pending until the retailer confirms the purchase and its return period ends. |
| RetailMeNotsource | PayPal or Venmo, from the RetailMeNot account. | A minimum approved balance of $5.01 is required for a redemption. | In about 45 days the cash back lands in the RetailMeNot account as redeemable. |
ThirdLove cashback rate history
Only changes are listed. Re-confirmations are not noise worth showing.
- Rakuten3%
- CouponFollowrate no longer published
- ShopBackmerchant dropped by this portal
- Raise7%
- BeFrugalmerchant dropped by this portal
- Fluz8%
- Price.comrate no longer published
- TopCashbackmerchant dropped by this portal
- LolliUp to 1.125%
- GoCashBackUp to 4%
- Active Junkymerchant dropped by this portal
- Sunshine Rewardsmerchant dropped by this portal
- Extrabuxrate no longer published
- RebatesMe5%
- RetailMeNotrate no longer published
- chirpyestrate no longer published
- MyPointsrate no longer published
- Fluzrate no longer published
- Price.comrate no longer published
- GoCashBackrate no longer published
- Extrabuxrate no longer published
How these ThirdLove numbers were produced
- Read directly from each portal's own merchant page, never copied from another comparison site.
- A rate we could not read is reported as unread. It is never converted into a zero, and a failed check never overwrites a previously good number.
- "Up to" and new-customer-only rates are labelled as such and are not allowed to win the top spot over a lower rate that everyone actually gets.
ThirdLove cashback FAQ
Which portal pays the most for ThirdLove cashback right now?
Fluz, at 8%. That's the rate a returning shopper gets, which is how the table ranks: an "up to" ceiling or a new-customer rate never takes this spot over a lower rate everyone gets.
How long does ThirdLove cashback take to pay out?
On a click-through portal there are two waits, one after the other: the portal has to confirm the order with ThirdLove, which mostly tracks ThirdLove's return window, and then the confirmed balance has to be paid out, which is the portal's own rule. Buying ThirdLove's gift card through a portal skips the first wait: that cashback is paid when the card is bought.
- Fluz: Instant. The cashback lands in the Fluz balance when the gift card is bought. Payout: On request; 2 to 7 business days. Fluz charges no fee, but passes on any transfer fee it's charged.
- Raise: Posted to the Raise account when the gift card is bought, and rescinded if that purchase is refunded or cancelled for any reason. Payout: Posted on each gift-card purchase. Raise Cash expires 180 days after the day it was earned.
- RebatesMe: Cash back becomes available after the 90-day return window.
- Rakuten: 3 to 14 weeks for online and in-store purchases; 45 to 120 days for travel. Payout: Every three months: February 15, May 15, August 15 and November 15.
- GoCashBack: It can take up to 120 days for cash back to become available. Payout: On request. A payment request is processed within 7 to 14 business days.
- Lolli: Rewards become available once each retailer's confirmation period has passed, typically 90 days after the purchase or completed travel reservation. It can take up to 90 days. Payout: On request, once the balance is available.
- chirpyest: Not available until the retailer's return period has elapsed, up to 180 days or longer from purchase. Payout: On chirpyest's current payment schedule, which its terms don't date.
- CouponFollow: Pending for up to 60 days, to ensure a purchase isn't returned or refunded. Payout: Monthly: paid on the 25th to the linked PayPal account, arriving by month end; rewards earned on or after the 25th roll to the next month.
- Extrabux: Usually tracked within 1 to 7 days of purchase, then held through a 90-day window for returns or cancellations at most stores before it becomes available. Payout: On request. Requests are processed within 3 business days; PayPal and eGift cards typically land within 24 to 48 hours after that, ACH takes about 5 business days, and a check 1 to 2 weeks by post.
- MyPoints: No confirmation window we have verified. Payout: On redemption. Some rewards are delivered immediately; others may take up to 10 business days to process.
- Price.com: Typically 30 to 90 days: pending until the retailer confirms the purchase and its return period ends. Payout: On request, once the cash back is approved.
- RetailMeNot: In about 45 days the cash back lands in the RetailMeNot account as redeemable. Payout: On request, once the cash back is approved in the account.
Is there a minimum payout?
- Fluz: $15 in lifetime earnings once, then $1 per withdrawal.
- Raise: None to redeem; Raise applies it at your next checkout. Gift cards must be bought for at least $5, and with more than $1,000 in Raise Cash on hand you have to redeem some before earning more.
- RebatesMe: $10 in available cash back, not counting bonuses.
- Rakuten: $5.01 in confirmed cash back before the payment date; $5.00 or less carries over to the next one.
- GoCashBack: $10 in withdrawable cash back, not counting sign-up, referral or activity bonuses for the first withdrawal.
- Lolli: $15 in available balance.
- chirpyest: $5.00; balances below $5.00 remain in the account for the next payment period.
- CouponFollow: An Available Balance of at least $10.
- Extrabux: $10 available balance, with at least one confirmed purchase carrying more than $1 in available cash back.
- MyPoints: At least 480 available Points to redeem (MyPoints blog, 2019).
- Price.com: $10 per withdrawal, with a $500 cap per withdrawal and per day.
- RetailMeNot: A minimum approved balance of $5.01 is required for a redemption.