Velvet by Graham & Spencer Cashback: Every Portal's Rate, Compared
The best Velvet by Graham & Spencer cashback we found is 9% at BeFrugal, read from BeFrugal's own Velvet by Graham & Spencer page.
Velvet by Graham & Spencer cash back rates by portal
Every rate below was read from that portal's own Velvet by Graham & Spencer page, and every row shows when we last looked. Where a rate has a catch, the catch is printed next to the number rather than underneath it.
| Portal | Rate | Last checked |
|---|---|---|
| BeFrugal | 9%source | |
| TopCashback | 8%source | |
| Mr. Rebates | 5%source | |
| chirpyest | 4%source | |
| Rakuten | 3%source | |
| Price.com | Rate not publishedThis portal lists the merchant but did not show a rate we could read. That is different from paying nothing.source | |
| Active Junky | Not carriedThis portal does not cover this merchant. | |
| CouponFollow | Not carriedThis portal does not cover this merchant. | |
| Extrabux | Not carriedThis portal does not cover this merchant. | |
| Fluz | Not carriedThis portal does not cover this merchant. | |
| GoCashBack | Not carriedThis portal does not cover this merchant. | |
| Hoopla Doopla | Not carriedThis portal does not cover this merchant. | |
| Lolli | Not carriedThis portal does not cover this merchant. | |
| MaxRebates | Not carriedThis portal does not cover this merchant. | |
| MyPoints | Not carriedThis portal does not cover this merchant. | |
| Raise | Not carriedThis portal does not cover this merchant. | |
| RebatesMe | Not carriedThis portal does not cover this merchant. | |
| RetailMeNot | Not carriedThis portal does not cover this merchant. | |
| ShopBack | Not carriedThis portal does not cover this merchant. | |
| Sunshine Rewards | Not carriedThis portal does not cover this merchant. |
Rates move without notice, so treat anything more than a couple of days old as worth re-checking at the portal before you shop.
How to get Velvet by Graham & Spencer cashback, step by step
- Open BeFrugal's Velvet by Graham & Spencer page and click through to Velvet by Graham & Spencer from there. That click is what ties the order to your account, so start every Velvet by Graham & Spencer order this way rather than from a bookmark or a search result. The rate as we last read it was 9%.
- Shop in that same tab and session. Don't leave for a coupon site and come back, and turn off any other cashback or coupon extension before you check out: the last click before the order is the one that gets credited, and another extension's click can take it.
- Check out in one go, using only codes BeFrugal itself shows for Velvet by Graham & Spencer. A code from somewhere else can void the cashback on many stores.
- Wait for it to confirm. Verified cash back sits in the account for 30 to 90 days, set by the retailer's return policy and its payment cycle with BeFrugal. Store pages say cash back is typically available for payment 15 to 60 days after purchase. Returning part of the order, or cancelling it, changes what gets paid.
- Get paid. BeFrugal pays by: Check, PayPal, direct deposit, Venmo, Zelle or an eGift card. Check and direct deposit are US only. Minimum: $0.01 for PayPal or direct deposit; $25 for a check. Timing: On request. Most payouts are sent on the next business day after the request.
Getting paid, portal by portal
Each portal's own help pages, as written there. The source link on each row goes to the page it came from. These are the portal's terms, not Velvet by Graham & Spencer's.
| Portal | Paid by | Minimum | Confirmation window |
|---|---|---|---|
| BeFrugalsource | Check, PayPal, direct deposit, Venmo, Zelle or an eGift card. Check and direct deposit are US only. | $0.01 for PayPal or direct deposit; $25 for a check. | Verified cash back sits in the account for 30 to 90 days, set by the retailer's return policy and its payment cycle with BeFrugal. Store pages say cash back is typically available for payment 15 to 60 days after purchase. |
| TopCashbacksource | Bank transfer, Venmo, PayPal, gift cards, a Virtual Visa Prepaid Card or an American Express Virtual Reward Card. | None for PayPal, Venmo or bank transfer; some gift cards have one. | No fixed window. Cash back goes pending, then confirmed once the retailer reviews the order, then payable once the retailer's network is invoiced. TopCashback prints an estimated payout speed on each merchant's page. |
| Mr. Rebatessource | A rebate check by mail, or payment via PayPal, Venmo or an Amazon gift card. | $10 in Available Rebates. | Rebates post to Pending within 1 to 3 business days of the order or ship date, then stay Pending for 90 days from the posting date before moving to Available. |
| chirpyestsource | US dollars via PayPal or Venmo. | $5.00; balances below $5.00 remain in the account for the next payment period. | Not available until the retailer's return period has elapsed, up to 180 days or longer from purchase. |
| Rakutensource | Big Fat Check by mail, PayPal, American Express Membership Rewards points, or Bilt. A confirmed balance of $5.00 or more can also be redeemed as a gift card within minutes. | $5.01 in confirmed cash back before the payment date; $5.00 or less carries over to the next one. | 3 to 14 weeks for online and in-store purchases; 45 to 120 days for travel. |
| Price.comsource | Debit card deposit, PayPal, Venmo, Zelle, gift cards, a donation to charity, or crypto. | $10 per withdrawal, with a $500 cap per withdrawal and per day. | Typically 30 to 90 days: pending until the retailer confirms the purchase and its return period ends. |
Velvet by Graham & Spencer cashback rate history
Only changes are listed. Re-confirmations are not noise worth showing.
- Rakuten3%
- chirpyest4%
- BeFrugal9%
- chirpyestrate no longer published
- BeFrugal9%
- RetailMeNotmerchant dropped by this portal
- MyPointsmerchant dropped by this portal
- chirpyestmerchant dropped by this portal
- Mr. Rebates5%
- CouponFollowmerchant dropped by this portal
- ShopBackmerchant dropped by this portal
- Raisemerchant dropped by this portal
- Lollimerchant dropped by this portal
- GoCashBackmerchant dropped by this portal
- Active Junkymerchant dropped by this portal
- Sunshine Rewardsmerchant dropped by this portal
- Extrabuxmerchant dropped by this portal
- RebatesMemerchant dropped by this portal
- BeFrugalmerchant dropped by this portal
- Fluzmerchant dropped by this portal
- Price.comrate no longer published
- TopCashback8%
- Rakuten5%
- MaxRebatesmerchant dropped by this portal
- Hoopla Dooplamerchant dropped by this portal
How these Velvet by Graham & Spencer numbers were produced
- Read directly from each portal's own merchant page, never copied from another comparison site.
- A rate we could not read is reported as unread. It is never converted into a zero, and a failed check never overwrites a previously good number.
- "Up to" and new-customer-only rates are labelled as such and are not allowed to win the top spot over a lower rate that everyone actually gets.
Velvet by Graham & Spencer cashback FAQ
Which portal pays the most for Velvet by Graham & Spencer cashback right now?
BeFrugal, at 9%. That's the rate a returning shopper gets, which is how the table ranks: an "up to" ceiling or a new-customer rate never takes this spot over a lower rate everyone gets.
How long does Velvet by Graham & Spencer cashback take to pay out?
On a click-through portal there are two waits, one after the other: the portal has to confirm the order with Velvet by Graham & Spencer, which mostly tracks Velvet by Graham & Spencer's return window, and then the confirmed balance has to be paid out, which is the portal's own rule. Buying Velvet by Graham & Spencer's gift card through a portal skips the first wait: that cashback is paid when the card is bought.
- BeFrugal: Verified cash back sits in the account for 30 to 90 days, set by the retailer's return policy and its payment cycle with BeFrugal. Store pages say cash back is typically available for payment 15 to 60 days after purchase. Payout: On request. Most payouts are sent on the next business day after the request.
- TopCashback: No fixed window. Cash back goes pending, then confirmed once the retailer reviews the order, then payable once the retailer's network is invoiced. TopCashback prints an estimated payout speed on each merchant's page. Payout: On request, once the cash back is payable. Adding bank, PayPal or Venmo details puts a 72-hour hold on the account first.
- Mr. Rebates: Rebates post to Pending within 1 to 3 business days of the order or ship date, then stay Pending for 90 days from the posting date before moving to Available. Payout: On request, once $10 in Available Rebates has accrued.
- chirpyest: Not available until the retailer's return period has elapsed, up to 180 days or longer from purchase. Payout: On chirpyest's current payment schedule, which its terms don't date.
- Rakuten: 3 to 14 weeks for online and in-store purchases; 45 to 120 days for travel. Payout: Every three months: February 15, May 15, August 15 and November 15.
- Price.com: Typically 30 to 90 days: pending until the retailer confirms the purchase and its return period ends. Payout: On request, once the cash back is approved.
Is there a minimum payout?
- BeFrugal: $0.01 for PayPal or direct deposit; $25 for a check.
- TopCashback: None for PayPal, Venmo or bank transfer; some gift cards have one.
- Mr. Rebates: $10 in Available Rebates.
- chirpyest: $5.00; balances below $5.00 remain in the account for the next payment period.
- Rakuten: $5.01 in confirmed cash back before the payment date; $5.00 or less carries over to the next one.
- Price.com: $10 per withdrawal, with a $500 cap per withdrawal and per day.