Master & Dynamic Cashback: Every Portal's Rate, Compared
The best Master & Dynamic cashback we found is 4% at Extrabux, read from Extrabux's own Master & Dynamic page.
Master & Dynamic cash back rates by portal
Every rate below was read from that portal's own Master & Dynamic page, and every row shows when we last looked. Where a rate has a catch, the catch is printed next to the number rather than underneath it.
| Portal | Rate | Last checked |
|---|---|---|
| Extrabux | 4%source | |
| Rakuten | 4%source | |
| Price.com | 3.2%source | |
| TopCashback | Rate not publishedThis portal lists the merchant but did not show a rate we could read. That is different from paying nothing.source | |
| Active Junky | Not carriedThis portal does not cover this merchant. | |
| BeFrugal | Not carriedThis portal does not cover this merchant. | |
| CouponFollow | Not carriedThis portal does not cover this merchant. | |
| Fluz | Not carriedThis portal does not cover this merchant. | |
| GoCashBack | Not carriedThis portal does not cover this merchant. | |
| Lollinot on other comparison sitespaid in bitcoin | Not carriedThis portal does not cover this merchant. | |
| Raisenot on other comparison sites | Not carriedThis portal does not cover this merchant. | |
| RebatesMe | Not carriedThis portal does not cover this merchant. | |
| ShopBack | Not carriedThis portal does not cover this merchant. | |
| Sunshine Rewards | Not carriedThis portal does not cover this merchant. |
Rates move without notice, so treat anything more than a couple of days old as worth re-checking at the portal before you shop.
How to get Master & Dynamic cashback, step by step
- Open Extrabux's Master & Dynamic page and click through to Master & Dynamic from there. That click is what ties the order to your account, so start every Master & Dynamic order this way rather than from a bookmark or a search result. The rate as we last read it was 4%.
- Shop in that same tab and session. Don't leave for a coupon site and come back, and turn off any other cashback or coupon extension before you check out: the last click before the order is the one that gets credited, and another extension's click can take it.
- Check out in one go, using only codes Extrabux itself shows for Master & Dynamic. A code from somewhere else can void the cashback on many stores.
- Wait for it to confirm. Usually tracked within 1 to 7 days of purchase, then held through a 90-day window for returns or cancellations at most stores before it becomes available. Returning part of the order, or cancelling it, changes what gets paid.
- Get paid. Extrabux pays by: PayPal, eGift cards, ACH bank deposit (US only), check (US only), or a donation to a charity. Minimum: $10 available balance, with at least one confirmed purchase carrying more than $1 in available cash back. Timing: On request. Requests are processed within 3 business days; PayPal and eGift cards typically land within 24 to 48 hours after that, ACH takes about 5 business days, and a check 1 to 2 weeks by post.
Getting paid, portal by portal
Each portal's own help pages, as written there. The source link on each row goes to the page it came from. These are the portal's terms, not Master & Dynamic's.
| Portal | Paid by | Minimum | Confirmation window |
|---|---|---|---|
| Extrabuxsource | PayPal, eGift cards, ACH bank deposit (US only), check (US only), or a donation to a charity. | $10 available balance, with at least one confirmed purchase carrying more than $1 in available cash back. | Usually tracked within 1 to 7 days of purchase, then held through a 90-day window for returns or cancellations at most stores before it becomes available. |
| Rakutensource | Big Fat Check by mail, PayPal, American Express Membership Rewards points, or Bilt. A confirmed balance of $5.00 or more can also be redeemed as a gift card within minutes. | $5.01 in confirmed cash back before the payment date; $5.00 or less carries over to the next one. | 3 to 14 weeks for online and in-store purchases; 45 to 120 days for travel. |
| Price.comsource | Debit card deposit, PayPal, Venmo, Zelle, gift cards, a donation to charity, or crypto. | $10 per withdrawal, with a $500 cap per withdrawal and per day. | Typically 30 to 90 days: pending until the retailer confirms the purchase and its return period ends. |
| TopCashbacksource | Bank transfer, Venmo, PayPal, gift cards, a Virtual Visa Prepaid Card or an American Express Virtual Reward Card. | None for PayPal, Venmo or bank transfer; some gift cards have one. | No fixed window. Cash back goes pending, then confirmed once the retailer reviews the order, then payable once the retailer's network is invoiced. TopCashback prints an estimated payout speed on each merchant's page. |
Master & Dynamic cashback rate history
Only changes are listed. Re-confirmations are not noise worth showing.
- CouponFollowmerchant dropped by this portal
- ShopBackmerchant dropped by this portal
- Raisemerchant dropped by this portal
- Lollimerchant dropped by this portal
- GoCashBackmerchant dropped by this portal
- Active Junkymerchant dropped by this portal
- Sunshine Rewardsmerchant dropped by this portal
- Extrabux4%
- RebatesMemerchant dropped by this portal
- BeFrugalmerchant dropped by this portal
- Fluzmerchant dropped by this portal
- Price.com3.2%
- TopCashbackrate no longer published
- Rakuten4%
How these Master & Dynamic numbers were produced
- Read directly from each portal's own merchant page, never copied from another comparison site.
- A rate we could not read is reported as unread. It is never converted into a zero, and a failed check never overwrites a previously good number.
- "Up to" and new-customer-only rates are labelled as such and are not allowed to win the top spot over a lower rate that everyone actually gets.
Master & Dynamic cashback FAQ
Which portal pays the most for Master & Dynamic cashback right now?
Extrabux, at 4%, tied with Rakuten at the same rate. That's the rate a returning shopper gets, which is how the table ranks: an "up to" ceiling or a new-customer rate never takes this spot over a lower rate everyone gets.
How long does Master & Dynamic cashback take to pay out?
On a click-through portal there are two waits, one after the other: the portal has to confirm the order with Master & Dynamic, which mostly tracks Master & Dynamic's return window, and then the confirmed balance has to be paid out, which is the portal's own rule. Buying Master & Dynamic's gift card through a portal skips the first wait: that cashback is paid when the card is bought.
- Extrabux: Usually tracked within 1 to 7 days of purchase, then held through a 90-day window for returns or cancellations at most stores before it becomes available. Payout: On request. Requests are processed within 3 business days; PayPal and eGift cards typically land within 24 to 48 hours after that, ACH takes about 5 business days, and a check 1 to 2 weeks by post.
- Rakuten: 3 to 14 weeks for online and in-store purchases; 45 to 120 days for travel. Payout: Every three months: February 15, May 15, August 15 and November 15.
- Price.com: Typically 30 to 90 days: pending until the retailer confirms the purchase and its return period ends. Payout: On request, once the cash back is approved.
- TopCashback: No fixed window. Cash back goes pending, then confirmed once the retailer reviews the order, then payable once the retailer's network is invoiced. TopCashback prints an estimated payout speed on each merchant's page. Payout: On request, once the cash back is payable. Adding bank, PayPal or Venmo details puts a 72-hour hold on the account first.
Is there a minimum payout?
- Extrabux: $10 available balance, with at least one confirmed purchase carrying more than $1 in available cash back.
- Rakuten: $5.01 in confirmed cash back before the payment date; $5.00 or less carries over to the next one.
- Price.com: $10 per withdrawal, with a $500 cap per withdrawal and per day.
- TopCashback: None for PayPal, Venmo or bank transfer; some gift cards have one.